Discover Financial Services Cash Flow
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
8,563M
2,921M
187M
-374M
6,374M
81M
-27,683M
303M
15,759M
752M
25.74 %
-1,938M
0M
19,624M
11,728M
2,831M
8,897M
8,260M
7,140M
4,392M
561M
89M
2,380M
234M
-25,410M
236M
16,062M
703M
16 %
-2,359M
-94M
24,343M
8,897M
-2,435M
11,332M
6,904M
6,019M
5,449M
531M
-459M
257M
-86M
234M
194M
-8,316M
636M
11.67 %
-2,260M
-896M
-1,056M
11,332M
-2,257M
13,589M
5,825M
6,196M
1,141M
485M
4,788M
200M
254M
1,775M
261M
-1,085M
576M
50.54 %
-348M
-4,792M
5,115M
13,589M
6,625M
6,964M
5,935M
6,196M
2,957M
436M
69M
2,735M
7M
-14,990M
284M
897M
573M
19.37 %
-1,768M
-1,714M
9,804M
6,964M
-8,181M
15,145M
5,912M
5,191M
2,742M
435M
81M
2,494M
-556M
-10,325M
254M
7,146M
552M
20.13 %
-2,065M
796M
15,960M
15,145M
1,758M
13,387M
4,937M
5,208M
2,099M
393M
0M
2,596M
120M
-8,777M
218M
4,961M
527M
25.13 %
-2,656M
823M
13,502M
13,306M
1,392M
11,914M
4,990M
4,425M
2,393M
351M
0M
1,634M
47M
-4,894M
179M
2,811M
514M
21.56 %
-1,908M
773M
8,645M
11,914M
2,342M
9,572M
4,246M
3,854M
2,297M
391M
0M
1,241M
-75M
-2,708M
168M
1,302M
515M
22.52 %
-1,715M
2,017M
7,161M
9,572M
2,288M
7,284M
3,686M
3,826M
2,323M
369M
60M
1,250M
-165M
-4,128M
145M
1,101M
467M
20.12 %
-1,564M
1,990M
7,805M
7,284M
730M
6,554M
3,681M
3,517M
2,470M
334M
59M
853M
-521M
-3,040M
231M
3,616M
399M
16.17 %
-1,296M
2,525M
8,936M
6,554M
3,970M
2,584M
3,286M
3,041M
2,345M
267M
47M
-1M
237M
-4,444M
144M
3,728M
209M
8.81 %
-1,216M
2,319M
8,892M
3,926M
1,076M
2,850M
2,897M
3,610M
2,227M
20M
44M
759M
328M
0M
112M
2,263M
110M
4.88 %
-435M
0M
8,892M
2,850M
-2,249M
5,099M
3,498M
3,873M
765M
172M
37M
3,019M
-233M
-5,187M
55M
-7,072M
845M
110.79 %
-1,233M
-7,143M
4,952M
5,099M
-7,922M
13,021M
3,818M
3,598M
1,276M
203M
44M
2,245M
-109M
0M
54M
5,412M
101M
7.97 %
-11M
0M
5,395M
13,021M
2,850M
10,171M
3,544M
4,504M
928M
231M
93M
1,709M
1,806M
0M
94M
3,035M
117M
12.37 %
-7M
0M
3,557M
10,171M
1,384M
8,787M
4,411M
2,038M
589M
257M
36M
1,334M
41M
0M
118M
7,459M
879M
149.59 %
-1M
0M
9,553M
8,787M
7,913M
874M
1,920M
1,721M
1,077M
223M
969M
-241M
-383M
0M
144M
621M
500M
46.46 %
0M
0M
1,167M
874M
319M
555M
1,577M
1,636M
578M
214M
1,003M
-151M
35M
0M
98M
2,426M
0M
0 %
0M
0M
2,747M
555M
-249M
805M
1,538M
1,588M
776M
193M
1,171M
-244M
-283M
0M
99M
-278M
637M
82.21 %
0M
0M
463M
805M
-450M
1,255M
1,489M
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
4Q2011
3Q2011
2Q2011
1Q2011
4Q2010
3Q2010
2Q2010
1Q2010
4Q2009
3Q2009
2Q2009
1Q2009
4Q2008
3Q2008
2Q2008
1Q2008
4Q2007
3Q2007
2Q2007
1Q2007
4Q2006
3Q2006
2Q2006
1Q2006
4Q2005
3Q2005
2Q2005
