SmartFinancial, Inc. Income Statement
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
152M
2,288.04%
0M
152M
-116M
69M
0M
36M
88M
36M
8M
29M
-33.54%
116M
130M
50M
13M
36M
6M
-95.35%
0M
6M
1M
73M
0M
86M
21M
55M
12M
43M
23.66%
1M
138M
89M
3M
86M
137M
20.37%
0M
137M
-93M
60M
0M
44M
12M
44M
10M
35M
42.98%
93M
113M
47M
2M
44M
114M
25.93%
0M
114M
-83M
46M
0M
31M
17M
31M
7M
24M
-8.35%
83M
101M
33M
6M
31M
91M
11.36%
0M
91M
-57M
39M
0M
33M
25M
33M
7M
27M
46.55%
57M
84M
35M
4M
33M
81M
63.00%
0M
81M
34M
34M
0M
37M
16M
21M
3M
18M
261.22%
34M
77M
33M
-4M
32M
50M
20.87%
0M
50M
24M
23M
0M
17M
6M
11M
6M
5M
-13.52%
24M
46M
20M
2M
19M
41M
51.60%
5M
41M
21M
20M
0M
13M
4M
9M
3M
6M
284.13%
21M
38M
16M
0M
13M
27M
58.67%
2M
25M
14M
13M
0M
6M
3M
3M
2M
2M
-7.86%
14M
25M
7M
0M
6M
17M
1.76%
0M
17M
8M
8M
0M
5M
3M
3M
0M
2M
-2.53%
8M
0M
6M
0M
5M
17M
8.23%
0M
17M
7M
7M
0M
6M
4M
3M
0M
2M
19.88%
7M
0M
7M
0M
6M
16M
1.78%
0M
16M
7M
7M
0M
7M
5M
2M
0M
1M
36.12%
7M
0M
7M
0M
7M
15M
-19.78%
0M
15M
7M
7M
0M
8M
6M
1M
0M
1M
-121.88%
7M
0M
8M
0M
8M
19M
21.90%
0M
19M
7M
7M
0M
3M
9M
-6M
0M
-5M
-42.44%
7M
0M
4M
0M
3M
16M
-21.20%
0M
16M
8M
8M
0M
-2M
11M
-14M
0M
-8M
-425.61%
8M
0M
-1M
0M
-2M
20M
-9.93%
0M
20M
7M
7M
0M
17M
13M
4M
0M
3M
188.33%
7M
0M
17M
0M
17M
22M
5.25%
0M
22M
7M
7M
0M
15M
14M
1M
0M
1M
-85.01%
7M
0M
16M
0M
15M
21M
27.06%
0M
21M
6M
6M
0M
19M
10M
9M
0M
6M
34.39%
6M
0M
20M
0M
19M
16M
38.77%
0M
16M
5M
5M
0M
13M
6M
7M
0M
4M
68.20%
5M
0M
14M
0M
13M
12M
27.06%
0M
12M
4M
4M
0M
8M
4M
4M
0M
3M
36.62%
4M
0M
8M
0M
8M
9M
26.52%
0M
9M
3M
3M
0M
6M
3M
3M
0M
2M
77.30%
3M
0M
7M
0M
6M
7M
-96.26%
0M
7M
3M
3M
0M
5M
3M
2M
0M
1M
-99.81%
3M
0M
5M
0M
5M
198M
-
0M
198M
-745M
0M
0M
-3,599M
4,542M
943M
0M
570M
-99.81%
745M
0M
-3,200M
0M
-3,599M
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
4Q2011
3Q2011
2Q2011
1Q2011
4Q2010
3Q2010
2Q2010
1Q2010
4Q2009
3Q2009
2Q2009
1Q2009
4Q2008
3Q2008
2Q2008
1Q2008
4Q2007
3Q2007
2Q2007
1Q2007
4Q2006
3Q2006
2Q2006
1Q2006
4Q2005
3Q2005
2Q2005
1Q2005
4Q2004
3Q2004
2Q2004
1Q2004
4Q2003
3Q2003
2Q2003
1Q2003
4Q2002
3Q2002
2Q2002
1Q2002
4Q2001
3Q2001
