Cass Information Systems Inc Income Statement
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
213M
15.99%
21M
192M
155M
119M
0M
37M
0M
37M
7M
30M
-13.88%
176M
67M
42M
5M
37M
184M
19.35%
33M
151M
140M
106M
0M
46M
3M
43M
8M
35M
22.02%
173M
59M
51M
5M
46M
154M
6.25%
28M
126M
-120M
92M
0M
34M
1M
34M
5M
29M
13.62%
120M
44M
39M
5M
34M
145M
-7.81%
27M
118M
-115M
88M
0M
30M
2M
30M
5M
25M
-17.20%
115M
45M
42M
11M
30M
157M
6.05%
29M
129M
-120M
91M
0M
37M
5M
37M
7M
30M
0.45%
120M
47M
48M
11M
37M
148M
9.58%
26M
122M
-103M
86M
0M
40M
4M
36M
6M
30M
21.00%
103M
44M
51M
11M
40M
135M
12.08%
23M
112M
100M
77M
0M
-81M
2M
35M
10M
25M
2.74%
123M
40M
48M
11M
37M
121M
-0.08%
21M
100M
93M
76M
0M
-74M
2M
32M
8M
24M
5.60%
114M
38M
44M
0M
34M
121M
3.08%
90M
31M
90M
70M
0M
-141M
2M
31M
8M
23M
-4.07%
180M
0M
42M
0M
33M
117M
2.08%
85M
32M
85M
66M
0M
-131M
2M
32M
0M
24M
2.28%
171M
0M
42M
0M
34M
115M
2.95%
84M
31M
84M
66M
0M
-127M
3M
31M
0M
23M
0.83%
168M
0M
41M
0M
34M
112M
4.68%
80M
31M
80M
63M
0M
-115M
3M
31M
0M
23M
1.28%
161M
0M
41M
0M
34M
107M
10.72%
75M
32M
75M
57M
0M
-100M
4M
32M
0M
23M
13.29%
150M
0M
40M
0M
36M
96M
-99.60%
68M
28M
68M
51M
0M
-88M
5M
28M
0M
20M
25.92%
137M
0M
37M
0M
33M
23,840M
25,280.59%
66M
23,774M
66M
51M
0M
-89M
5M
22M
0M
16M
-15.14%
133M
0M
31M
0M
27M
94M
4.85%
68M
94M
-64M
50M
0M
30M
3M
26M
0M
19M
6.81%
64M
0M
34M
0M
30M
90M
7.60%
69M
90M
-56M
47M
0M
34M
8M
26M
0M
18M
18.11%
56M
0M
37M
0M
34M
83M
15.28%
64M
83M
-53M
43M
0M
30M
7M
24M
0M
15M
37.64%
53M
0M
32M
0M
30M
72M
8.04%
55M
72M
-52M
38M
0M
21M
5M
16M
0M
11M
36.74%
52M
0M
23M
0M
21M
67M
0.59%
55M
67M
-52M
38M
0M
14M
3M
11M
0M
8M
1.30%
52M
0M
18M
0M
14M
66M
15.82%
53M
66M
-53M
37M
0M
13M
2M
11M
0M
8M
8.07%
53M
0M
18M
0M
13M
57M
3.28%
46M
57M
-45M
31M
0M
13M
2M
10M
0M
7M
4.09%
45M
0M
17M
0M
13M
56M
4.83%
46M
56M
-41M
30M
0M
15M
4M
11M
0M
7M
-1.71%
41M
0M
18M
0M
15M
53M
10.63%
45M
53M
-37M
29M
0M
16M
5M
11M
0M
7M
15.27%
37M
0M
19M
0M
16M
48M
-0.62%
0M
48M
-34M
26M
0M
14M
4M
10M
0M
6M
-16.22%
34M
0M
17M
0M
14M
48M
2.99%
0M
48M
-32M
25M
0M
16M
4M
12M
0M
7M
5.71%
32M
0M
18M
0M
16M
47M
2.63%
0M
47M
-32M
24M
0M
15M
4M
11M
0M
7M
7.69%
32M
0M
18M
0M
15M
46M
-1.94%