1Q2005
4Q2004
2,876M
386M
104M
-208M
2,043M
707M
-6,822M
68M
6,441M
192M
50 %
-1M
0M
8,360M
11,728M
2,495M
9,233M
2,808M
2,389M
683M
106M
1,705M
-108M
204M
-5,836M
77M
4,036M
193M
28.21 %
-4M
-791M
5,539M
9,233M
589M
8,644M
2,312M
1,507M
893M
119M
1,312M
-84M
-576M
-7,522M
82M
4,578M
192M
21.53 %
-701M
2,229M
5,476M
8,644M
-1,519M
10,163M
1,425M
1,791M
976M
129M
0M
1,052M
-254M
-1,153M
76M
704M
175M
17.96 %
-1,232M
-1,980M
4,088M
10,163M
1,266M
8,897M
1,715M
2,175M
1,033M
137M
89M
846M
272M
-12,965M
58M
7,866M
179M
17.46 %
-602M
-82M
10,985M
8,897M
-2,973M
11,870M
2,117M
1,619M
1,006M
145M
0M
719M
-77M
-7,411M
79M
6,270M
181M
17.98 %
-212M
186M
6,666M
11,870M
399M
11,471M
1,540M
1,612M
1,111M
140M
0M
544M
-53M
-5,746M
48M
6,010M
183M
16.58 %
-601M
2,866M
7,118M
11,471M
1,828M
9,643M
1,564M
1,734M
1,242M
139M
0M
271M
92M
712M
51M
-4,084M
160M
12.84 %
-944M
-3,064M
-426M
9,643M
-1,689M
11,332M
1,683M
1,342M
1,067M
144M
117M
247M
-172M
-3,343M
48M
633M
162M
15.26 %
-773M
1,740M
1,572M
11,332M
-1,416M
12,748M
1,294M
1,621M
1,091M
139M
362M
-47M
127M
719M
49M
-3,731M
164M
15.03 %
-815M
-834M
-189M
12,748M
-3,620M
16,368M
1,572M
1,548M
1,698M
129M
-583M
108M
-11M
526M
56M
-4,607M
151M
8.94 %
-553M
-1,632M
-2,274M
16,368M
-4,306M
20,674M
1,492M
1,508M
1,593M
119M
-355M
-51M
-30M
6,229M
41M
-611M
159M
10.02 %
-119M
-170M
-165M
20,674M
7,085M
13,589M
1,467M
1,633M
799M
123M
42M
541M
200M
3,751M
55M
-1,829M
152M
19.2 %
-5M
-558M
-1,117M
13,589M
3,500M
10,089M
1,578M
1,296M
771M
116M
681M
19M
-222M
-5,522M
53M
-799M
135M
17.46 %
2M
-1,310M
643M
10,089M
-5,078M
15,167M
1,243M
1,587M
-368M
123M
1,939M
58M
126M
1,090M
94M
1,373M
151M
-40.83 %
496M
-2,910M
4,430M
15,167M
3,956M
11,211M
1,493M
1,680M
-61M
123M
1,698M
10M
150M
2,456M
59M
170M
138M
-225 %
-343M
-14M
1,159M
11,211M
4,247M
6,964M
1,621M
1,464M
708M
121M
69M
657M
-83M
-2,983M
72M
2,443M
153M
21.68 %
-401M
1,282M
3,205M
6,964M
852M
6,112M
1,392M
819M
770M
113M
0M
673M
-737M
-5,969M
61M
-30M
141M
18.11 %
-419M
-748M
2,815M
6,112M
-5,241M
11,353M
758M
1,578M
753M
103M
0M
688M
34M
-4,352M
69M
-1,017M
145M
19.31 %
-461M
-1,222M
801M
11,353M
-3,860M
15,213M
1,509M
2,335M
726M
99M
0M
717M
793M
-1,686M
82M
-499M
134M
18.55 %
-487M
-1,026M
2,983M
15,213M
68M
15,145M
2,253M
761M
687M
109M
81M
650M
-761M
-5,737M
77M
3,589M
151M
21.95 %
-465M
129M
5,763M
15,145M
-1,464M
16,609M
684M
1,606M
720M
110M
0M
620M
156M
-2,977M
59M
2,120M
137M
18.96 %
-460M
729M
4,269M
16,609M
690M
15,919M
1,547M
1,586M
669M
109M
0M
659M
149M
-2,585M
60M
-120M
122M
18.23 %
-556M
-5M
1,102M
15,919M
-1,179M
17,098M
