Customers Bancorp Inc Cash Flow
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
331M
250M
30M
13M
-26M
42M
1,784M
1M
108M
15M
5.91 %
-40M
0M
559M
3,846M
3,391M
456M
330M
-21M
228M
27M
14M
-272M
-25M
-1,298M
113M
1,257M
9M
4.12 %
-33M
-75M
1,399M
456M
-62M
518M
-134M
271M
354M
22M
14M
-286M
150M
-2,619M
33M
755M
11M
3.04 %
-110M
-4,641M
5,263M
518M
-175M
693M
238M
133M
133M
31M
13M
32M
-57M
-5,030M
29M
6,773M
14M
10.53 %
59,582M
4,127M
6,786M
693M
481M
213M
104M
78M
79M
23M
10M
21M
-69M
-513M
50M
1,517M
14M
18.33 %
-1M
24M
1,554M
213M
150M
62M
28M
97M
72M
14M
10M
17M
-25M
-565M
39M
-78M
14M
20.27 %
-13M
-395M
10M
62M
-84M
146M
58M
386M
79M
11M
7M
323M
-49M
-1,240M
24M
385M
14M
18.18 %
4M
914M
396M
146M
-118M
265M
361M
-290M
88M
4M
6M
-382M
-3M
-698M
5M
870M
9M
10.27 %
229M
-744M
814M
245M
-20M
265M
-296M
-357M
59M
4M
6M
-409M
-6M
-1,505M
3M
1,508M
2M
3.92 %
56M
77M
1,510M
265M
-106M
371M
-360M
-542M
43M
4M
5M
-579M
-9M
165M
1M
2,602M
2M
5.16 %
0M
1,030M
2,604M
371M
138M
233M
-544M
722M
33M
3M
3M
693M
-12M
542M
4M
913M
0M
0 %
-8M
304M
823M
233M
47M
186M
718M
-1,242M
24M
2M
2M
-1,254M
-13M
280M
3M
1,092M
0M
0 %
95M
140M
998M
186M
112M
74M
-1,245M
30M
4M
1M
1M
27M
0M
0M
3M
565M
0M
0 %
-1M
0M
1,078M
74M
-165M
239M
27M
-222M
24M
1M
2M
-231M
-19M
0M
3M
740M
0M
0 %
0M
0M
681M
239M
170M
69M
-225M
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
4Q2011
3Q2011
2Q2011
1Q2011
4Q2010
3Q2010
2Q2010
72M
62M
7M
3M
-8M
8M
1,161M
0M
-616M
4M
6.28 %
-275M
0M
0M
3,846M
426M
3,420M
72M
136M
87M
8M
4M
-30M
72M
158M
6M
-268M
4M
4.44 %
0M
-510M
-265M
3,420M
265M
3,155M
130M
89M
48M
8M
4M
96M
-49M
498M
13M
224M
4M
7.28 %
0M
-510M
227M
3,155M
1,109M
2,047M
77M
18M
54M
9M
3M
-84M
17M
714M
2M
769M
3M
6.63 %
-40M
1,550M
1,827M
2,047M
1,591M
456M
15M
-296M
29M
7M
3M
-285M
-58M
-213M
26M
560M
3M
10.34 %
-5M
-65M
30,364M
456M
51M
404M
-322M
109M
64M
7M
3M
7M
10M
-205M
58M
35M
2M
3.65 %
0M
95M
578M
404M
159M
245M
51M
49M
59M
7M
4M
13M
-38M
442M
26M
1,110M
2M
3.43 %
-22M
605M
1,134M
245M
-29M
275M
23M
117M
77M
6M
4M
-7M
60M
-451M
3M
-449M
2M
2.23 %
-6M
625M
8,034M
275M
-243M
518M
114M
19M
102M
5M
3M
-69M
-32M
-2,120M
16M
567M
2M
2.01 %
-28M
775M
52,531M
518M
-534M
1,052M
4M
-15M
116M
5M
4M
-154M
11M
1,096M
8M
-753M
2M
1.75 %
3,113M
-3,767M
-2M
1,052M
622M
431M
-23M
89M
61M
5M
5M
-6M
14M
-136M
4M
769M
3M
5.49 %
186M
-633M
1,167M
431M
-85M
515M
85M
178M
75M
5M
3M
-56M
157M
-735M
5M
171M
3M
4.41 %
1,278M
-1,016M
21M
515M
-178M
693M
172M
60M
56M
8M
3M
-2M
-15M
382M
13M
-359M
3M
6.25 %
59,227M
-826M
-1M
693M
362M
331M
46M
34M
51M
8M
2M
-6M
-23M
-586M
6M
941M
3M
6.92 %
0M
1,071M
944M
331M
-736M
1,067M
27M
75M
23M
8M
4M
12M
35M
-4,670M
3M
5,679M
4M
15.28 %
0M
3,715M
5,682M
1,067M
811M
256M
72M
-35M
3M
7M
3M
28M
-55M
-156M
7M
512M
4M
110 %
10,037M
167M
-1M
256M
44M
213M
-42M
44M
28M
8M
3M
5M
-5M
2M
18M
-234M
4M
12.79 %
1M
46M
30,669M
213M
30M
182M
26M
32M
27M
6M
2M
4M
-17M
