Ameris Bancorp Income Statement
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1,446M
33.25%
-77M
1,523M
209M
347M
0M
-30M
89M
357M
86M
269M
-22.35%
1,156M
853M
18M
50M
-30M
1,085M
6.69%
0M
1,085M
-539M
320M
0M
546M
93M
453M
107M
347M
-8.06%
539M
801M
566M
20M
546M
1,017M
-5.73%
0M
1,017M
-521M
338M
0M
496M
48M
496M
119M
377M
43.87%
521M
655M
511M
15M
496M
1,079M
54.34%
0M
1,079M
-739M
360M
0M
340M
89M
340M
78M
262M
62.28%
739M
638M
360M
55M
340M
699M
52.73%
0M
699M
-488M
224M
0M
212M
131M
212M
50M
161M
33.39%
488M
505M
229M
41M
212M
458M
26.78%
87M
458M
-236M
149M
0M
221M
70M
151M
30M
121M
64.56%
236M
343M
241M
20M
231M
361M
13.19%
43M
361M
-193M
120M
0M
168M
34M
124M
51M
74M
2.01%
193M
260M
172M
13M
168M
319M
31.05%
24M
319M
-185M
107M
0M
134M
20M
105M
33M
72M
76.51%
185M
219M
139M
0M
134M
243M
22.19%
20M
243M
-164M
94M
0M
80M
15M
57M
16M
41M
5.49%
164M
176M
83M
0M
80M
199M
35.29%
20M
199M
-122M
74M
0M
78M
15M
56M
0M
39M
93.44%
122M
0M
80M
0M
78M
147M
13.42%
-15M
163M
-118M
57M
0M
44M
10M
29M
0M
20M
38.67%
15M
0M
46M
0M
44M
130M
-6.91%
-22M
152M
-110M
55M
0M
42M
15M
22M
0M
14M
-31.56%
22M
0M
43M
0M
42M
139M
26.93%
60M
139M
51M
78M
0M
64M
28M
32M
0M
21M
-628.78%
51M
0M
65M
0M
64M
110M
-17.00%
80M
110M
47M
61M
0M
26M
30M
-7M
0M
-4M
-90.45%
47M
0M
27M
0M
26M
132M
44.18%
39M
94M
2M
39M
0M
10M
41M
-34M
0M
-42M
967.13%
40M
0M
10M
0M
10M
92M
-0.92%
91M
92M
-41M
32M
0M
50M
56M
-6M
0M
-4M
-125.84%
41M
0M
55M
0M
50M
93M
3.86%
82M
93M
1M
30M
0M
93M
71M
22M
0M
15M
-31.52%
1M
0M
98M
0M
93M
89M
34.91%
57M
89M
-2M
27M
0M
87M
54M
33M
0M
22M
61.19%
2M
0M
92M
0M
87M
66M
14.00%
29M
66M
-18M
22M
0M
48M
27M
21M
0M
14M
4.79%
18M
0M
51M
0M
48M
58M
1.68%
21M
58M
-19M
21M
0M
39M
19M
20M
0M
13M
9.08%
19M
0M
42M
0M
39M
57M
-7.85%
26M
57M
-17M
20M
0M
40M
22M
18M
0M
12M
15.98%
17M
0M
43M
0M
40M
62M
17.02%
34M
62M
-18M
21M
0M
44M
28M
15M
0M
10M
7.50%
18M
0M
48M
0M
44M
53M
14.07%
39M
53M
-4M
18M
0M
