Bank Ozk Income Statement
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
2,251M
80.20%
0M
2,251M
-514M
289M
0M
0M
62M
867M
178M
691M
22.45%
671M
1,401M
0M
43M
-41M
1,249M
13.86%
0M
1,249M
-404M
236M
0M
845M
124M
722M
157M
564M
-2.57%
404M
1,142M
889M
44M
845M
1,097M
11.38%
0M
1,097M
-344M
226M
0M
753M
82M
753M
174M
579M
98.36%
344M
990M
796M
43M
753M
985M
0.07%
0M
985M
-609M
222M
0M
376M
192M
376M
84M
292M
-31.46%
609M
889M
420M
44M
376M
984M
-0.75%
0M
984M
-420M
206M
0M
564M
278M
564M
138M
426M
2.11%
420M
884M
607M
43M
564M
992M
6.70%
274M
992M
-228M
199M
0M
763M
209M
554M
137M
417M
-1.13%
228M
891M
799M
35M
763M
929M
54.51%
143M
929M
-234M
189M
0M
696M
115M
581M
159M
422M
56.27%
234M
817M
730M
34M
696M
602M
57.40%
90M
511M
-26M
143M
0M
485M
61M
424M
154M
270M
48.13%
90M
602M
510M
0M
485M
382M
41.28%
72M
310M
-6M
102M
0M
304M
28M
277M
94M
182M
53.66%
72M
382M
322M
0M
304M
270M
39.78%
-75M
346M
-174M
90M
0M
172M
21M
172M
0M
119M
36.12%
249M
0M
206M
0M
193M
194M
11.00%
-65M
194M
-132M
76M
0M
127M
19M
127M
0M
87M
13.10%
197M
0M
156M
0M
146M
174M
-40.87%
-53M
174M
-95M
68M
0M
133M
22M
111M
0M
77M
-23.96%
53M
0M
141M
0M
133M
295M
52.01%
75M
220M
-9M
56M
0M
187M
30M
152M
0M
101M
58.31%
65M
0M
189M
0M
187M
194M
14.51%
50M
194M
-69M
77M
0M
125M
34M
91M
0M
64M
48.49%
69M
0M
130M
0M
125M
169M
43.48%
92M
169M
-78M
32M
0M
91M
48M
56M
0M
43M
24.21%
78M
0M
95M
0M
91M
118M
17.35%
103M
118M
-73M
30M
0M
45M
84M
45M
0M
35M
9.31%
73M
0M
133M
0M
129M
101M
7.07%
106M
101M
45M
29M
0M
146M
99M
46M
0M
32M
0.17%
45M
0M
149M
0M
146M
94M
6.97%
87M
94M
-49M
28M
0M
45M
84M
45M
0M
32M
0.65%
49M
0M
132M
0M
130M
88M
11.39%
47M
88M
-42M
23M
0M
45M
44M
45M
0M
31M
21.66%
42M
0M
92M
0M
90M
79M
19.18%
28M
79M
-16M
21M
0M
63M
25M
38M
0M
26M
28.13%
16M
0M
65M
0M
63M
66M
24.56%
24M
66M
-36M
18M
0M
30M
20M
30M
0M
20M
40.23%
36M
0M
53M
0M
50M
53M
43.32%
23M
53M
-11M
14M
0M
42M
19M
23M
0M
14M
60.80%
11M
0M
44M
0M
42M
37M
26.89%
34M
37M
6M
11M
0M
43M
30M
13M
0M
9M
17.46%
6M
0M
45M
0M
43M
29M
1.06%
39M
29M
-19M
9M
0M
10M
37M
10M
0M
8M
15.56%
19M
0M
49M
0M
47M
29M
23.50%
0M
29M
8M
9M
0M
37M
28M
9M
0M
7M
17.86%
8M
0M
39M
0M
37M
23M
34.48%
0M
23M