0M
46M
-31M
24M
0M
14M
5M
10M
0M
7M
4.84%
31M
0M
17M
0M
14M
47M
-
0M
47M
-33M
25M
0M
13M
4M
9M
0M
6M
4.84%
33M
0M
16M
0M
13M
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
4Q2011
3Q2011
2Q2011
1Q2011
4Q2010
3Q2010
2Q2010
1Q2010
4Q2009
3Q2009
2Q2009
1Q2009
4Q2008
3Q2008
2Q2008
1Q2008
4Q2007
3Q2007
2Q2007
1Q2007
4Q2006
3Q2006
2Q2006
1Q2006
4Q2005
3Q2005
2Q2005
1Q2005
4Q2004
3Q2004
2Q2004
1Q2004
4Q2003
3Q2003
2Q2003
1Q2003
4Q2002
3Q2002
2Q2002
1Q2002
4Q2001
3Q2001
2Q2001
1Q2001
4Q2000
3Q2000
2Q2000
1Q2000
4Q1999
3Q1999
2Q1999
1Q1999
4Q1998
3Q1998
2Q1998
1Q1998
4Q1997
3Q1997
2Q1997
1Q1997
4Q1996
3Q1996
2Q1996
1Q1996
4Q1995
3Q1995
2Q1995
1Q1995
51M
2.17%
6M
45M
40M
30M
0M
10M
5M
10M
2M
8M
-9.42%
40M
17M
10M
1M
9M
49M
3.34%
10M
39M
-40M
30M
0M
9M
5M
9M
2M
7M
-15.97%
40M
17M
9M
1M
8M
48M
8.57%
10M
38M
-39M
29M
0M
9M
4M
9M
2M
7M
-16.63%
39M
16M
9M
1M
8M
49M
15.76%
10M
39M
40M
30M
0M
12M
3M
9M
2M
7M
-13.82%
73M
17M
9M
1M
12M
49M
21.52%
33M
16M
140M
29M
0M
13M
2M
11M
2M
9M
20.55%
173M
17M
10M
-4M
13M
48M
22.42%
9M
38M
36M
27M
0M
12M
1M
11M
2M
9M
29.30%
46M
16M
14M
3M
12M
44M
17.18%
8M
37M
34M
26M
0M
11M
0M
11M
2M
9M
21.86%
41M
14M
14M
3M
11M
42M
15.92%
7M
35M
32M
25M
0M
10M
0M
10M
2M
8M
16.79%
39M
12M
13M
3M
10M
41M
9.58%
28M
13M
120M
23M
0M
9M
0M
9M
1M
8M
20.14%
148M
12M
5M
-4M
9M
39M
9.13%
7M
32M
31M
23M
0M
-26M
0M
8M
1M
7M
17.71%
38M
11M
11M
3M
8M
38M
11.38%
7M
31M
30M
23M
0M
-26M
0M
9M
2M
7M
29.18%
37M
11M
12M
3M
9M
37M
-4.26%
6M
31M
29M
23M
0M
-24M
0M
9M
2M
7M
-6.28%
35M
10M
12M
3M
9M
37M
-4.63%
27M
11M
115M
22M
0M
-93M
0M
7M
1M
6M
0.63%
141M
12M
11M
3M
8M
36M
-11.82%
6M
30M
29M
23M
0M
-24M
0M
7M
1M
6M
-29.38%
35M
11M
10M
3M
8M
34M
-13.86%
6M
27M
27M
21M
0M
-22M
0M
7M
1M
5M
-29.22%
34M
11M
10M
3M
7M
38M
-0.59%
29M
9M
29M
22M
0M
-46M
1M
9M
2M
8M
-7.57%
58M
11M
13M
3M
10M
39M
1.65%
29M
10M
120M
22M
0M
-96M
1M
8M
2M
6M
-9.72%
148M
12M
12M
3M
9M
41M
7.75%
7M
33M
31M
24M
0M
-24M
1M
10M
2M
8M
7.57%
38M
12M
14M
3M
11M
39M
8.35%
7M
32M
30M
23M
0M
-24M
1M
9M
2M
8M
2.33%
37M
12M
13M
3M
11M
38M
6.63%
28M
10M
28M
22M
0M
-44M
1M
10M
2M
8M
0.88%
57M
12M
14M
3M
11M
38M
9.28%
26M
12M
112M
22M
0M
-90M
1M
9M
0M
7M
32.38%
138M
