United Community Banks Inc Cash Flow
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
294M
187M
15M
9M
164M
-87M
-179M
72M
226M
-112M
-60.13 %
-7M
0M
-1M
1,004M
357M
647M
221M
607M
277M
47M
9M
57M
206M
-2,058M
43M
-259M
94M
33.85 %
-3M
709M
75M
647M
-1,672M
2,319M
565M
359M
270M
-2M
7M
-49M
113M
-1,898M
26M
2,157M
74M
27.45 %
-18M
-105M
2,364M
2,319M
710M
1,609M
333M
159M
164M
-9M
8M
74M
-82M
-1,750M
18M
2,515M
62M
38.07 %
-24M
-31M
-3M
1,609M
1,093M
515M
140M
154M
186M
24M
9M
7M
-87M
193M
21M
-129M
53M
28.76 %
-15M
-215M
-2M
515M
188M
327M
133M
270M
166M
31M
6M
1M
33M
-296M
18M
102M
42M
25 %
-2M
-583M
-2M
327M
13M
314M
252M
208M
68M
27M
6M
-4M
11M
-80M
22M
-66M
26M
38.71 %
-2M
-325M
-2M
314M
97M
217M
186M
139M
101M
30M
4M
-12M
-44M
-714M
17M
571M
16M
15.71 %
-24M
244M
10,146M
217M
-23M
240M
121M
112M
72M
23M
4M
1M
-26M
-435M
11M
336M
15M
21.1 %
0M
155M
2,355M
240M
48M
193M
101M
102M
68M
20M
4M
7M
-36M
-217M
5M
99M
3M
4.46 %
-122M
150M
1,355M
193M
-36M
229M
97M
192M
273M
26M
3M
70M
61M
-513M
8M
269M
11M
4.09 %
-75M
85M
1,079M
229M
-22M
251M
184M
183M
34M
33M
2M
7M
44M
175M
4M
-208M
11M
30.51 %
1M
2M
1,625M
251M
-127M
378M
179M
185M
-227M
21M
2M
34M
36M
-478M
7M
-59M
10M
-4.58 %
-370M
-45M
3M
378M
-271M
649M
178M
151M
-346M
16M
2M
526M
39M
0M
7M
-224M
9M
-2.63 %
0M
0M
-155M
649M
273M
376M
144M
140M
-228M
15M
4M
409M
-9M
0M
15M
-661M
0M
-0 %
0M
0M
-370M
376M
-117M
493M
125M
121M
-63M
15M
4M
198M
-18M
0M
11M
326M
13M
-20 %
0M
0M
1,064M
493M
274M
220M
110M
105M
58M
14M
4M
54M
-10M
0M
34M
301M
16M
27.71 %
-4M
0M
1,499M
220M
48M
171M
71M
51M
69M
15M
0M
18M
-47M
0M
26M
711M
13M
18.19 %
0M
0M
1,822M
171M
29M
143M
25M
104M
57M
16M
0M
27M
8M
0M
17M
717M
11M
19.21 %
0M
0M
2,499M
143M
8M
135M
87M
34M
47M
15M
0M
-19M
-8M
0M
15M
555M
8M
17.94 %
0M
0M
609M
135M
-25M
160M
19M
74M
38M
15M
0M
24M
-1M
0M
14M
298M
7M
17.31 %
0M
0M
321M
160M
54M
106M
60M
30M
33M
9M
-1M
0M
-9M
0M
13M
428M
5M
15.79 %
0M
0M
438M
106M
-17M
123M
17M
25M
27M
6M
0M
-5M
-3M
0M
8M
101M
4M
15.92 %
0M
0M
105M
123M
21M
102M
17M