49M
35M
14M
0M
10M
-4.60%
4M
0M
53M
0M
49M
46M
6.88%
33M
46M
-1M
16M
0M
45M
31M
14M
0M
10M
12.20%
1M
0M
49M
0M
45M
43M
0.46%
0M
43M
-6M
15M
0M
38M
24M
13M
0M
9M
30.43%
6M
0M
41M
0M
38M
43M
6.93%
0M
43M
-7M
14M
0M
36M
26M
10M
0M
7M
-6.76%
7M
0M
39M
0M
36M
40M
22.80%
0M
40M
-4M
14M
0M
37M
26M
11M
0M
7M
10.45%
4M
0M
39M
0M
37M
33M
70.47%
0M
33M
-2M
11M
0M
31M
21M
9M
0M
7M
55.81%
2M
0M
33M
0M
31M
19M
16.97%
0M
19M
-2M
6M
0M
17M
11M
6M
0M
4M
38.71%
2M
0M
18M
0M
17M
17M
-
0M
17M
-4M
6M
0M
12M
8M
4M
0M
3M
38.71%
4M
0M
13M
0M
12M
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
4Q2011
3Q2011
2Q2011
1Q2011
4Q2010
3Q2010
2Q2010
1Q2010
4Q2009
3Q2009
2Q2009
1Q2009
4Q2008
3Q2008
2Q2008
1Q2008
4Q2007
3Q2007
2Q2007
1Q2007
4Q2006
3Q2006
2Q2006
1Q2006
4Q2005
3Q2005
2Q2005
1Q2005
4Q2004
3Q2004
2Q2004
1Q2004
4Q2003
3Q2003
2Q2003
1Q2003
4Q2002
3Q2002
2Q2002
1Q2002
4Q2001
3Q2001
2Q2001
1Q2001
4Q2000
3Q2000
2Q2000
1Q2000
4Q1999
3Q1999
2Q1999
1Q1999
4Q1998
3Q1998
2Q1998
1Q1998
4Q1997
3Q1997
2Q1997
1Q1997
4Q1996
3Q1996
2Q1996
1Q1996
4Q1995
3Q1995
2Q1995
1Q1995
4Q1994
3Q1994
2Q1994
1Q1994
388M
42.76%
0M
388M
60M
103M
0M
0M
14M
90M
24M
66M
-19.81%
298M
206M
4M
12M
0M
272M
-2.12%
0M
272M
-167M
82M
0M
105M
123M
105M
25M
80M
-13.44%
167M
208M
109M
4M
105M
276M
2,682.67%
0M
276M
-193M
81M
0M
83M
112M
83M
20M
63M
-30.46%
193M
210M
88M
5M
83M
267M
2,896.60%
0M
267M
4M
81M
0M
163M
84M
79M
18M
60M
-26.04%
4M
212M
167M
5M
163M
272M
10.34%
0M
272M
-118M
75M
0M
154M
50M
105M
22M
82M
0.34%
118M
224M
159M
5M
154M
278M
16.96%
0M
278M
4M
79M
0M
142M
21M
121M
29M
93M
13.31%
4M
213M
147M
5M
142M
10M
-96.04%
0M
10M
3M
82M
0M
137M
11M
118M
28M
90M
1.97%
3M
191M
142M
5M
137M
9M
-96.84%
0M
9M
119M
84M
0M
128M
11M
109M
28M
82M
-34.62%
119M
173M
133M
5M
128M
247M
-10.14%
0M
247M
-128M
77M
0M
119M
12M
107M
26M
82M
-13.09%
128M
167M
122M
3M
119M
238M
-25.85%
0M
238M
3M
80M
0M
133M
11M
111M
29M
82M
-29.67%
3M
162M
137M
3M