-15M
7M
0M
8M
21M
8M
0M
6M
24.44%
15M
0M
30M
0M
29M
17M
27.01%
0M
17M
3M
5M
0M
20M
13M
7M
0M
5M
50.00%
3M
0M
21M
0M
20M
14M
-
0M
14M
1M
4M
0M
15M
10M
5M
0M
3M
50.00%
1M
0M
16M
0M
15M
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
4Q2011
3Q2011
2Q2011
1Q2011
4Q2010
3Q2010
2Q2010
1Q2010
4Q2009
3Q2009
2Q2009
1Q2009
4Q2008
3Q2008
2Q2008
1Q2008
4Q2007
3Q2007
2Q2007
1Q2007
4Q2006
3Q2006
2Q2006
1Q2006
4Q2005
3Q2005
2Q2005
1Q2005
4Q2004
3Q2004
2Q2004
1Q2004
4Q2003
3Q2003
2Q2003
1Q2003
4Q2002
3Q2002
2Q2002
1Q2002
4Q2001
3Q2001
2Q2001
1Q2001
4Q2000
3Q2000
2Q2000
1Q2000
4Q1999
3Q1999
2Q1999
1Q1999
4Q1998
3Q1998
2Q1998
1Q1998
4Q1997
3Q1997
2Q1997
1Q1997
643M
79.53%
0M
643M
-141M
82M
0M
0M
16M
219M
44M
175M
7.52%
221M
371M
0M
9M
-9M
390M
21.12%
0M
390M
-170M
70M
0M
220M
198M
220M
46M
174M
35.46%
170M
367M
229M
9M
220M
387M
33.20%
0M
387M
-169M
70M
0M
218M
152M
218M
46M
172M
29.92%
169M
357M
229M
12M
218M
370M
32.67%
0M
370M
-160M
67M
0M
211M
104M
211M
41M
170M
32.71%
160M
345M
221M
11M
211M
358M
21.79%
0M
358M
-83M
63M
0M
275M
66M
209M
46M
163M
8.76%
83M
332M
286M
11M
275M
322M
18.47%
0M
322M
-125M
60M
0M
197M
29M
168M
36M
128M
-1.53%
125M
295M
208M
11M
197M
290M
8.94%
0M
290M
-99M
57M
0M
191M
16M
176M
39M
132M
-12.07%
99M
266M
203M
11M
191M
279M
5.29%
0M
279M
-97M
57M
0M
182M
13M
169M
36M
128M
-13.74%
97M
249M
193M
11M
182M
294M
11.18%
0M
294M
-86M
57M
0M
208M
14M
194M
44M
150M
24.27%
86M
266M
219M
11M
208M
272M
9.24%
0M
272M
-86M
56M
0M
186M
15M
171M
41M
130M
19.26%
86M
248M
196M
11M
186M
266M
12.75%
0M
266M
-47M
55M
0M
219M
23M
196M
45M
151M
199.48%
47M
241M
230M
11M
219M
265M
12.46%
0M
265M
-43M
57M
0M
222M
29M
192M
44M
148M
1,150.77%
43M
235M
232M
11M
222M
264M
8.53%
0M
264M
-72M
57M
0M
192M
36M
156M
36M
121M
19.55%
72M
238M
203M
11M
192M
249M
2.08%
0M
249M
-67M
57M
0M
182M
44M
138M
29M
109M
5.16%
67M
225M
193M
11M
182M
236M
-5.14%
0M
236M
-121M
53M
0M
116M
51M
65M
15M
50M
-54.51%
121M
217M
127M
11M
116M
236M
-5.00%
0M
236M
-157M
55M
0M
79M
62M
16M
5M
12M
-89.28%
157M
210M
89M
11M
79M
244M
-4.25%
0M
244M
-41M
56M
0M
202M
66M
136M
35M
101M
-12.37%
41M
215M
213M
11M
202M
244M
0.42%
0M
244M
-36M
51M
0M
207M
71M