19M
15M
5M
0M
4M
-1M
0M
7M
121M
3M
17.27 %
377M
0M
-1M
102M
-32M
134M
12M
25M
14M
5M
0M
2M
6M
0M
8M
502M
1M
10.48 %
539M
0M
65M
113M
48M
64M
17M
11M
12M
3M
0M
-3M
0M
0M
13M
297M
1M
8.47 %
284M
0M
106M
56M
-13M
69M
-2M
14M
11M
2M
0M
4M
-3M
0M
10M
254M
1M
7.14 %
205M
0M
52M
69M
16M
53M
4M
17M
8M
2M
0M
7M
0M
0M
3M
135M
1M
6.19 %
0M
0M
139M
51M
19M
32M
14M
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
4Q2011
3Q2011
2Q2011
1Q2011
4Q2010
3Q2010
2Q2010
1Q2010
4Q2009
3Q2009
2Q2009
1Q2009
4Q2008
3Q2008
2Q2008
1Q2008
4Q2007
3Q2007
2Q2007
1Q2007
4Q2006
3Q2006
2Q2006
1Q2006
4Q2005
3Q2005
2Q2005
1Q2005
4Q2004
3Q2004
2Q2004
1Q2004
4Q2003
3Q2003
2Q2003
1Q2003
4Q2002
3Q2002
2Q2002
1Q2002
4Q2001
3Q2001
2Q2001
1Q2001
4Q2000
3Q2000
2Q2000
1Q2000
22M
14M
4M
2M
71M
-61M
-161M
13M
384M
-29M
-200 %
-7M
0M
723M
1,004M
244M
760M
8M
87M
48M
10M
2M
28M
-10M
161M
15M
-200M
-28M
-60 %
-11M
0M
-161M
760M
49M
711M
72M
95M
63M
11M
2M
20M
0M
-352M
21M
183M
29M
45.45 %
0M
-37M
1,186M
711M
-67M
778M
74M
90M
62M
12M
2M
22M
-16M
51M
23M
-141M
25M
40.74 %
0M
-908M
2,080M
778M
131M
647M
67M
99M
81M
12M
2M
19M
-20M
-181M
16M
240M
25M
31.58 %
-1M
709M
506M
647M
163M
484M
83M
161M
81M
13M
2M
13M
51M
-303M
10M
-583M
24M
30.26 %
2M
0M
-560M
484M
-732M
1,216M
151M
147M
67M
11M
2M
2M
63M
-624M
9M
-207M
24M
36.51 %
0M
0M
-182M
1,216M
-691M
1,907M
137M
200M
48M
11M
2M
24M
113M
-950M
7M
290M
20M
42.22 %
-1M
0M
311M
1,907M
-412M
2,319M
193M
76M
52M
6M
2M
-4M
22M
1,768M
7M
674M
19M
36.21 %
-1M
81M
719M
2,319M
501M
1,818M
70M
120M
74M
-5M
2M
-13M
57M
-204M
5M
494M
18M
24.71 %
-11M
-15M
543M
1,818M
398M
1,419M
115M
128M
70M
-2M
2M
-18M
70M
-595M
12M
261M
18M
26.25 %
-5M
-50M
335M
1,419M
85M
1,334M
116M
35M
74M
-1M
2M
-13M
-36M
-1,042M
2M
728M
18M
23.81 %
-1M
-16M
767M
1,334M
-275M
1,609M
32M
105M
60M
-14M
2M
1M
54M
-142M
12M
612M
18M
29.41 %
0M
-16M
630M
1,609M
563M
1,046M
93M
38M
48M
0M
2M
20M
-34M
-466M
2M
-46M
16M
32.73 %
-1M
-129M
-1M
1,046M
-283M
1,329M
36M
26M
25M
3M
2M
33M
-33M
-1,061M
1M
1,848M
14M
56.25 %
0M
99M
1,863M
