NMI Holdings Inc Cash Flow
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
343M
322M
12M
17M
2M
-101M
-226M
9M
-90M
0M
0 %
-92M
0M
-9M
97M
52M
44M
333M
313M
293M
12M
15M
6M
-97M
-279M
11M
-56M
0M
0 %
-57M
0M
0M
44M
-32M
77M
303M
326M
231M
11M
17M
7M
-6M
-362M
12M
-2M
0M
0 %
-5M
-1M
-1M
77M
-50M
127M
313M
253M
172M
10M
11M
4M
10M
42M
12M
463M
9M
5.09 %
-9M
243M
409M
127M
86M
41M
240M
208M
172M
9M
13M
11M
-42M
230M
10M
2M
18M
10.53 %
-18M
-2M
18M
41M
16M
25M
198M
146M
108M
8M
13M
6M
-15M
258M
8M
81M
0M
0 %
92M
-2M
149M
25M
6M
19M
138M
68M
22M
7M
9M
7M
-9M
-93M
9M
-3M
0M
0 %
7M
-2M
-9M
19M
-29M
48M
59M
72M
66M
6M
7M
6M
43M
-80M
11M
-2M
0M
0 %
1M
-2M
-1M
48M
-10M
57M
60M
41M
-28M
5M
8M
-2M
59M
-224M
6M
143M
0M
-0 %
0M
144M
143M
57M
-46M
103M
35M
-21M
-49M
8M
9M
-3M
16M
76M
8M
0M
0M
-0 %
1M
148M
-1M
103M
47M
56M
-29M
-36M
-55M
8M
10M
1M
-1M
-413M
7M
26M
0M
-0 %
28M
0M
-2M
56M
-430M
486M
-43M
-15M
-27M
0M
6M
2M
4M
0M
2M
510M
0M
-0 %
0M
0M
-1M
486M
486M
0M
-17M
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
30M
83M
3M
6M
1M
-88M
-82M
1M
-28M
0M
0 %
-32M
0M
-4M
97M
-80M
176M
29M
121M
84M
3M
4M
-2M
10M
2M
3M
-19M
0M
0 %
-19M
0M
0M
176M
103M
73M
117M
102M
80M
3M
4M
2M
-9M
-83M
3M
-26M
0M
0 %
-26M
0M
0M
73M
-10M
83M
99M
90M
74M
3M
3M
1M
-13M
-32M
2M
-17M
0M
0 %
-15M
0M
-5M
83M
39M
44M
88M
32M
73M
3M
3M
1M
-72M
-105M
3M
-6M
0M
0 %
-5M
0M
-5M
44M
-81M
126M
29M
108M
77M
3M
4M
2M
1M
-32M
2M
-20M
0M
0 %
-21M
0M
0M
126M
53M
72M
105M
94M
75M
3M
4M
1M
-11M
-123M
3M
-26M
0M
0 %
-25M
0M
-1M
72M
-59M
131M
90M
80M
68M
3M
4M
2M
-15M
-19M
2M
-5M
0M
0 %
-5M
0M
-4M
131M
54M
77M
78M
44M
61M
3M
7M
1M
-45M
-61M
3M
-1M
0M
0 %
0M
-1M
-5M
77M
-21M
97M
41M
99M
60M
3M
4M
2M
13M
-67M
3M
0M
0M
0 %
0M
0M
0M
97M
29M
68M
96M
97M
58M
3M
3M
1M
16M
-141M
4M
0M
0M
0 %
0M
0M
0M
68M
-47M
116M
93M
85M
53M
3M
3M
2M
10M
-94M
2M
0M
0M
0 %
4M
0M
-4M
116M
-11M
127M
83M
38M
48M
3M
3M
3M
-32M
554M
3M
4M
0M
0 %
5M
0M
-69M
127M
-67M
194M
35M
88M
38M
2M
3M
2M
31M
-402M
4M
-2M
0M
0 %
-1M
-2M
-2M
194M
-321M
515M
83M
80M
27M
2M
3M
4M
35M
-137M
3M
466M
0M
0 %
220M
246M
614M
515M
406M
110M
76M
48M
58M
2M
3M
-5M
-24M
27M
1M
-5M
0M
0 %
3M
-1M
-8M
110M
