NMI Holdings Inc Income Statement
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
579M
10.40%
0M
579M
111M
0M
0M
0M
32M
413M
91M
322M
9.97%
134M
-32M
12M
12M
0M
524M
7.99%
0M
524M
117M
117M
0M
398M
32M
377M
84M
293M
26.73%
147M
-32M
410M
12M
398M
486M
11.34%
12M
486M
-191M
142M
0M
295M
32M
297M
66M
231M
34.72%
189M
-32M
306M
11M
295M
436M
17.85%
-59M
436M
-221M
132M
0M
215M
24M
218M
47M
172M
-0.23%
218M
-24M
225M
10M
215M
370M
35.26%
-13M
370M
-156M
2M
0M
214M
12M
217M
45M
172M
59.33%
153M
-12M
223M
9M
214M
274M
53.17%
-5M
274M
138M
117M
0M
151M
15M
136M
28M
108M
389.46%
138M
-15M
159M
8M
151M
179M
46.53%
-5M
179M
126M
107M
0M
66M
14M
53M
31M
22M
-66.51%
126M
-14M
73M
7M
66M
122M
119.62%
-2M
122M
110M
93M
0M
26M
15M
11M
-54M
66M
-336.90%
110M
-15M
32M
0M
26M
56M
149.97%
-1M
56M
83M
81M
0M
-26M
2M
-28M
0M
-28M
-43.17%
83M
0M
-21M
0M
-26M
22M
299.42%
0M
22M
74M
73M
0M
-51M
0M
-51M
0M
-49M
-11.38%
74M
0M
-43M
0M
-51M
6M
1,860.31%
61M
-55M
61M
61M
0M
-55M
0M
-55M
0M
-55M
100.73%
61M
0M
-47M
0M
-55M
0M
-
24M
0M
23M
23M
0M
-26M
2M
-27M
0M
-27M
100.73%
28M
0M
-26M
0M
-26M
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
151M
13.73%
0M
151M
30M
0M
0M
0M
8M
105M
22M
83M
14.36%
38M
-8M
3M
3M
0M
148M
13.46%
0M
148M
28M
0M
0M
107M
8M
107M
23M
84M
9.26%
41M
-8M
107M
3M
104M
143M
7.09%
3M
143M
27M
27M
0M
104M
8M
104M
24M
80M
6.42%
39M
-8M
104M
3M
101M
137M
7.25%
7M
137M
26M
26M
0M
101M
8M
96M
22M
74M
10.01%
41M
-8M
104M
3M
101M
133M
6.33%
0M
133M
87M
208M
0M
92M
8M
95M
22M
73M
20.52%
38M
-8M
95M
3M
92M
131M
5.27%
-3M
131M
32M
27M
0M
107M
8M
99M
22M
77M
27.65%
32M
-8M
110M
3M
107M
133M
9.73%
-3M
133M
36M
31M
0M
105M
8M
97M
22M
75M
31.16%
36M
-8M
108M
3M
105M
128M
10.91%
-1M
128M
41M
33M
0M
95M
8M
87M
19M
68M
27.96%
41M
-8M
98M
3M
95M
125M
15.35%
-1M
125M
47M
39M
0M
86M
8M
78M
18M
61M
25.39%
47M
-8M
89M
3M
86M
124M
15.55%
3M
124M
47M
35M
0M
85M
8M
77M
17M
60M
57.66%
47M
-8M
88M
3M
85M
121M
13.79%
5M
121M
48M
35M
0M
82M
8M
74M
16M
58M
114.25%
48M
-8M
84M
3M
82M
115M
1.22%
5M
115M
48M
34M
0M
75M
8M
67M
15M
53M
-9.23%
48M
-8M
78M
3M
75M
109M
6.12%
-115M
109M
47M
2M
0M
-399M
8M
62M
13M
48M
-3.84%
47M
-8M
72M
3M
70M
107M
4.50%
16M
107M
58M
34M
0M
57M
8M
49M
11M
38M
-23.28%
58M
-8M
60M
2M
57M
107M
19.24%
34M
107M
1M
1M
0M
41M
6M
35M
8M
27M
-31.34%
72M
-6M
43M
2M
41M
114M
50.22%
6M
114M
1M
1M
0M
75M
3M
72M
14M
58M
77.12%
41M
-3M
77M
2M
75M
102M
28.16%
-21M