64M
21M
507M
4M
12.79 %
0M
-229M
510M
182M
86M
96M
11M
9M
9M
5M
3M
9M
-14M
-465M
4M
986M
4M
37.93 %
0M
229M
989M
96M
-22M
118M
5M
-6M
15M
4M
2M
3M
-33M
-114M
8M
258M
4M
22.45 %
-1M
-21M
5,226M
118M
56M
62M
-14M
-1M
18M
4M
3M
0M
-29M
5M
14M
-788M
4M
19.64 %
26,813M
600M
0M
62M
-604M
666M
-15M
170M
6M
4M
2M
157M
-1M
489M
18M
-509M
4M
57.89 %
3M
-1,723M
-505M
666M
414M
252M
153M
-24M
24M
3M
2M
-59M
5M
8M
4M
300M
4M
15.07 %
3M
47M
301M
252M
36M
215M
-28M
-48M
24M
3M
2M
-81M
1M
-800M
3M
919M
4M
14.67 %
7,646M
681M
-1M
215M
69M
146M
-51M
200M
22M
3M
2M
165M
-7M
-89M
23M
-652M
4M
16.67 %
1M
158M
-649M
146M
-73M
219M
177M
150M
1M
5M
2M
161M
-22M
148M
0M
-423M
4M
275 %
0M
-540M
-419M
219M
-182M
402M
149M
-416M
29M
1M
2M
-437M
-9M
-302M
1M
961M
4M
12.36 %
0M
827M
965M
402M
245M
157M
-417M
452M
27M
1M
2M
433M
-11M
-997M
0M
498M
4M
13.41 %
2M
470M
500M
157M
-88M
245M
452M
238M
29M
-1M
1M
238M
-32M
-212M
2M
-167M
4M
11.83 %
59M
-137M
-222M
245M
-21M
266M
236M
-37M
21M
2M
2M
-104M
45M
158M
1M
-156M
2M
10.96 %
88M
-879M
-159M
266M
-37M
303M
-38M
-313M
19M
1M
2M
-333M
1M
-211M
1M
582M
2M
10.45 %
57M
254M
583M
303M
40M
263M
-314M
-179M
18M
1M
2M
-183M
-17M
-433M
2M
611M
1M
6.56 %
25M
18M
612M
263M
-2M
265M
-180M
-56M
18M
1M
2M
-74M
0M
-1,103M
1M
783M
1M
4.84 %
0M
659M
784M
265M
-119M
383M
-57M
283M
15M
1M
1M
269M
0M
-246M
1M
-45M
1M
9.43 %
0M
-352M
-45M
383M
-8M
392M
282M
-258M
12M
1M
1M
-265M
-5M
-169M
1M
483M
0M
0 %
56M
-157M
482M
392M
58M
334M
-259M
-324M
14M
1M
1M
-339M
0M
14M
1M
288M
0M
0 %
0M
-73M
288M
334M
-37M
371M
-325M
-97M
13M
1M
2M
-103M
-4M
1,928M
0M
270M
2M
17.02 %
0M
22M
270M
371M
40M
331M
-97M
-160M
12M
1M
1M
-166M
-5M
-624M
1M
886M
0M
0 %
0M
293M
886M
331M
66M
266M
-160M
-365M
10M
1M
1M
-362M
-16M
-283M
0M
614M
0M
0 %
0M
530M
614M
266M
-25M
290M
-366M
79M
8M
1M
1M
51M
16M
-857M
0M
832M
0M
0 %
0M
186M
831M
290M
57M
233M
79M
134M
9M
1M
1M
165M
-45M
1,701M
1M
257M
0M
0 %
-8M
548M
159M
233M
-23M
256M
133M
551M
8M
1M
1M
498M
44M
-566M
1M
75M
0M
0 %
0M
-393M
75M
256M
50M
206M
550M
-51M
8M
1M
1M
-56M
-9M
-265M
1M
336M
0M
0 %
98M
-2M
336M
206M
25M
181M
-52M
88M
7M
1M
1M
81M
-2M
-328M
0M
246M
0M
0 %
0M
151M
246M
181M
-5M
186M
88M
-248M
8M
1M
0M
-246M
-8M
0M
0M
532M
0M
0 %
0M
0M
858M
186M
29M
158M
-248M
-889M
7M
1M
0M
-895M
-1M
0M
1M
366M
0M
0 %
0M
0M
366M
158M
35M
122M
-890M
-109M
7M
0M
1M
-115M
-2M
0M
1M
298M
0M
0 %
0M
0M
298M
122M
31M
91M
-110M
4M
3M
0M
1M
1M
-2M
0M
0M
-104M
0M
7.41 %
0M
0M
221M
91M
17M
74M
4M
55M
3M
0M
0M
28M
26M
0M
1M
213M
0M
7.14 %
0M
0M
229M
74M
21M
53M
54M
-50M
2M
0M
0M
-30M
-23M
0M
1M
35M
0M
9.52 %
0M
0M
22M
53M
-49M
102M
-51M
3M
0M
0M
0M
0M
-1M
0M
0M
158M
0M
0 %
0M
0M
158M
102M
16M
86M
3M
22M
-2M
0M
0M
-2M
-2M
0M
1M
159M
0M
-0 %
0M
0M
144M
86M
-153M
239M
22M
0M
0M
0M
0M
0M
0M
0M
3M
740M
0M
0 %
0M
0M
681M
239M
0M
0M
0M
0M
28M
0M
0M
0M
0M
0M
0M
0M
0M
0 %
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
0 %
0M
0M
0M
0M
0M
0M
0M