69M
41M
46M
69M
50M
3M
3M
3M
-3M
340M
3M
4M
0M
0 %
8M
0M
-18M
41M
-5M
46M
66M
52M
50M
2M
3M
-1M
-17M
-39M
3M
0M
0M
0 %
1M
0M
1M
46M
10M
36M
49M
59M
39M
2M
3M
2M
0M
-60M
3M
0M
0M
0 %
1M
0M
0M
36M
-4M
40M
56M
28M
33M
2M
3M
6M
-22M
-10M
2M
-2M
0M
0 %
11M
0M
-12M
40M
14M
25M
27M
47M
36M
2M
4M
-3M
-1M
434M
3M
0M
0M
0 %
0M
0M
1M
25M
7M
18M
44M
38M
25M
2M
3M
6M
-4M
-37M
2M
2M
0M
0 %
7M
-1M
3M
18M
2M
16M
36M
40M
25M
2M
3M
3M
0M
-124M
2M
0M
0M
0 %
1M
0M
146M
16M
-85M
102M
38M
21M
22M
2M
3M
0M
-10M
-15M
1M
78M
0M
0 %
84M
0M
-1M
102M
83M
19M
20M
26M
-2M
2M
3M
4M
-1M
191M
2M
-1M
0M
-0 %
4M
0M
-8M
19M
-2M
21M
24M
27M
12M
2M
3M
1M
2M
-24M
2M
0M
0M
0 %
0M
0M
0M
21M
1M
20M
25M
17M
6M
2M
2M
5M
2M
-7M
2M
0M
0M
0 %
0M
0M
0M
20M
7M
13M
15M
-2M
5M
2M
2M
0M
-12M
-28M
3M
-2M
0M
0 %
2M
-1M
-4M
13M
-35M
48M
-5M
20M
62M
1M
2M
2M
7M
-13M
3M
0M
0M
0 %
0M
0M
0M
48M
3M
45M
17M
25M
6M
2M
2M
2M
13M
-24M
2M
0M
0M
0 %
0M
0M
0M
45M
-2M
47M
22M
27M
2M
1M
2M
1M
21M
-49M
4M
0M
0M
0 %
0M
0M
0M
47M
-26M
73M
23M
1M
-4M
1M
1M
1M
1M
18M
2M
-1M
0M
-0 %
0M
0M
-1M
73M
16M
57M
-2M
25M
-5M
1M
2M
0M
27M
-242M
2M
144M
0M
-0 %
0M
144M
144M
57M
-75M
133M
23M
18M
-5M
1M
2M
0M
20M
52M
1M
0M
0M
-0 %
0M
0M
0M
133M
68M
64M
16M
6M
-10M
1M
2M
0M
13M
-6M
1M
-1M
0M
-0 %
0M
0M
-1M
64M
-2M
66M
5M
-8M
-8M
1M
2M
-2M
-1M
-28M
1M
0M
0M
-0 %
0M
0M
0M
66M
-37M
103M
-9M
-1M
-10M
1M
2M
0M
6M
-31M
2M
0M
0M
-0 %
0M
148M
0M
103M
-34M
137M
-3M
-2M
-11M
2M
2M
-1M
7M
107M
2M
0M
0M
-0 %
1M
0M
104M
137M
103M
35M
-4M
-6M
-13M
2M
2M
-1M
4M
0M
3M
0M
0M
-0 %
1M
0M
0M
35M
-8M
43M
-9M
-12M
-15M
2M
2M
0M
0M
1M
2M
0M
0M
-0 %
0M
0M
0M
43M
-13M
56M
-14M
-7M
-13M
3M
2M
0M
1M
0M
1M
28M
0M
-0 %
28M
0M
0M
56M
22M
34M
-8M
-6M
-14M
3M
2M
0M
3M
0M
2M
-2M
0M
-0 %
0M
0M
14M
34M
8M
26M
-9M
-10M
-16M
3M
4M
1M
-1M
0M
1M
-2M
0M
-0 %
0M
0M
-2M
26M
-121M
147M
-11M
-13M
-12M
0M
3M
0M
-4M
0M
2M
0M
0M
-0 %
0M
0M
-325M
147M
-338M
486M
-15M
-6M
-13M
0M
3M
1M
3M
0M
2M
0M
0M
-0 %
0M
0M
-3M
486M
-9M
495M
-8M
-4M
-8M
0M
2M
0M
2M
0M
1M
0M
0M
-0 %
0M
0M
-4M
495M
-8M
503M
-5M
-4M
-6M
0M
1M
2M
-1M
0M
0M
510M
0M
-0 %
0M
0M
0M
503M
503M
0M
-5M
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
-0 %
0M
0M
0M
0M
0M
0M
0M