102M
1M
1M
0M
-280M
3M
63M
13M
50M
41.31%
39M
-3M
68M
3M
66M
103M
54.95%
3M
103M
39M
33M
0M
67M
3M
64M
14M
50M
100.57%
39M
-3M
69M
2M
67M
89M
32.46%
3M
89M
39M
33M
0M
54M
3M
51M
12M
39M
54.91%
39M
-3M
56M
2M
54M
76M
26.10%
3M
76M
37M
31M
0M
42M
3M
39M
6M
33M
47.17%
37M
-3M
44M
2M
42M
80M
56.12%
-9M
80M
35M
205M
0M
-208M
3M
45M
0M
36M
-2,111.33%
35M
0M
50M
2M
48M
66M
36.83%
1M
66M
34M
30M
0M
35M
3M
32M
0M
25M
101.52%
34M
0M
37M
2M
35M
68M
60.04%
1M
68M
35M
29M
0M
38M
6M
32M
0M
25M
319.84%
35M
0M
40M
2M
38M
60M
62.71%
2M
60M
33M
28M
0M
30M
3M
27M
0M
22M
307.05%
33M
0M
32M
2M
30M
51M
46.39%
-8M
51M
34M
186M
0M
-143M
3M
17M
0M
-2M
-102.87%
34M
0M
22M
2M
20M
48M
39.54%
1M
48M
29M
25M
0M
23M
3M
19M
0M
12M
99.38%
29M
0M
25M
2M
23M
42M
43.49%
1M
42M
33M
28M
0M
13M
3M
9M
0M
6M
198.96%
33M
0M
14M
2M
13M
37M
61.27%
1M
37M
30M
26M
0M
10M
3M
7M
0M
5M
-240.57%
30M
0M
12M
2M
10M
35M
80.96%
-4M
35M
28M
163M
0M
-98M
4M
7M
0M
62M
-1,376.95%
28M
0M
12M
1M
11M
35M
130.95%
1M
35M
28M
24M
0M
10M
4M
6M
0M
6M
-228.67%
28M
0M
12M
2M
10M
29M
172.63%
0M
29M
27M
23M
0M
6M
4M
2M
0M
2M
-119.42%
27M
0M
7M
1M
6M
23M
119.91%
0M
23M
27M
23M
0M
0M
4M
-4M
0M
-4M
-50.04%
27M
0M
1M
1M
0M
19M
182.41%
-1M
19M
24M
140M
0M
-58M
2M
-5M
0M
-5M
-51.89%
24M
0M
-4M
1M
-5M
15M
127.25%
0M
15M
20M
20M
0M
-5M
0M
-5M
0M
-5M
-56.28%
20M
0M
-4M
1M
-5M
11M
139.13%
0M
11M
21M
21M
0M
-10M
0M
-10M
0M
-10M
-19.46%
21M
0M
-9M
1M
-10M
10M
144.71%
0M
10M
18M
18M
0M
-8M
0M
-8M
0M
-8M
-48.06%
18M
0M
-7M
1M
-8M
7M
213.44%
0M
7M
18M
129M
0M
-33M
2M
-11M
0M
-10M
-23.41%
18M
0M
-9M
1M
-11M
7M
206.11%
18M
-11M
18M
18M
0M
-11M
0M
-11M
0M
-11M
-20.88%
18M
0M
-9M
2M
-11M
5M
505.22%
19M
-14M
19M
19M
0M
-14M
0M
-14M
0M
-13M
-21.01%
19M
0M
-12M
2M
-14M
4M
797.23%
19M
-15M
19M
19M
0M
-15M
0M
-15M
0M
-15M
25.95%
19M
0M
-13M
2M
-15M
2M
670.86%
61M
-59M
15M
37M
0M
-22M
0M
-13M
0M
-13M
2.24%
15M
0M
-10M
3M
-13M
2M
247,190.62%
7,302M
-7,300M
12M
11M
0M
-7,490M
0M
-14M
0M
-14M
71.00%
16M
0M
-11M
3M
-13M
1M
-
15M
1M
14M
14M
0M
-16M
0M
-16M
0M
-16M
162.64%
17M
0M
-14M
3M
-16M
0M
-
12M
0M
11M
11M
0M
-12M
0M
-12M
0M
-12M
2,997.94%
12M
0M
-12M
0M
-12M
0M
-
12M
0M
11M
11M
0M
-13M
0M
-13M
0M
-13M
2,997.94%
13M
0M
-13M
0M
-13M
0M
-
8M
0M
8M
8M
0M
-8M
2M
-8M
0M
-8M
2,997.94%
8M
0M
-8M
0M
-8M
0M
-
4M
0M
4M
4M
0M
-5M
2M
-6M
0M
-6M
2,997.94%
6M
0M
-5M
0M
-6M
0M
-
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
2,997.94%
0M
0M
0M
0M
0M