0M
13M
3M
10M
38M
9.68%
7M
31M
29M
22M
0M
-23M
1M
9M
0M
8M
10.88%
35M
0M
13M
3M
10M
36M
8.01%
6M
30M
27M
22M
0M
-22M
1M
9M
0M
8M
15.29%
33M
0M
12M
3M
10M
36M
11.44%
26M
10M
26M
20M
0M
-41M
1M
10M
0M
8M
28.30%
52M
0M
13M
3M
10M
35M
23.58%
23M
12M
100M
20M
0M
-81M
1M
9M
0M
5M
-17.01%
123M
0M
13M
3M
10M
34M
8.45%
6M
29M
25M
19M
0M
-20M
1M
9M
0M
7M
10.30%
31M
0M
13M
3M
10M
34M
8.72%
6M
28M
25M
19M
0M
-20M
0M
9M
0M
7M
10.97%
31M
0M
12M
3M
9M
32M
4.94%
24M
8M
24M
19M
0M
-39M
0M
8M
0M
6M
8.13%
49M
0M
11M
3M
8M
28M
-6.42%
21M
7M
93M
22M
0M
-74M
1M
8M
0M
6M
5.50%
114M
0M
11M
2M
9M
32M
3.37%
5M
26M
24M
18M
0M
-19M
1M
8M
0M
6M
5.82%
29M
0M
11M
2M
9M
31M
2.80%
23M
8M
23M
18M
0M
-36M
1M
8M
0M
6M
5.79%
46M
0M
11M
2M
8M
31M
3.28%
23M
8M
23M
18M
0M
-36M
1M
8M
0M
6M
5.31%
46M
0M
11M
2M
8M
30M
2.48%
90M
-59M
90M
18M
0M
-141M
1M
8M
0M
6M
5.24%
180M
0M
11M
2M
9M
31M
3.33%
23M
8M
23M
18M
0M
-36M
0M
8M
0M
6M
-8.14%
45M
0M
11M
2M
8M
30M
2.80%
23M
7M
23M
18M
0M
-35M
1M
7M
0M
6M
-8.07%
45M
0M
10M
2M
8M
30M
3.73%
22M
7M
22M
17M
0M
-35M
1M
7M
0M
6M
-4.68%
45M
0M
10M
2M
8M
30M
5.13%
85M
-56M
85M
17M
0M
-131M
1M
8M
0M
6M
10.13%
171M
0M
10M
2M
8M
30M
1.91%
21M
8M
21M
17M
0M
-32M
1M
8M
0M
6M
4.28%
42M
0M
11M
2M
9M
29M
0.35%
21M
8M
21M
16M
0M
-33M
1M
8M
0M
6M
-0.63%
43M
0M
11M
2M
9M
29M
1.01%
21M
8M
21M
16M
0M
-32M
1M
8M
0M
6M
-3.66%
42M
0M
10M
2M
8M
28M
5.08%
80M
-52M
80M
17M
0M
-115M
1M
7M
0M
5M
-1.63%
161M
0M
10M
2M
8M
29M
4.10%
21M
8M
21M
16M
0M
-33M
1M
8M
0M
6M
0.76%
43M
0M
10M
2M
8M
29M
2.78%
21M
8M
21M
16M
0M
-31M
1M
8M
0M
6M
1.86%
42M
0M
10M
1M
9M
28M
0.00%
20M
8M
20M
16M
0M
-30M
1M
8M
0M
6M
2.10%
41M
0M
11M
2M
9M
27M
-0.19%
80M
-54M
80M
16M
0M
-115M
1M
7M
0M
5M
-2.73%
161M
0M
10M
2M
8M
28M
2.12%
20M
8M
20M
16M
0M
-28M
1M
8M
0M
6M
0.53%
40M
0M
11M
2M
9M
28M
6.78%
20M
8M
20M
15M
0M
-29M
1M
8M
0M
6M
3.89%
40M
0M
11M
2M
9M
28M
7.18%
20M
8M
20M
16M
0M
-29M
1M
8M
0M
6M
3.30%
41M
0M
10M
2M
9M
27M
2.77%
75M
-48M
75M
14M
0M
-100M
1M
7M
0M
5M
8.07%
150M
0M
9M
1M
8M
27M
10.69%
19M
8M
19M
14M
0M
-25M
1M
8M
0M
6M
8.60%
38M
0M
11M
1M
9M
27M
12.01%
19M
8M
19M
14M
0M
-24M
1M
8M
0M
6M
17.12%
37M
0M
10M
1M
9M
27M
12.05%
18M
8M
18M
14M
0M
-23M
1M
8M