1,526M
1,238M
666M
107M
0M
565M
-100M
974M
58M
1,557M
142M
21.28 %
-584M
-57M
4,826M
17,098M
3,711M
13,387M
1,180M
1,624M
387M
104M
0M
995M
138M
-4,230M
57M
1,522M
137M
35.51 %
-1,130M
-399M
4,033M
13,306M
57M
13,249M
1,567M
1,552M
602M
101M
0M
556M
293M
-2,859M
58M
2,850M
139M
22.84 %
-556M
272M
4,609M
13,249M
299M
12,950M
1,494M
1,019M
546M
95M
0M
532M
-154M
-2,519M
56M
-1,664M
124M
22.92 %
-450M
-420M
1,036M
12,950M
-2,213M
15,163M
963M
1,013M
564M
93M
0M
513M
-157M
1,035M
47M
2,253M
127M
22.6 %
-520M
1,370M
3,824M
15,163M
3,249M
11,914M
966M
1,292M
563M
89M
0M
492M
148M
1,259M
47M
837M
128M
23.08 %
-478M
773M
2,817M
11,914M
-162M
12,076M
1,245M
1,317M
639M
86M
0M
318M
274M
-1,112M
46M
2,149M
132M
20.75 %
-581M
2,143M
2,939M
12,076M
1,459M
10,617M
1,271M
658M
616M
92M
0M
481M
-531M
-2,450M
40M
-598M
125M
20 %
-426M
-109M
935M
10,617M
-1,518M
12,135M
618M
1,158M
575M
84M
0M
343M
156M
1,939M
46M
423M
129M
22.46 %
-423M
49M
1,954M
12,135M
2,563M
9,572M
1,112M
1,044M
500M
100M
0M
369M
75M
-3,030M
49M
1,358M
130M
26.5 %
-435M
924M
2,252M
9,572M
-678M
10,250M
995M
1,147M
612M
98M
0M
401M
36M
-1,373M
31M
-745M
131M
21.28 %
-435M
-466M
1,153M
10,250M
-345M
10,595M
1,116M
600M
599M
98M
0M
265M
-362M
-1,602M
47M
475M
135M
22.79 %
-425M
1,140M
1,921M
10,595M
-1,219M
11,814M
553M
1,063M
586M
95M
0M
206M
176M
3,297M
41M
214M
119M
20.61 %
-420M
419M
1,835M
11,814M
4,530M
7,284M
1,022M
1,000M
404M
95M
14M
605M
-31M
-2,826M
43M
1,774M
119M
29.21 %
-399M
1,585M
2,379M
7,284M
-98M
7,382M
957M
1,055M
644M
93M
14M
223M
53M
-1,800M
29M
1,075M
120M
18.57 %
-622M
868M
2,913M
7,382M
503M
6,879M
1,026M
642M
644M
91M
14M
248M
-380M
-2,337M
30M
-985M
122M
18.84 %
-178M
-144M
454M
6,879M
-1,852M
8,731M
612M
1,129M
631M
90M
18M
174M
193M
2,835M
43M
-763M
106M
16.42 %
-365M
-319M
2,059M
8,731M
2,177M
6,554M
1,086M
982M
602M
87M
14M
234M
-123M
-3,208M
54M
3,210M
105M
17.46 %
-346M
1,810M
3,761M
6,554M
931M
5,623M
928M
448M
593M
84M
14M
377M
-611M
-1,428M
60M
565M
107M
17.89 %
-349M
477M
1,450M
5,623M
-121M
5,744M
388M
595M
602M
95M
14M
158M
-316M
-1,280M
58M
-1,525M
108M
17.89 %
-340M
-1,276M
1,125M
5,744M
-2,323M
8,067M
537M
1,492M
673M
68M
17M
84M
529M
2,876M
59M
1,366M
79M
11.85 %
-261M
1,514M
2,600M
8,067M
5,483M
2,584M
1,433M
882M
551M
299M
11M
-85M
119M
0M
39M
459M
50M
9.09 %
-402M
0M
1,206M
3,926M
-2,312M
6,238M
842M
656M
627M
-4M
12M
-203M
192M
0M
49M
787M
52M
8.2 %
-352M
0M
3,844M
6,238M
1,126M
5,112M
608M
492M
537M
-12M
0M
0M
-2,461M
0M
30M
1,157M
53M
9.9 %
-447M
0M
-5M
5,112M
-1,203M
6,315M
462M
1,011M
631M
-16M
14M
101M
193M
0M
26M
1,324M
54M