39M
-12.61%
0M
39M
-31M
17M
0M
8M
26M
8M
2M
6M
-52.40%
31M
32M
11M
3M
8M
32M
-26.21%
0M
32M
-29M
18M
0M
2M
24M
2M
0M
2M
-82.09%
29M
31M
3M
1M
2M
39M
-3.94%
0M
39M
-28M
17M
0M
11M
21M
11M
2M
9M
-13.50%
28M
32M
12M
1M
11M
43M
15.25%
0M
43M
0M
17M
0M
32M
17M
15M
3M
12M
39.24%
0M
36M
33M
1M
32M
45M
22.03%
0M
45M
0M
19M
0M
36M
10M
17M
4M
13M
95.40%
0M
38M
36M
1M
36M
43M
17.08%
0M
43M
19M
19M
0M
22M
6M
15M
3M
12M
20.24%
19M
37M
23M
1M
22M
40M
25.75%
0M
40M
18M
18M
0M
18M
3M
13M
3M
10M
16.37%
18M
33M
19M
1M
18M
37M
16.52%
0M
37M
18M
17M
0M
15M
3M
11M
2M
8M
-15.34%
18M
30M
16M
1M
15M
37M
18.67%
0M
37M
17M
17M
0M
11M
3M
8M
2M
7M
-26.30%
17M
30M
13M
1M
13M
37M
23.99%
0M
37M
16M
16M
0M
15M
3M
12M
3M
10M
50.12%
16M
30M
17M
1M
16M
32M
11.65%
0M
32M
14M
14M
0M
14M
3M
11M
2M
9M
42.18%
14M
27M
16M
0M
15M
32M
28.22%
0M
32M
13M
13M
0M
15M
3M
12M
3M
10M
257.10%
13M
26M
17M
0M
17M
31M
31.77%
0M
31M
13M
12M
0M
15M
3M
12M
2M
9M
34.12%
13M
27M
16M
2M
16M
30M
29.92%
0M
30M
12M
12M
0M
12M
4M
8M
2M
6M
7.24%
12M
26M
14M
2M
13M
29M
0.16%
0M
29M
11M
11M
0M
12M
4M
8M
1M
6M
-32.31%
11M
26M
13M
1M
13M
25M
12.61%
0M
25M
11M
11M
0M
9M
5M
3M
1M
3M
-42.25%
11M
23M
10M
2M
10M
23M
3.97%
0M
23M
11M
11M
0M
13M
6M
7M
0M
7M
4.48%
11M
21M
14M
1M
14M
23M
12.70%
0M
23M
9M
9M
0M
14M
6M
8M
2M
6M
37.90%
9M
21M
15M
1M
15M
29M
38.91%
6M
22M
10M
10M
0M
19M
7M
12M
3M
9M
131.97%
10M
21M
21M
3M
21M
22M
23.11%
1,760M
-1,737M
9M
9M
0M
12M
6M
6M
2M
5M
38.54%
9M
21M
12M
-1M
11M
23M
36.74%
0M
23M
9M
8M
0M
11M
5M
6M
0M
6M
16,857.89%
9M
0M
5M
-7M
4M
20M
71.54%
1,800M
-1,780M
9M
8M
0M
10M
4M
6M
0M
4M
156.62%
9M
0M
11M
1M
11M
21M
84.34%
1,968M
-1,948M
9M
9M
0M
9M
3M
5M
0M
4M
138.59%
9M
0M
10M
1M
9M
18M
71.98%
1,448M
-1,430M
8M
8M
0M
7M
3M
4M
0M
3M
107.73%
8M
0M
8M
1M
8M
16M
56.73%
0M
16M
7M
7M
0M
6M
2M
4M
0M
0M
-97.69%
7M
0M
7M
1M
6M
12M
11.18%
1,703M
-1,692M
6M
6M
0M
4M
1M
3M
0M
2M
4.59%
6M
0M
5M
1M
4M
11M
9.07%
1,584M
-1,573M
5M
5M
0M
4M
1M
2M
0M
2M
38.30%
5M
0M
4M
1M
4M
10M
1.89%
944M
-934M
5M
5M
0M
4M
1M
3M
0M
2M
37.92%
5M
0M
4M
1M
4M
11M
-1.67%
0M
11M
5M
5M
0M
4M
1M
3M
0M
2M
39.34%
5M
0M
4M