133M
250M
-11.75%
0M
250M
2M
86M
0M
134M
12M
115M
27M
88M
174.00%
2M
162M
138M
4M
134M
282M
41.11%
0M
282M
1M
96M
0M
183M
13M
163M
38M
125M
546.73%
1M
165M
187M
4M
183M
274M
31.08%
0M
274M
-122M
92M
0M
153M
15M
126M
32M
94M
53.94%
122M
163M
157M
15M
153M
321M
42.77%
0M
321M
1M
97M
0M
177M
17M
150M
34M
116M
443.14%
1M
163M
181M
14M
177M
284M
108.84%
0M
284M
1M
95M
0M
69M
21M
41M
9M
32M
-17.14%
1M
164M
75M
13M
69M
200M
54.83%
0M
200M
2M
76M
0M
65M
35M
23M
4M
19M
-51.58%
2M
148M
71M
13M
65M
209M
62.49%
0M
209M
-81M
70M
0M
128M
39M
82M
21M
61M
40.68%
81M
155M
134M
13M
128M
225M
75.58%
0M
225M
2M
78M
0M
75M
40M
27M
6M
21M
-48.40%
2M
149M
80M
14M
75M
136M
27.90%
0M
136M
2M
38M
0M
82M
27M
51M
12M
39M
314.45%
2M
102M
86M
7M
82M
129M
36.47%
0M
129M
2M
38M
0M
81M
26M
51M
11M
40M
49.68%
2M
99M
84M
7M
81M
129M
39.34%
27M
129M
-52M
39M
0M
76M
23M
51M
0M
44M
375.80%
52M
0M
80M
6M
76M
128M
38.33%
24M
128M
1M
38M
0M
80M
22M
55M
0M
41M
105.60%
1M
0M
82M
5M
80M
106M
17.10%
23M
106M
1M
40M
0M
28M
14M
12M
0M
9M
-59.34%
1M
0M
30M
5M
28M
95M
10.96%
13M
95M
1M
32M
0M
47M
11M
34M
0M
27M
26.03%
1M
0M
48M
3M
47M
92M
14.92%
13M
92M
-49M
31M
0M
44M
10M
31M
0M
9M
-49.66%
49M
0M
44M
3M
44M
93M
9.60%
11M
93M
1M
33M
0M
40M
9M
28M
0M
20M
-6.49%
1M
0M
41M
3M
40M
91M
11.75%
10M
91M
1M
29M
0M
44M
8M
33M
0M
23M
15.15%
1M
0M
45M
3M
44M
85M
17.06%
8M
85M
1M
28M
0M
40M
6M
31M
0M
21M
71.74%
1M
0M
41M
3M
40M
80M
16.96%
7M
80M
-47M
25M
0M
33M
6M
25M
0M
18M
28.48%
47M
0M
34M
4M
33M
84M
18.39%
6M
84M
1M
28M
0M
39M
5M
32M
0M
22M
37.95%
1M
0M
40M
3M
39M
81M
62.17%
6M
81M
1M
28M
0M
36M
5M
30M
0M
20M
1,432.80%
1M
0M
38M
3M
36M
73M
36.95%
5M
73M
1M
26M
0M
25M
4M
18M
0M
12M
26.15%
1M
0M
26M
4M
25M
69M
32.11%
5M
69M
-46M
26M
0M
23M
4M
17M
0M
14M
33.72%
46M
0M
24M
3M
23M
71M
32.40%
5M
71M
1M
25M
0M
29M
4M
23M
0M
16M
33.99%
1M
0M
31M
4M
29M
50M
3.80%
6M
50M
1M
22M
0M
7M
4M
2M
0M
1M
-83.91%
1M
0M
8M
3M
7M
53M
18.20%
5M
53M
1M
21M