8.4 %
-14M
0M
1,452M
6,315M
3,465M
2,850M
984M
798M
513M
-11M
10M
217M
188M
0M
42M
2,235M
40M
7.29 %
-227M
0M
3,144M
2,850M
-1,108M
3,958M
756M
556M
649M
40M
0M
0M
-1,842M
0M
20M
1,875M
29M
4.2 %
-202M
0M
-2,246M
3,958M
185M
3,773M
536M
977M
600M
-11M
11M
122M
160M
-2,303M
34M
-739M
29M
4.55 %
0M
-250M
1,460M
3,773M
-1,398M
5,171M
943M
1,279M
465M
1M
12M
363M
326M
-1,228M
16M
-1,107M
11M
2.35 %
-5M
-1,076M
942M
5,171M
73M
5,099M
1,263M
1,166M
350M
46M
8M
472M
241M
-603M
25M
161M
11M
3.13 %
0M
-1,534M
966M
5,099M
-2,817M
7,916M
1,141M
263M
261M
42M
9M
627M
-754M
0M
12M
-1,563M
786M
300 %
-3M
0M
-1,374M
7,916M
-2,420M
10,336M
251M
1,309M
258M
41M
10M
575M
339M
0M
10M
-5,356M
753M
289.36 %
-1,225M
0M
3,461M
10,336M
-2,393M
12,728M
1,299M
1,135M
-104M
42M
11M
1,345M
-59M
0M
8M
-313M
801M
-757.89 %
-5M
0M
3,709M
12,728M
-292M
13,021M
1,127M
1,002M
353M
141M
9M
295M
141M
0M
12M
3,132M
26M
7.81 %
-1M
0M
3,595M
13,021M
2,192M
10,828M
990M
683M
577M
19M
10M
379M
-420M
0M
12M
794M
25M
4.46 %
-4M
0M
1,354M
10,828M
1,133M
9,695M
671M
1,385M
226M
18M
0M
660M
528M
0M
13M
142M
20M
8.51 %
-4M
0M
168M
9,695M
971M
8,724M
1,372M
528M
120M
26M
11M
925M
-357M
0M
17M
1,345M
29M
24 %
-6M
0M
1,676M
8,724M
-1,447M
10,171M
511M
1,631M
432M
58M
93M
582M
642M
0M
15M
1,919M
29M
6.59 %
0M
0M
2,067M
10,171M
-312M
10,483M
1,616M
1,307M
180M
66M
6M
337M
782M
0M
33M
2,121M
29M
16.22 %
0M
0M
2,186M
10,483M
1,534M
8,949M
1,274M
745M
234M
52M
185M
62M
270M
0M
25M
-830M
29M
12.5 %
0M
0M
-714M
8,949M
115M
8,834M
720M
822M
81M
55M
40M
498M
113M
0M
20M
-175M
29M
35.29 %
-1M
0M
12M
8,834M
47M
8,787M
801M
697M
-56M
80M
36M
711M
104M
0M
31M
1,388M
29M
-50 %
0M
0M
1,646M
8,787M
186M
8,601M
666M
839M
202M
62M
-1M
227M
383M
0M
28M
-23M
350M
173.81 %
0M
0M
1,021M
8,601M
708M
7,893M
810M
-8M
209M
59M
-1M
177M
-427M
0M
31M
5,821M
350M
165.91 %
0M
0M
5,821M
7,893M
5,390M
2,503M
-39M
-8M
209M
59M
0M
177M
-56,960M
0M
31M
5,821M
500M
237.5 %
0M
0M
-423M
7,893M
5,390M
2,503M
-39M
510M
234M
56M
0M
222M
-19M
0M
28M
273M
500M
214.29 %
0M
0M
773M
2,503M
1,629M
874M
482M
421M
187M
145M
969M
-813M
-115M
0M
41M
570M
500M
266.67 %
0M
0M
1,070M
874M
88M
786M
381M
604M
241M
25M
0M
267M
109M
0M
36M
1,009M
0M
0 %
0M
0M
1,009M
786M
221M
566M
567M
0M
343M
0M
0M
0M
0M
0M
0M
0M
0M
0 %
0M
0M
0M
566M
0M
0M
0M
0M
305M
0M
0M
0M
0M
0M
0M
0M
0M
0 %
0M
0M
0M
0M
0M
0M
0M
1,636M
42M
0M
0M
0M
0M
0M
98M
2,426M
0M
0 %
0M
0M
3,128M
0M
0M
0M
0M
0M
150M
0M
0M
0M
0M
0M
0M
0M
0M
0 %
0M
0M
0M
0M
0M
0M
0M
0M
171M
0M
0M
0M
0M
0M
0M
0M
0M
0 %
0M
0M
0M
0M
0M
0M
0M
0M
215M
0M
0M
0M
0M
0M
0M
0M
0M
0 %
0M
0M
0M
0M
0M
0M
0M