136M
33M
104M
40.05%
36M
219M
218M
11M
207M
249M
-1.16%
0M
249M
-32M
51M
0M
218M
72M
145M
35M
111M
-3.70%
32M
225M
228M
11M
218M
248M
1.50%
0M
248M
-32M
49M
0M
216M
69M
147M
36M
111M
-2.15%
32M
226M
227M
11M
216M
254M
5.27%
71M
254M
-37M
59M
0M
217M
64M
154M
39M
115M
-21.30%
37M
228M
226M
9M
217M
243M
1.17%
99M
243M
-86M
45M
0M
157M
57M
100M
0M
74M
-22.73%
86M
0M
166M
9M
157M
252M
9.29%
59M
252M
-50M
42M
0M
202M
49M
153M
0M
115M
26.75%
50M
0M
211M
9M
202M
244M
28.08%
45M
244M
-57M
49M
0M
187M
40M
147M
0M
113M
26.86%
57M
0M
196M
9M
187M
242M
24.02%
44M
242M
-92M
66M
0M
150M
34M
150M
0M
146M
66.50%
92M
0M
193M
9M
184M
240M
36.91%
40M
240M
-89M
40M
0M
150M
32M
150M
0M
96M
26.28%
89M
0M
191M
9M
182M
231M
93.74%
32M
231M
-87M
43M
0M
144M
26M
144M
0M
91M
66.19%
87M
0M
179M
8M
170M
191M
69.55%
27M
164M
-5M
40M
0M
160M
23M
137M
0M
89M
72.55%
27M
0M
168M
8M
160M
195M
82.88%
-27M
222M
-114M
52M
0M
158M
21M
137M
0M
88M
70.61%
142M
0M
166M
8M
158M
175M
81.72%
29M
146M
-8M
40M
0M
138M
19M
119M
0M
76M
64.82%
29M
0M
145M
7M
138M
119M
26.97%
-21M
119M
-42M
26M
0M
98M
12M
86M
0M
54M
21.66%
21M
0M
103M
5M
98M
113M
31.62%
16M
97M
-5M
25M
0M
92M
9M
83M
0M
52M
29.56%
16M
0M
97M
5M
92M
107M
35.39%
-29M
107M
-84M
32M
0M
-69M
8M
80M
0M
51M
48.07%
113M
0M
94M
5M
88M
96M
29.17%
16M
80M
-4M
23M
0M
77M
7M
70M
0M
46M
43.73%
16M
0M
81M
4M
77M
94M
44.68%
14M
80M
-11M
24M
0M
69M
6M
69M
0M
45M
69.06%
3M
0M
79M
4M
75M
85M
63.16%
20M
65M
-1M
24M
0M
64M
6M
58M
0M
40M
57.83%
20M
0M
68M
4M
64M
79M
42.32%
-27M
79M
-54M
30M
0M
52M
6M
52M
0M
35M
42.43%
81M
0M
61M
4M
58M
75M
47.38%
15M
60M
-7M
22M
0M
53M
5M
48M
0M
32M
43.59%
15M
0M
57M
4M
53M
65M
49.09%
13M
51M
-8M
20M
0M
44M
5M
39M
0M
26M
29.92%
13M
0M
47M
3M
44M
52M
18.71%
15M
38M
1M
25M
0M
39M
5M
34M
0M
25M
26.38%
15M
0M
41M
3M
39M
55M
26.30%
-16M
55M
-35M
20M
0M
36M
5M
36M
0M
24M
18.05%
52M
0M
44M
3M
41M
51M
-14.09%
11M
40M
-17M
19M
0M
22M
5M
33M
0M
22M
15.95%
6M
0M
40M
2M
37M
43M
-27.75%
10M
33M
-3M
18M
0M
30M
4M
30M
0M
20M
-4.03%
7M
0M
37M
3M
34M
44M
-23.43%
9M
35M
-2M
19M
0M
33M
5M
29M
0M
20M
-1.46%
9M
0M
36M
2M
33M
44M
-25.56%
-9M
44M
-18M
5M
0M
35M
5M
30M
0M
21M
17.87%
9M
0M
38M
3M
35M
59M