0M
20M
4M
15M
0M
10M
16.93%
1M
0M
21M
3M
20M
52M
47.76%
5M
52M
68M
19M
0M
-220M
4M
15M
0M
11M
667.78%
68M
0M
20M
1M
19M
54M
39.37%
6M
54M
1M
20M
0M
23M
4M
17M
0M
12M
74.67%
1M
0M
24M
3M
23M
48M
25.27%
-3M
48M
1M
17M
0M
18M
3M
12M
0M
8M
21.74%
2M
0M
18M
2M
18M
45M
29.25%
7M
38M
1M
17M
0M
30M
3M
12M
0M
8M
57.99%
8M
0M
18M
2M
18M
35M
-9.43%
-5M
35M
-51M
15M
0M
5M
3M
1M
0M
1M
-70.51%
56M
0M
6M
2M
5M
39M
1.49%
-3M
39M
0M
14M
0M
14M
2M
10M
0M
7M
250.87%
3M
0M
14M
2M
14M
39M
2.00%
-2M
39M
0M
13M
0M
14M
2M
10M
0M
7M
167.66%
2M
0M
14M
2M
14M
35M
-0.29%
9M
26M
0M
14M
0M
22M
3M
8M
0M
5M
-1.49%
9M
0M
12M
2M
12M
39M
-1.94%
-3M
39M
-46M
17M
0M
12M
3M
7M
0M
5M
309.47%
48M
0M
12M
2M
12M
38M
9.85%
10M
38M
0M
21M
0M
7M
3M
3M
0M
2M
-88.44%
0M
0M
8M
2M
7M
38M
8.74%
11M
38M
0M
20M
0M
9M
4M
4M
0M
2M
18.02%
0M
0M
10M
2M
9M
35M
14.98%
17M
18M
0M
27M
0M
15M
5M
8M
0M
5M
289.33%
17M
0M
14M
1M
14M
40M
37.62%
14M
40M
37M
14M
0M
-137M
5M
2M
0M
1M
-38.75%
37M
0M
9M
1M
7M
35M
28.31%
15M
35M
0M
23M
0M
33M
7M
25M
0M
16M
-1,935.01%
0M
0M
33M
1M
33M
35M
20.98%
16M
35M
0M
17M
0M
11M
7M
3M
0M
2M
-161.83%
0M
0M
11M
1M
11M
30M
20.17%
6M
25M
0M
15M
0M
26M
8M
2M
0M
1M
-189.83%
6M
0M
12M
1M
11M
29M
15.91%
19M
29M
-36M
11M
0M
10M
8M
2M
0M
2M
-104.86%
36M
0M
11M
1M
10M
27M
15.76%
17M
27M
0M
11M
0M
6M
7M
-2M
0M
-1M
606.30%
0M
0M
7M
1M
6M
29M
24.05%
0M
29M
0M
10M
0M
3M
7M
-5M
0M
-3M
26.91%
0M
0M
3M
1M
3M
25M
12.62%
18M
25M
-19M
10M
0M
6M
8M
-2M
0M
-2M
141.19%
19M
0M
6M
1M
6M
25M
22.39%
25M
25M
-34M
10M
0M
-21M
8M
-29M
0M
-38M
268.72%
34M
0M
-20M
1M
-21M
23M
-2.03%
18M
23M
-14M
9M
0M
10M
9M
0M
0M
0M
-134.70%
14M
0M
10M
1M
10M
23M
-5.06%
20M
23M
-16M
10M
0M
8M
11M
-4M
0M
-3M
-185.55%
16M
0M
8M
1M
8M
22M
-7.82%
21M
22M
-11M
10M
0M
11M
13M
-1M
0M
-1M
-120.20%
11M
0M
12M
1M
11M
20M
-12.77%
34M
20M
-22M
7M
0M
-1M
15M
-16M
0M
-10M
-450.51%
22M
0M
1M
2M
-1M
24M
3.18%
4M
20M
-6M
7M
0M
14M
13M
1M
0M
0M
-69.14%
4M
0M
14M
0M
14M
24M