1M
4M
11M
60.52%
994M
-984M
5M
5M
0M
4M
1M
3M
0M
2M
-2,194.68%
5M
0M
4M
1M
4M
10M
162.96%
936M
-925M
5M
5M
0M
3M
1M
2M
0M
1M
274.36%
5M
0M
3M
1M
3M
10M
136.89%
897M
-887M
5M
5M
0M
3M
1M
2M
0M
1M
148.58%
5M
0M
4M
1M
4M
11M
147.20%
2M
9M
6M
5M
0M
3M
1M
2M
0M
1M
187.62%
6M
0M
3M
0M
3M
7M
53.00%
2,352M
-2,345M
3M
3M
0M
1M
1M
0M
0M
0M
-118.96%
3M
0M
2M
1M
1M
4M
-11.16%
1,192M
-1,189M
2M
2M
0M
1M
1M
1M
0M
0M
-22.27%
2M
0M
1M
0M
1M
4M
4.77%
966M
-962M
2M
2M
0M
1M
1M
1M
0M
0M
16.35%
2M
0M
1M
0M
1M
4M
-0.67%
0M
4M
2M
2M
0M
1M
1M
1M
0M
0M
1.70%
2M
0M
1M
0M
1M
4M
3.68%
791M
-787M
2M
2M
0M
1M
1M
1M
0M
0M
-5.33%
2M
0M
1M
0M
1M
4M
0.85%
801M
-797M
2M
2M
0M
1M
1M
1M
0M
0M
3.40%
2M
0M
2M
0M
1M
4M
3.40%
661M
-657M
2M
2M
0M
1M
1M
1M
0M
0M
-8.84%
2M
0M
1M
0M
1M
4M
0.55%
0M
4M
2M
2M
0M
1M
1M
1M
0M
0M
9.01%
2M
0M
2M
0M
1M
4M
8.89%
968M
-964M
2M
2M
0M
2M
1M
1M
0M
0M
17.65%
2M
0M
2M
0M
2M
4M
13.02%
780M
-776M
2M
2M
0M
2M
1M
1M
0M
0M
27.51%
2M
0M
2M
0M
2M
4M
11.66%
752M
-748M
2M
2M
0M
2M
1M
1M
0M
0M
26.82%
2M
0M
2M
0M
2M
4M
12.00%
0M
4M
2M
2M
0M
2M
1M
1M
0M
0M
228.58%
2M
0M
2M
0M
2M
4M
-2.70%
731M
-727M
2M
2M
0M
2M
1M
1M
0M
0M
-30.44%
2M
0M
2M
0M
2M
4M
1.77%
818M
-814M
2M
2M
0M
2M
1M
0M
0M
0M
119.83%
2M
0M
2M
0M
2M
4M
-4.10%
794M
-791M
2M
2M
0M
2M
1M
1M
0M
0M
41.32%
2M
0M
2M
0M
2M
4M
-15.70%
0M
4M
2M
2M
0M
1M
1M
0M
0M
0M
-102.14%
2M
0M
2M
0M
1M
4M
-15.42%
0M
4M
2M
2M
0M
2M
2M
1M
0M
1M
145.08%
2M
0M
2M
0M
2M
4M
-24.77%
0M
4M
2M
2M
0M
2M
2M
0M
0M
0M
678.66%
2M
0M
2M
0M
2M
4M
-22.64%
0M
4M
2M
2M
0M
2M
2M
0M
0M
0M
-26.62%
2M
0M
2M
0M
2M
5M
42.92%
0M
5M
3M
3M
0M
-5M
2M
-7M
0M
-5M
78.19%
3M
0M
-5M
0M
-5M
5M
21.41%
0M
5M
2M
2M
0M
2M
2M
0M
0M
0M
-112.57%
2M
0M
3M
0M
2M
5M
15.21%
0M
5M
2M
2M
0M
2M
3M
0M
0M
0M
-103.01%
2M
0M
3M
0M
2M
5M
13.35%
0M
5M
2M
2M
0M
3M
3M
0M
0M
0M
-111.81%
2M
0M
3M
0M
3M
3M
-34.71%
0M
3M
3M
3M
0M
-2M
3M
-5M
0M
-3M
579.52%
3M
0M
-2M
0M
-2M
4M
-22.14%
0M
4M
2M
2M
0M
0M
3M
-3M
0M
-2M
-297.57%
2M
0M
0M
0M
0M
4M
-13.66%
0M
4M
2M
2M
0M
2M
3M
-1M
0M
-1M
-156.18%
2M
0M
2M
0M
2M
4M
-14.60%
0M
4M
2M
2M
0M
-2M
3M
-5M
0M
-3M
-386.89%
2M
0M
-2M
0M
-2M
5M