-2.44%
8M
59M
-27M
25M
0M
32M
5M
27M
0M
19M
1.96%
27M
0M
34M
2M
32M
60M
-48.82%
2M
58M
-23M
15M
0M
35M
5M
30M
0M
21M
-75.33%
2M
0M
35M
2M
35M
58M
24.98%
-3M
58M
-24M
24M
0M
34M
6M
28M
0M
20M
38.74%
24M
0M
34M
2M
34M
59M
11.81%
11M
59M
-27M
1M
0M
32M
7M
25M
0M
18M
3.56%
27M
0M
34M
2M
32M
60M
4.24%
13M
48M
-20M
21M
0M
27M
8M
27M
0M
19M
-6.53%
7M
0M
37M
2M
35M
118M
183.83%
17M
101M
-48M
15M
0M
86M
8M
86M
0M
86M
690.61%
31M
0M
89M
2M
88M
46M
3.51%
11M
35M
9M
12M
0M
29M
8M
21M
0M
15M
-8.30%
20M
0M
30M
1M
29M
53M
25.96%
12M
53M
-21M
28M
0M
31M
8M
23M
0M
17M
11,657.64%
21M
0M
33M
1M
31M
58M
65.38%
10M
48M
-9M
18M
0M
38M
8M
30M
0M
20M
176.56%
10M
0M
40M
1M
38M
41M
-21.68%
10M
32M
-7M
9M
0M
24M
9M
17M
0M
11M
2.96%
10M
0M
24M
1M
24M
45M
12.22%
7M
38M
-6M
8M
0M
32M
9M
23M
0M
16M
54.00%
7M
0M
33M
1M
32M
42M
28.36%
15M
42M
-27M
8M
0M
14M
10M
17M
0M
0M
-98.45%
27M
0M
15M
1M
14M
35M
18.84%
5M
30M
-18M
8M
0M
12M
11M
12M
0M
7M
-18.84%
13M
0M
24M
1M
23M
53M
81.32%
8M
45M
-32M
8M
0M
14M
12M
14M
0M
11M
22.89%
24M
0M
27M
1M
26M
40M
47.74%
6M
34M
-6M
8M
0M
28M
15M
13M
0M
10M
33.42%
6M
0M
29M
1M
28M
33M
23.30%
27M
33M
-23M
7M
0M
10M
19M
10M
0M
9M
20.43%
23M
0M
30M
1M
29M
29M
17.52%
4M
26M
-13M
8M
0M
12M
20M
12M
0M
9M
7.25%
10M
0M
34M
1M
33M
29M
17.04%
4M
26M
8M
8M
0M
34M
22M
12M
0M
9M
6.44%
4M
0M
35M
1M
34M
27M
11.02%
3M
23M
10M
7M
0M
34M
23M
11M
0M
8M
3.24%
3M
0M
35M
1M
34M
26M
10.12%
27M
26M
9M
7M
0M
36M
25M
11M
0M
8M
5.19%
9M
0M
37M
1M
36M
25M
6.98%
3M
22M
15M
7M
0M
38M
25M
12M
0M
8M
4.89%
3M
0M
38M
1M
38M
25M
8.61%
3M
22M
-10M
7M
0M
12M
25M
12M
0M
8M
1.95%
7M
0M
37M
1M
37M
24M
2.57%
3M
21M
14M
7M
0M
36M
25M
11M
0M
8M
-10.43%
3M
0M
36M
1M
36M
24M
5.77%
25M
24M
-13M
7M
0M
11M
25M
11M
0M
7M
-12.26%
13M
0M
35M
0M
35M
23M
3.67%
24M
23M
11M
7M
0M
35M
24M
11M
0M
8M
-0.76%
11M
0M
36M
1M
35M
23M
5.59%
20M
23M
8M
7M
0M
31M
20M
11M
0M
8M
2.83%
8M
0M
32M
1M
31M
24M
13.31%
17M
24M
5M
7M
0M
28M
16M
12M
0M
8M
14.68%
5M
0M
29M
1M
28M
23M
10.63%
15M
23M
-11M
6M
0M
12M
14M
12M
0M
8M
19.57%
11M
0M
27M
1M
26M
23M
10.15%
13M
23M
1M
6M
0M
23M
12M
12M
0M
8M
21.42%
1M
0M
23M
0M
23M
22M
9.03%
11M
22M
-11M
6M
0M
11M
10M
11M
0M
8M
23.21%
11M
0M
22M
1M
21M