6.08%
17M
24M
33M
9M
0M
9M
13M
5M
0M
3M
-41.39%
8M
0M
19M
1M
18M
24M
6.21%
4M
20M
-2M
9M
0M
18M
13M
5M
0M
3M
-37.32%
4M
0M
19M
1M
18M
23M
-5.20%
4M
19M
1M
9M
0M
20M
16M
4M
0M
3M
-48.50%
4M
0M
21M
1M
20M
23M
-0.29%
21M
23M
-22M
7M
0M
19M
18M
1M
0M
1M
-80.08%
22M
0M
20M
1M
19M
23M
8.32%
4M
19M
7M
7M
0M
26M
18M
8M
0M
5M
1.09%
4M
0M
27M
1M
26M
23M
13.10%
5M
18M
7M
8M
0M
25M
17M
8M
0M
5M
-1.49%
5M
0M
26M
1M
25M
25M
41.90%
17M
25M
20M
7M
0M
-84M
17M
9M
0M
6M
111.49%
20M
0M
27M
2M
25M
23M
36.44%
4M
19M
5M
7M
0M
24M
15M
9M
0M
6M
52.47%
4M
0M
25M
1M
24M
21M
31.56%
4M
17M
3M
6M
0M
20M
12M
8M
0M
5M
51.86%
4M
0M
21M
1M
20M
20M
28.99%
4M
16M
2M
7M
0M
18M
11M
8M
0M
5M
41.67%
4M
0M
19M
1M
18M
17M
15.09%
8M
17M
17M
5M
0M
-66M
8M
4M
0M
3M
-28.12%
17M
0M
14M
1M
13M
17M
16.32%
3M
14M
-1M
6M
0M
13M
7M
6M
0M
4M
26.58%
3M
0M
14M
1M
13M
16M
14.47%
7M
16M
-5M
6M
0M
11M
6M
5M
0M
4M
15.06%
5M
0M
12M
1M
11M
16M
10.02%
6M
16M
-5M
6M
0M
11M
5M
5M
0M
4M
12.99%
5M
0M
12M
1M
11M
15M
2.02%
5M
15M
15M
6M
0M
-58M
5M
6M
0M
4M
5.60%
15M
0M
12M
1M
11M
15M
2.21%
6M
15M
-5M
5M
0M
9M
5M
5M
0M
3M
8.47%
5M
0M
10M
1M
9M
14M
0.26%
5M
14M
-5M
5M
0M
9M
5M
5M
0M
3M
8.26%
5M
0M
10M
1M
9M
14M
2.05%
5M
14M
-5M
5M
0M
9M
5M
5M
0M
3M
15.06%
5M
0M
10M
1M
9M
15M
-0.18%
6M
15M
15M
5M
0M
-57M
5M
5M
0M
4M
31.39%
15M
0M
12M
1M
10M
14M
-16.36%
6M
14M
-5M
5M
0M
9M
5M
4M
0M
3M
10.66%
5M
0M
10M
1M
9M
14M
-8.96%
7M
14M
-4M
5M
0M
10M
6M
4M
0M
3M
-2.53%
4M
0M
11M
1M
10M
14M
-4.41%
7M
14M
-4M
5M
0M
10M
6M
4M
0M
3M
27.49%
4M
0M
11M
1M
10M
15M
-1.97%
8M
15M
18M
4M
0M
-65M
7M
4M
0M
3M
7.57%
18M
0M
12M
1M
11M
17M
22.93%
9M
17M
-6M
6M
0M
11M
7M
4M
0M
3M
-1.42%
6M
0M
12M
1M
11M
15M
26.13%
8M
15M
-4M
6M
0M
11M
7M
4M
0M
3M
31.64%
4M
0M
12M
1M
11M
15M
24.97%
9M
15M
-4M
6M
0M
11M
8M
3M
0M
2M
-5.48%
4M
0M
12M
1M
11M
15M
28.41%
11M
15M
-2M
4M
0M
13M
9M
4M
0M
3M
-12.99%
2M
0M
14M
2M
13M
14M
20.82%
11M
14M
-1M
5M
0M
13M
9M
4M
0M
3M
11.51%
1M
0M
14M
1M
13M