-7.41%
0M
5M
2M
2M
0M
2M
3M
-1M
0M
0M
-84.98%
2M
0M
2M
0M
2M
5M
-13.89%
0M
5M
2M
2M
0M
4M
3M
1M
0M
1M
53.79%
2M
0M
4M
0M
4M
5M
-11.47%
0M
5M
2M
2M
0M
5M
3M
2M
0M
1M
-31.40%
2M
0M
5M
0M
5M
5M
-5.74%
0M
5M
2M
2M
0M
5M
3M
2M
0M
1M
-38.56%
2M
0M
5M
0M
5M
5M
-4.69%
0M
5M
2M
2M
0M
-1M
4M
-5M
0M
-3M
-300.72%
2M
0M
0M
0M
-1M
6M
10.33%
0M
6M
1M
1M
0M
4M
4M
0M
0M
1M
-63.83%
1M
0M
4M
0M
4M
6M
5.51%
0M
6M
2M
2M
0M
6M
3M
2M
0M
2M
6.90%
2M
0M
6M
0M
6M
5M
10.44%
0M
5M
2M
2M
0M
6M
3M
3M
0M
2M
21.90%
2M
0M
6M
0M
6M
6M
10.71%
0M
6M
2M
2M
0M
5M
3M
2M
0M
1M
7.84%
2M
0M
6M
1M
5M
5M
20.58%
0M
5M
1M
1M
0M
5M
3M
3M
0M
2M
25.65%
1M
0M
5M
0M
5M
5M
46.86%
0M
5M
2M
2M
0M
5M
2M
2M
0M
1M
60.47%
2M
0M
5M
0M
5M
5M
37.24%
0M
5M
1M
1M
0M
4M
2M
2M
0M
1M
61.28%
1M
0M
4M
0M
4M
5M
50.22%
0M
5M
1M
1M
0M
4M
2M
2M
0M
1M
86.98%
1M
0M
4M
1M
4M
4M
39.57%
0M
4M
1M
1M
0M
4M
2M
2M
0M
1M
73.94%
1M
0M
4M
0M
4M
4M
26.49%
0M
4M
1M
1M
0M
3M
1M
1M
0M
1M
46.46%
1M
0M
3M
0M
3M
3M
33.26%
0M
3M
1M
1M
0M
3M
1M
1M
0M
1M
60.54%
1M
0M
3M
0M
3M
3M
34.61%
0M
3M
1M
1M
0M
2M
1M
1M
0M
1M
46.93%
1M
0M
2M
0M
2M
3M
24.57%
0M
3M
1M
1M
0M
2M
1M
1M
0M
1M
44.03%
1M
0M
2M
0M
2M
3M
27.41%
0M
3M
1M
1M
0M
2M
1M
1M
0M
1M
24.46%
1M
0M
2M
0M
2M
3M
23.88%
0M
3M
1M
1M
0M
2M
1M
1M
0M
1M
30.18%
1M
0M
2M
0M
2M
2M
-99.90%
0M
2M
1M
1M
0M
2M
1M
1M
0M
0M
-99.96%
1M
0M
2M
0M
2M
2M
-99.90%
0M
2M
1M
1M
0M
2M
1M
1M
0M
0M
-99.93%
1M
0M
2M
0M
2M
2M
-99.90%
0M
2M
1M
1M
0M
2M
1M
1M
0M
1M
-99.90%
1M
0M
2M
0M
2M
2M
-99.91%
0M
2M
1M
1M
0M
1M
1M
1M
0M
0M
-99.81%
1M
0M
2M
0M
1M
2,594M
1,212.32%
0M
2,594M
1,850M
0M
0M
-1,425M
3,309M
1,883M
0M
1,160M
199.16%
1,850M
0M
-1,375M
50M
-1,425M
2,455M
2.78%
0M
2,455M
1,189M
0M
0M
-1,230M
2,481M
1,252M
0M
753M
314.20%
1,189M
0M
-1,150M
79M
-1,230M
2,357M
-
0M
2,357M
802M
0M
0M
-866M
1,674M
808M
0M
487M
314.20%
802M
0M
-788M
78M
-866M
2,296M
-
0M
2,296M
381M
0M
0M
-517M
870M
353M
0M
213M
314.20%
381M
0M
-447M
70M
-517M
198M
-
0M
198M
-311M
0M
0M
-2,829M
3,449M
620M
0M
388M
314.20%
422M
0M
-2,715M
114M
-2,829M
2,389M
-
0M
2,389M
-2,066M
0M
0M
323M
1,093M
323M
0M
182M
314.20%
2,066M
0M
323M
0M
0M