0M
6M
20.43%
36M
0M
10M
1M
9M
26M
11.31%
68M
-42M
68M
13M
0M
-88M
1M
7M
0M
5M
20.20%
137M
0M
9M
1M
8M
25M
10.35%
17M
8M
17M
13M
0M
-22M
1M
8M
0M
6M
29.23%
34M
0M
10M
1M
9M
24M
7.75%
17M
7M
17M
13M
0M
-22M
1M
7M
0M
5M
33.84%
34M
0M
9M
1M
8M
24M
7.12%
16M
7M
16M
12M
0M
-21M
1M
7M
0M
5M
21.06%
32M
0M
9M
1M
8M
23M
-1.36%
66M
-43M
66M
13M
0M
-89M
1M
6M
0M
4M
-18.60%
133M
0M
8M
1M
7M
22M
-8.36%
17M
22M
-15M
13M
0M
7M
1M
6M
0M
4M
-17.41%
15M
0M
8M
1M
7M
22M
-5.67%
17M
22M
-16M
13M
0M
6M
1M
5M
0M
4M
-19.82%
16M
0M
7M
1M
6M
22M
-1.21%
17M
22M
-16M
12M
0M
6M
1M
5M
0M
4M
-2.39%
16M
0M
7M
1M
6M
24M
4.75%
16M
24M
-16M
12M
0M
8M
1M
7M
0M
5M
9.56%
16M
0M
9M
1M
8M
24M
7.35%
17M
24M
-16M
12M
0M
8M
1M
7M
0M
5M
11.78%
16M
0M
9M
1M
8M
23M
4.81%
17M
23M
-16M
12M
0M
7M
1M
6M
0M
5M
8.92%
16M
0M
8M
1M
7M
22M
2.41%
17M
22M
-16M
12M
0M
7M
1M
6M
0M
4M
-3.99%
16M
0M
8M
1M
7M
23M
5.37%
17M
23M
-14M
12M
0M
9M
2M
7M
0M
5M
28.28%
14M
0M
10M
1M
9M
23M
6.29%
17M
23M
-14M
12M
0M
9M
2M
7M
0M
5M
20.42%
14M
0M
10M
1M
9M
22M
10.30%
17M
22M
-14M
12M
0M
8M
2M
6M
0M
4M
18.59%
14M
0M
9M
1M
8M
22M
8.66%
17M
22M
-14M
12M
0M
8M
2M
6M
0M
4M
5.92%
14M
0M
9M
1M
8M
22M
51.75%
17M
22M
-14M
11M
0M
8M
2M
6M
0M
4M
47.68%
14M
0M
8M
0M
8M
21M
7.19%
16M
21M
-14M
11M
0M
8M
2M
6M
0M
4M
25.57%
14M
0M
8M
1M
8M
20M
5.41%
15M
20M
-13M
10M
0M
7M
2M
6M
0M
4M
36.80%
13M
0M
8M
0M
7M
20M
6.46%
15M
20M
-13M
10M
0M
7M
1M
6M
0M
4M
42.83%
13M
0M
8M
1M
7M
14M
-21.21%
14M
14M
-10M
6M
0M
4M
1M
3M
0M
3M
0.68%
10M
0M
4M
0M
4M
20M
19.87%
14M
20M
-14M
11M
0M
6M
1M
5M
0M
3M
56.77%
14M
0M
7M
1M
6M
19M
21.09%
14M
19M
-14M
11M
0M
5M
1M
4M
0M
3M
52.00%
14M
0M
6M
1M
5M
19M
15.59%
13M
19M
-14M
10M
0M
5M
1M
4M
0M
3M
49.81%
14M
0M
6M
1M
5M
18M
9.41%
15M
18M
-14M
10M
0M
4M
1M
4M
0M
2M
17.05%
14M
0M
5M
1M
4M
17M
-0.96%
14M
17M
-13M
10M
0M
4M
1M
3M
0M
2M
-2.42%
13M
0M
5M
1M
4M
16M
-7.65%
13M
16M
-13M
9M
0M
3M
1M
2M
0M
2M
-24.07%
13M
0M
4M
1M
3M
16M
2.25%
13M
16M
-13M
9M
0M
3M
1M
3M
0M
2M
21.67%
13M
0M
4M
1M
3M
16M
10.90%
13M
16M
-13M
9M
0M
4M
1M
3M
0M
2M
8.26%
13M
0M
5M
1M
4M
17M
19.76%
13M
17M
-13M
9M
0M
3M
0M
3M
0M
2M
13.98%
13M
0M
5M
1M
3M
17M
13.44%
13M
17M
-13M
9M
0M
4M
0M
3M
0M
2M
0.36%
13M
0M