21M
16.29%
9M
21M
-2M
5M
0M
19M
8M
11M
0M
7M
22.75%
2M
0M
20M
1M
19M
20M
24.87%
8M
20M
-3M
5M
0M
17M
7M
10M
0M
7M
24.93%
3M
0M
18M
1M
17M
21M
12.77%
3M
18M
-2M
6M
0M
16M
6M
10M
0M
7M
26.03%
3M
0M
16M
0M
16M
20M
18.93%
3M
17M
-2M
5M
0M
15M
6M
9M
0M
6M
29.34%
3M
0M
16M
1M
15M
18M
21.06%
2M
16M
-7M
5M
0M
9M
5M
9M
0M
6M
33.30%
4M
0M
15M
1M
14M
16M
10.23%
6M
16M
-10M
5M
0M
7M
6M
8M
0M
6M
34.23%
10M
0M
16M
1M
14M
18M
31.89%
2M
16M
-7M
5M
0M
9M
4M
8M
0M
5M
42.69%
5M
0M
13M
0M
13M
17M
29.85%
2M
15M
-2M
5M
0M
12M
5M
8M
0M
5M
40.90%
2M
0M
13M
1M
12M
15M
28.37%
2M
13M
-2M
4M
0M
12M
5M
7M
0M
4M
44.63%
2M
0M
12M
0M
12M
15M
35.48%
8M
15M
10M
4M
0M
-6M
5M
7M
0M
4M
61.87%
10M
0M
12M
0M
11M
14M
44.42%
2M
12M
-1M
4M
0M
11M
5M
6M
0M
4M
60.63%
2M
0M
11M
0M
11M
13M
45.81%
6M
13M
-7M
3M
0M
6M
5M
6M
0M
3M
55.22%
7M
0M
11M
0M
10M
12M
50.29%
6M
12M
-2M
3M
0M
10M
5M
5M
0M
3M
66.17%
2M
0M
11M
1M
10M
11M
54.23%
7M
11M
-1M
3M
0M
10M
6M
4M
0M
3M
-17.56%
1M
0M
10M
1M
10M
10M
34.28%
8M
10M
1M
3M
0M
10M
7M
3M
0M
2M
157.67%
1M
0M
11M
0M
10M
9M
17.83%
9M
9M
2M
3M
0M
11M
8M
3M
0M
2M
21.93%
2M
0M
12M
0M
11M
8M
2.86%
10M
8M
-5M
2M
0M
3M
9M
3M
0M
2M
4.26%
5M
0M
12M
0M
12M
7M
-6.34%
11M
7M
-5M
2M
0M
3M
10M
4M
0M
3M
84.29%
5M
0M
14M
0M
14M
7M
-5.05%
11M
7M
4M
2M
0M
11M
10M
1M
0M
1M
-47.47%
4M
0M
11M
0M
11M
8M
4.31%
9M
8M
4M
2M
0M
11M
9M
3M
0M
2M
6.76%
4M
0M
12M
0M
11M
7M
12.97%
9M
7M
3M
2M
0M
11M
8M
2M
0M
2M
19.07%
3M
0M
11M
0M
11M
8M
15.15%
0M
8M
2M
2M
0M
10M
8M
2M
0M
2M
21.43%
2M
0M
10M
0M
10M
8M
27.12%
0M
8M
2M
2M
0M
9M
7M
2M
0M
2M
21.43%
2M
0M
10M
0M
9M
7M
28.57%
0M
7M
2M
2M
0M
9M
7M
2M
0M
2M
21.43%
2M
0M
10M
0M
9M
7M
24.53%
0M
7M
-4M
2M
0M
2M
6M
2M
0M
2M
7.14%
4M
0M
9M
0M
9M
7M
26.92%
0M
7M
-4M
2M
0M
2M
6M
2M
0M
1M
7.69%
4M
0M
9M
0M
8M
6M
34.09%
0M
6M
-4M
2M
0M
2M
6M
2M
0M
1M
16.67%
4M
0M
8M
1M
8M
6M
36.59%
0M
6M
1M
2M
0M
7M
5M
2M
0M
1M
40.00%
1M
0M
7M
0M
7M
5M
35.90%
0M
5M
1M
2M
0M
6M
4M
2M
0M
1M
40.00%
1M
0M
6M
0M
6M
5M
-
0M
5M
0M
2M
0M
5M
3M
2M
0M
1M
40.00%
0M
0M
6M
0M
5M
4M
-
0M
4M
1M
1M
0M
5M
4M
2M
0M
1M
40.00%
1M
0M
6M
0M
5M
4M
-
0M
4M
-3M
1M
0M
2M
3M
2M
0M
1M
40.00%
3M
0M
5M
0M
5M
4M
-
0M
4M
-2M
1M
0M
2M
3M
2M
0M
1M
40.00%
2M
0M
5M
0M
4M