12M
5.85%
9M
12M
-1M
5M
0M
12M
8M
3M
0M
2M
-10.17%
1M
0M
12M
1M
12M
12M
1.05%
9M
12M
0M
4M
0M
12M
8M
3M
0M
2M
-4.45%
0M
0M
12M
1M
12M
12M
4.82%
9M
12M
0M
4M
0M
12M
8M
4M
0M
3M
12.19%
0M
0M
14M
2M
12M
11M
6.35%
9M
11M
1M
4M
0M
12M
9M
3M
0M
2M
11.33%
1M
0M
12M
0M
12M
12M
6.02%
8M
12M
-1M
4M
0M
11M
7M
4M
0M
2M
16.10%
1M
0M
12M
1M
11M
12M
9.47%
7M
12M
-1M
4M
0M
10M
7M
4M
0M
2M
14.52%
1M
0M
11M
1M
10M
11M
-8.20%
0M
11M
-1M
3M
0M
10M
7M
4M
0M
3M
-25.71%
1M
0M
11M
1M
10M
11M
2.86%
0M
11M
-1M
4M
0M
9M
6M
3M
0M
2M
40.00%
1M
0M
10M
1M
9M
11M
4.81%
0M
11M
-2M
4M
0M
9M
6M
3M
0M
2M
31.25%
2M
0M
10M
1M
9M
11M
3.92%
0M
11M
-2M
4M
0M
9M
6M
3M
0M
2M
950.00%
2M
0M
10M
1M
9M
12M
15.09%
0M
12M
-1M
2M
0M
11M
6M
4M
0M
4M
75.00%
1M
0M
12M
1M
11M
11M
5.00%
0M
11M
-1M
4M
0M
9M
7M
2M
0M
2M
0.00%
1M
0M
10M
1M
9M
10M
9.47%
0M
10M
-1M
4M
0M
9M
7M
3M
0M
2M
-15.79%
1M
0M
9M
0M
9M
10M
9.68%
0M
10M
-3M
4M
0M
7M
7M
0M
0M
0M
-88.24%
3M
0M
8M
1M
7M
11M
-1.85%
0M
11M
-2M
3M
0M
9M
7M
2M
0M
2M
5.26%
2M
0M
10M
1M
9M
10M
16.28%
0M
10M
-1M
4M
0M
9M
7M
2M
0M
2M
0.00%
1M
0M
10M
1M
9M
10M
72.73%
0M
10M
0M
3M
0M
9M
6M
3M
0M
2M
46.15%
0M
0M
10M
1M
9M
9M
86.00%
0M
9M
-1M
3M
0M
9M
6M
3M
0M
2M
41.67%
1M
0M
9M
0M
9M
11M
116.00%
0M
11M
-1M
3M
0M
10M
7M
2M
0M
2M
72.73%
1M
0M
10M
0M
10M
9M
75.51%
0M
9M
-1M
3M
0M
8M
6M
2M
0M
2M
36.36%
1M
0M
9M
1M
8M
6M
14.58%
0M
6M
-1M
2M
0M
5M
3M
2M
0M
1M
30.00%
1M
0M
5M
0M
5M
5M
6.38%
0M
5M
0M
2M
0M
5M
3M
2M
0M
1M
20.00%
0M
0M
5M
0M
5M
5M
-
0M
5M
-1M
2M
0M
4M
3M
2M
0M
1M
10.00%
1M
0M
5M
0M
4M
5M
-
0M
5M
0M
2M
0M
5M
3M
2M
0M
1M
10.00%
0M
0M
5M
1M
5M
5M
23.08%
0M
5M
-1M
2M
0M
4M
3M
2M
0M
1M
42.86%
1M
0M
4M
0M
4M
5M
-
0M
5M
-1M
2M
0M
4M
2M
2M
0M
1M
100.00%
1M
0M
4M
0M
4M
0M
-
0M
0M
1M
0M
0M
1M
0M
0M
0M
1M
100.00%
1M
0M
1M
0M
0M
0M
-
0M
0M
1M
0M
0M
1M
0M
0M
0M
1M
100.00%
1M
0M
1M
0M
0M
4M
-
0M
4M
-1M
2M
0M
3M
2M
1M
0M
1M
100.00%
1M
0M
3M
0M
1M
0M
-
0M
0M
1M
0M
0M
1M
0M
0M
0M
1M
100.00%
1M
0M
1M
0M
0M