5M
1M
4M
16M
19.51%
13M
16M
-13M
9M
0M
3M
0M
2M
0M
2M
12.78%
13M
0M
4M
1M
3M
15M
6.30%
12M
15M
-12M
8M
0M
3M
1M
3M
0M
2M
22.26%
12M
0M
4M
1M
3M
14M
-0.36%
11M
14M
-11M
8M
0M
3M
1M
2M
0M
2M
-6.43%
11M
0M
4M
1M
3M
15M
9.90%
11M
15M
-11M
8M
0M
4M
1M
3M
0M
2M
25.69%
11M
0M
5M
1M
4M
13M
-2.69%
11M
13M
-11M
8M
0M
3M
1M
2M
0M
1M
-23.09%
11M
0M
3M
1M
3M
14M
2.60%
11M
14M
-11M
8M
0M
3M
1M
2M
0M
2M
-13.34%
11M
0M
4M
1M
3M
14M
7.99%
11M
14M
-10M
8M
0M
4M
1M
3M
0M
2M
10.23%
10M
0M
5M
1M
4M
14M
4.76%
11M
14M
-10M
8M
0M
4M
1M
3M
0M
2M
3.20%
10M
0M
4M
1M
4M
14M
4.07%
12M
14M
-10M
8M
0M
4M
1M
3M
0M
2M
-5.71%
10M
0M
5M
1M
4M
14M
8.90%
12M
14M
-9M
7M
0M
4M
2M
3M
0M
2M
23.40%
9M
0M
5M
1M
4M
13M
8.74%
11M
13M
-9M
7M
0M
4M
1M
3M
0M
2M
7.50%
9M
0M
5M
1M
4M
13M
12.21%
11M
13M
-9M
7M
0M
4M
1M
3M
0M
2M
14.67%
9M
0M
4M
1M
4M
13M
13.83%
11M
13M
-9M
7M
0M
4M
1M
3M
0M
2M
23.73%
9M
0M
5M
1M
4M
13M
2.46%
0M
13M
-9M
7M
0M
3M
1M
2M
0M
2M
-21.05%
9M
0M
4M
1M
3M
12M
1.69%
0M
12M
-8M
7M
0M
4M
1M
3M
0M
2M
-15.79%
8M
0M
4M
1M
4M
12M
-3.31%
0M
12M
-8M
6M
0M
3M
1M
2M
0M
2M
-25.00%
8M
0M
4M
1M
3M
12M
-4.92%
0M
12M
-8M
6M
0M
3M
1M
2M
0M
2M
-11.76%
8M
0M
4M
1M
3M
12M
-0.81%
0M
12M
-8M
6M
0M
4M
1M
3M
0M
2M
-5.00%
8M
0M
5M
1M
4M
12M
0.00%
0M
12M
-8M
6M
0M
4M
1M
3M
0M
2M
5.56%
8M
0M
5M
1M
4M
12M
4.31%
0M
12M
-8M
6M
0M
4M
1M
3M
0M
2M
17.65%
8M
0M
5M
1M
4M
12M
9.91%
0M
12M
-9M
7M
0M
4M
1M
3M
0M
2M
21.43%
9M
0M
4M
1M
4M
12M
6.03%
0M
12M
-8M
6M
0M
4M
1M
3M
0M
2M
11.11%
8M
0M
5M
1M
4M
12M
3.51%
0M
12M
-8M
6M
0M
4M
1M
3M
0M
2M
5.88%
8M
0M
5M
1M
4M
12M
2.65%
0M
12M
-8M
6M
0M
4M
1M
3M
0M
2M
13.33%
8M
0M
4M
1M
4M
11M
-0.89%
0M
11M
-8M
6M
0M
3M
1M
2M
0M
1M
-6.67%
8M
0M
4M
1M
3M
12M
1.75%
0M
12M
-8M
6M
0M
4M
1M
3M
0M
2M
20.00%
8M
0M
4M
1M
4M
11M
2.70%
0M
11M
-8M
6M
0M
4M
1M
3M
0M
2M
6.25%
8M
0M
4M
1M
4M
11M
-4.24%
0M
11M
-8M
6M
0M
3M
1M
2M
0M
2M
-6.25%
8M
0M
4M
1M
3M
11M
-8.20%
0M
11M
-8M
6M
0M
3M
1M
2M
0M
2M
-6.25%
8M
0M
4M
1M
3M
11M
-
0M
11M
-8M
6M
0M
3M
1M
2M
0M
2M
-6.25%
8M
0M
4M
1M
3M
11M
-
0M
11M
-8M
6M
0M
4M
1M
2M
0M
2M
-6.25%
8M
0M
4M
1M
4M
12M
-
0M
12M
-9M
6M
0M
3M
1M
2M
0M
2M
-6.25%
9M
0M
3M
0M
2M
12M
-
0M
12M
-9M
6M
0M
3M
1M
3M
0M
2M
-6.25%
9M
0M
3M
0M
3M