1,329M
808M
521M
25M
-11M
32M
2M
2M
21M
-69M
-81M
3M
101M
14M
45 %
-22M
99M
143M
521M
5M
515M
-13M
58M
49M
6M
2M
3M
-4M
-7M
4M
59M
14M
27.42 %
0M
-68M
0M
515M
154M
361M
53M
47M
48M
5M
2M
1M
-20M
57M
3M
-21M
14M
27.87 %
-6M
-168M
-1M
361M
85M
276M
45M
13M
44M
6M
4M
1M
-44M
20M
2M
-17M
13M
29.09 %
-1M
151M
0M
276M
-50M
325M
11M
36M
44M
6M
2M
2M
-20M
123M
12M
-150M
13M
29.09 %
-8M
-130M
780M
325M
-2M
327M
24M
70M
45M
6M
2M
-1M
21M
-189M
3M
135M
12M
26.79 %
0M
-158M
0M
327M
15M
312M
67M
84M
44M
7M
2M
-1M
18M
-47M
4M
-42M
12M
27.27 %
-1M
-293M
-1M
312M
-4M
316M
79M
44M
40M
7M
1M
0M
-16M
-158M
4M
81M
10M
24 %
0M
118M
0M
316M
-36M
352M
40M
72M
38M
10M
1M
3M
10M
99M
6M
-72M
8M
20.83 %
-1M
-249M
779M
352M
38M
314M
66M
61M
-12M
7M
1M
0M
16M
-78M
7M
52M
7M
-62.5 %
0M
-56M
0M
314M
67M
247M
54M
49M
28M
7M
1M
-2M
-1M
105M
3M
-158M
6M
23.68 %
-1M
-224M
-1M
247M
14M
233M
46M
35M
28M
7M
2M
-2M
-17M
-105M
8M
77M
6M
23.08 %
0M
100M
0M
233M
2M
231M
27M
63M
24M
6M
1M
-1M
13M
-2M
3M
-37M
6M
24.24 %
-1M
-145M
1,620M
231M
14M
217M
59M
54M
27M
7M
1M
-3M
7M
-462M
4M
421M
6M
21.05 %
0M
230M
2,888M
217M
-9M
226M
50M
55M
26M
8M
1M
-3M
6M
54M
4M
-99M
10M
38.89 %
-10M
-274M
2,553M
226M
19M
208M
51M
28M
25M
7M
1M
-4M
-18M
-114M
5M
114M
5M
20 %
-4M
208M
2,902M
208M
25M
183M
23M
2M
22M
7M
1M
-2M
-39M
-192M
5M
136M
5M
22.58 %
-10M
80M
1,802M
183M
-58M
240M
-3M
9M
18M
6M
1M
3M
-29M
-178M
3M
200M
4M
24 %
0M
163M
605M
240M
33M
207M
6M
46M
18M
6M
1M
-2M
13M
13M
2M
-50M
4M
25.93 %
-33M
-101M
624M
207M
2M
205M
44M
29M
18M
6M
1M
-2M
-4M
-151M
3M
100M
3M
17.86 %
0M
93M
654M
205M
19M
186M
26M
27M
18M
5M
1M
1M
-6M
-119M
2M
86M
3M
17.24 %
-16M
0M
521M
186M
-7M
193M
26M
39M
18M
5M
1M
1M
3M
-77M
2M
14M
1M
6.67 %
122M
-60M
277M
193M
-23M
216M
37M
23M
18M
5M
1M
2M
-12M
-211M
1M
162M
3M
17.24 %
0M
155M
429M
216M
-24M
240M
22M
13M
16M
5M
1M
2M
-21M
52M
1M
-12M
2M
11.11 %
0M
125M
70M
240M
27M
213M
12M
27M
15M
5M
1M
2M
-6M
18M
1M
-65M
1M
7.69 %
-122M
-70M
471M
213M
-16M
229M
26M
29M
16M
6M
1M
2M
-4M
-108M
1M
130M
3M
18.52 %
724M
120M
133M
229M
-35M
264M
29M
57M
16M
6M
1M
3M
23M
-108M
3M
53M
3M
19.23 %
19M
-65M
325M
264M
4M
261M
54M
52M
230M
7M
1M
-206M
20M
-202M
2M
56M
3M
1.26 %
0M
70M
288M
261M
14M
247M
49M
54M
12M
8M
1M
12M
22M
-95M
2M
31M
3M
25 %
0M
-40M
258M
247M
-4M
251M
52M
44M
5M
8M
1M
17M
13M
169M
1M
121M
3M
55.56 %
0M
-6M
325M
251M
30M
222M
43M
47M
11M
8M
0M
18M
10M
-61M
1M
-78M
3M
27.78 %
0M
-75M
140M
222M
-83M
304M
46M
59M
6M
10M
0M
18M
24M
133M
1M
-325M
3M
45.45 %
0M
-92M
759M
304M
-123M
428M
58M
33M
12M
7M
1M
17M
-3M
-65M
2M
74M
3M
25 %
0M
174M
401M
428M
49M
378M
32M
37M
-86M
6M
1M
55M
61M
0M
1M
90M
2M
-2.7 %
0M
0M
92M
378M
79M
299M
36M
44M
-6M
5M
1M
37M
7M
0M
1M
-211M
3M
-45.45 %
0M
0M
-179M
299M
-81M
380M
43M
65M
8M
5M
0M
11M
42M
0M
2M
-431M
5M
69.23 %
0M
0M
-425M
380M
-709M
1,090M
63M
40M
-142M
5M
1M
251M
-73M
0M
4M
493M
2M
-1.55 %
0M
0M
130M
1,090M
440M
649M
36M
2M
-16M
4M
1M
-36M
49M
0M
2M
466M
2M
-13.48 %
0M
0M
468M
649M
372M
277M
0M
88M
-236M
4M
0M
14M
45M
0M
1M
-383M
2M
-0.96 %
0M
0M
-330M
277M
-91M
368M
87M
17M
-60M
4M
1M
11M
-46M
0M
2M
-167M
2M
-3.81 %
0M
0M
-165M
368M
-20M
389M
15M
44M
-33M
4M
1M
8M
-8M
0M
2M
-140M
2M
-6.82 %
0M
0M
-138M
389M
12M
376M
42M
-17M
-40M
4M
1M
-12M
-27M
0M
5M
-394M
6M
-15.64 %
-202M
0M
4M
376M
-295M
672M
-22M
71M
-69M
4M
1M
14M
0M
0M
3M
63M
2M
-3.33 %
0M
0M
32M
672M
490M
181M
68M
33M
-16M
4M
1M
44M
1M
0M
3M
-17M
2M
-14.11 %
0M
0M
64M
181M
47M
134M
30M
53M
-104M
4M
1M
134M
17M
0M
3M
-312M
2M
-1.68 %
0M
0M
-256M
134M
-359M
493M
50M
3M
-47M
4M
0M
76M
-30M
0M
11M
444M
0M
-0 %
0M
0M
539M
493M
327M
167M
3M
51M
-40M
4M
0M
87M
0M
0M
9M
-149M
4M
-10.76 %
0M
0M
-145M
167M
-22M
189M
51M
35M
7M
4M
0M
16M
8M
0M
3M
-56M
4M
60.81 %
0M
0M
378M
189M
6M
183M
32M
32M
16M
4M
1M
8M
4M
0M
3M
86M
4M
26.22 %
0M
0M
296M
183M
-37M
220M
28M
19M
4M
3M
4M
33M
-4M
0M
8M
39M
4M
102.33 %
-2M
0M
290M
220M
-19M
238M
11M
39M
23M
4M
0M
4M
8M
0M
6M
37M
4M
19.46 %
0M
0M
226M
238M
44M
194M
33M
9M
12M
3M
0M
19M
-25M
0M
7M
171M
4M
32.8 %
0M
0M
476M
194M
12M
182M
3M
38M
19M
3M
1M
4M
11M
0M
13M
54M
3M
17.92 %
-2M
0M
508M
182M
11M
171M
25M
-5M
18M
2M
0M
1M
-26M
0M
5M
212M
3M
17.82 %
0M
0M
566M
171M
25M
146M
-10M
33M
17M
4M
0M
5M
6M
0M
5M
54M
3M
18.81 %
0M
0M
628M
146M
-36M
182M
28M
-4M
17M
4M
0M
4M
-29M
0M
7M
256M
3M
18.78 %
0M
0M
312M
182M
19M
163M
-11M
26M
16M
4M
1M
4M
2M
0M
9M
189M
3M
17.65 %
-1M
0M
317M
163M
20M
143M
18M
44M
15M
4M
0M
7M
17M
0M
3M
139M
3M
18.54 %
0M
0M
526M
143M
-26M
168M
41M
29M
14M
4M
0M
12M
-2M
0M
6M
155M
3M
19.08 %
0M
0M
1,167M
168M
33M
135M
22M
15M
14M
3M
0M
0M
-2M
0M
5M
255M
3M
22.62 %
0M
0M
259M
135M
15M
120M
11M
17M
13M
5M
0M
5M
-6M
0M
4M
168M
2M
17.07 %
0M
0M
547M
120M
-15M
135M
13M
-1M
13M
4M
0M
-17M
-1M
0M
4M
217M
2M
18.06 %
0M
0M
1,032M
135M
-25M
160M
-5M
11M
12M
4M
0M
1M
-6M
0M
3M
47M
2M
18.18 %
0M
0M
81M
160M
-27M
187M
8M
13M
11M
4M
0M
-2M
0M
0M
4M
260M
2M
19.44 %
0M
0M
1,042M
187M
66M
121M
9M
12M
11M
4M
0M
-2M
-1M
0M
5M
32M
2M
16.67 %
0M
0M
79M
121M
-39M
160M
7M
16M
10M
4M
0M
4M
-2M
0M
5M
47M
2M
18.52 %
0M
0M
63M
160M
-1M
161M
11M
40M
10M
4M
0M
26M
0M
0M
3M
30M
2M
17.39 %
0M
0M
471M
161M
25M
136M
37M
-6M
9M
4M
0M
-6M
-13M
0M
3M
44M
2M
17.05 %
0M
0M
173M
136M
-40M
176M
-10M
24M
8M
3M
0M
-1M
14M
0M
3M
176M
1M
16.95 %
0M
0M
493M
176M
70M
106M
22M
0M
9M
3M
0M
1M
-13M
0M
3M
113M
1M
16 %
0M
0M
114M
106M
-40M
146M
-3M
-1M
8M
2M
0M
-14M
3M
0M
3M
67M
1M
16.53 %
0M
0M
68M
146M
-32M
178M
-3M
10M
8M
2M
0M
10M
-10M
0M
4M
134M
1M
17.24 %
0M
0M
135M
178M
44M
134M
6M
21M
8M
2M
0M
2M
10M
0M
4M
114M
1M
14.29 %
0M
0M
115M
134M
11M
123M
17M
-1M
7M
2M
0M
-2M
-7M
0M
4M
107M
1M
16.67 %
0M
0M
108M
123M
-14M
137M
-4M
16M
7M
1M
0M
-6M
13M
0M
1M
-25M
1M
14.95 %
0M
0M
-24M
137M
9M
128M
15M
5M
7M
1M
0M
1M
-5M
0M
2M
-19M
0M
0 %
0M
0M
-20M
128M
-22M
150M
3M
13M
6M
2M
0M
-2M
6M
0M
6M
11M
0M
4.4 %
0M
0M
12M
102M
-36M
139M
7M
13M
6M
2M
0M
2M
-19M
0M
6M
11M
0M
4.26 %
0M
0M
12M
102M
-36M
139M
7M
-8M
0M
1M
0M
-2M
-7M
0M
0M
20M
1M
380 %
0M
0M
19M
139M
33M
105M
-7M
13M
4M
1M
0M
1M
7M
0M
0M
45M
1M
13.85 %
0M
0M
45M
105M
23M
82M
13M
1M
4M
1M
0M
3M
-7M
0M
1M
45M
0M
10.81 %
0M
0M
45M
82M
-30M
113M
0M