Citizens Financial Group, Inc. Cash Flow
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2,961M
1,608M
478M
87M
757M
273M
5,248M
172M
-7,128M
928M
57.86 %
-906M
0M
21M
11,628M
1,081M
10,547M
2,789M
4,119M
2,073M
565M
84M
2,198M
-858M
-11,385M
126M
9,907M
892M
43.09 %
-153M
4,831M
30,738M
10,547M
1,389M
9,158M
3,993M
2,275M
2,319M
625M
59M
663M
-962M
-8,831M
124M
4,636M
783M
33.7 %
-545M
-1,506M
-23M
9,158M
-3,575M
12,733M
2,151M
111M
1,057M
578M
48M
1,644M
-2,978M
-5,950M
118M
15,372M
770M
72.87 %
-270M
-5,738M
-96M
12,733M
9,347M
3,386M
-7M
1,697M
1,791M
633M
41M
-307M
-525M
-3,518M
366M
1,490M
682M
38.04 %
-1,220M
-2,898M
-21M
3,386M
-688M
4,074M
1,331M
1,767M
1,721M
489M
41M
333M
-914M
-6,017M
485M
6,352M
485M
28.21 %
-1,025M
2,796M
-13M
4,074M
1,042M
3,032M
1,282M
1,883M
1,652M
502M
48M
438M
-621M
-3,427M
440M
1,429M
336M
20.43 %
-820M
-2,680M
-20M
3,032M
-672M
3,704M
1,443M
1,490M
1,045M
523M
23M
79M
-333M
-10,952M
303M
10,455M
255M
24.62 %
-430M
7,061M
19,547M
3,704M
619M
3,085M
1,187M
1,229M
840M
471M
24M
273M
-628M
-5,547M
299M
4,485M
221M
26.28 %
-500M
2,510M
5,945M
3,085M
-191M
3,276M
930M
1,390M
865M
386M
53M
1M
-56M
-9,778M
311M
9,403M
806M
93.55 %
-334M
2,728M
10,549M
3,276M
519M
2,757M
1,079M
2,649M
-3,426M
404M
4,820M
448M
456M
0M
368M
-502M
1,185M
-34.64 %
0M
0M
974M
2,757M
-306M
3,063M
2,281M
1,714M
643M
467M
29M
362M
-93M
0M
371M
-3,264M
150M
23.48 %
0M
0M
-229M
3,063M
-631M
3,694M
1,343M
2,479M
506M
434M
910M
152M
225M
0M
368M
-1,669M
0M
0 %
0M
0M
1,444M
3,694M
-1,224M
4,918M
2,111M
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
670M
189M
126M
14M
235M
287M
225M
48M
-4,667M
230M
122.5 %
0M
0M
4,215M
11,628M
-3,772M
15,400M
622M
1,008M
430M
122M
18M
643M
-184M
-833M
33M
2,443M
231M
53.85 %
-243M
2,387M
8,679M
15,400M
3,833M
11,567M
975M
125M
478M
112M
22M
-203M
-307M
2,966M
39M
319M
229M
48.48 %
-259M
-4,664M
11,800M
11,567M
3,593M
7,974M
86M
1,158M
511M
118M
33M
82M
477M
1,771M
52M
-5,223M
238M
46.67 %
-404M
3,973M
-2,233M
7,974M
-2,573M
10,547M
1,106M
1,441M
653M
117M
16M
457M
265M
-114M
15M
1,104M
233M
35.61 %
-151M
-669M
18,119M
10,547M
2,387M
8,160M
1,456M
3,000M
636M
121M
16M
307M
1,874M
974M
85M
-2,237M
243M
38.28 %
-2M
-1,635M
2,440M
8,160M
1,646M
6,514M
2,915M
-1,876M
364M
260M
19M
537M
-3,181M
-8,708M
5M
7,902M
218M
59.46 %
-2M
8,191M
5,839M
6,514M
-3,422M
9,936M
-1,881M
1,554M
420M
67M
33M
897M
184M
-3,537M
51M
3,138M
198M
47.47 %
0M
-1,056M
4,340M
9,936M
778M
9,158M
1,503M
1,105M
530M
172M
12M
436M
598M
-6,764M
65M
1,836M
193M
36.29 %
-200M
90M
2,083M
9,158M
-4,558M
13,716M
1,040M
1,280M
530M
136M
12M
265M
322M
-1,011M
27M
1,079M
200M
37.9 %
-250M
-56M
1,528M
13,716M
1,075M
12,641M
1,253M
580M
648M
165M
13M
727M
-1,092M
129M
22M
-1,968M
191M
29.61 %
201M
-1,360M
-424M
12,641M
-2,019M
14,660M
558M
-690M
611M
152M
22M
-765M
-790M
-640M
10M
3,689M
199M
32.87 %
-95M
-180M
-22M
14,660M
1,927M
12,733M
-700M
866M
456M
159M
14M
811M
-587M
-329M
53M
3,288M
193M
42.45 %
270M
-760M
-2M
12,733M
3,517M
9,216M
919M
658M
314M
103M
11M
509M
-236M
2,009M
54M
-988M
196M
63.01 %
125M
-16M
-787M
9,216M
1,770M
7,446M
658M
-86M
253M
112M
2M
584M
-963M
944M
37M
2,305M
190M
74.58 %
395M
-8,042M
11,248M
7,446M
3,388M
4,058M
-123M
-1,327M
34M
204M
21M
-260M
-1,192M
-8,574M
16M
10,767M
191M
550 %
-270M
3,080M
-14M
4,058M
672M
3,386M
-1,343M
727M
450M
193M
-3M
117M
-135M
-2,080M
138M
906M
175M
38.83 %
-400M
602M
5,782M
3,386M
-456M
3,842M
589M
393M
449M
165M
12M
-127M
-75M
-400M
89M
912M
180M
40 %
-500M
882M
3,143M
3,842M
807M
3,035M
304M
105M
453M
141M
12M
-485M
-7M
266M
77M
311M
163M
35.35 %
-120M
508M
-3M
3,035M
599M
2,436M
28M
472M
439M
134M
20M
188M
-308M
-1,304M
62M
-639M
164M
36.84 %
-200M
-4,890M
6,435M
2,436M
-1,638M
4,074M
410M
560M
465M
132M
1M
223M
-335M
-1,866M
137M
1,537M
134M
29.29 %
-300M
-826M
6,475M
4,074M
83M
3,991M
423M
-208M
443M
114M
12M
-37M
-753M
-1,027M
122M
2,024M
129M
29.03 %
-400M
2,551M
5,302M
3,991M
126M
3,865M
-330M
711M
425M
121M
10M
55M
98M
-2,111M
137M
1,550M
114M
26.44 %
-150M
175M
6,148M
3,865M
6M
3,859M
574M
704M
388M
122M
18M
92M
76M
-1,013M
89M
1,241M
108M
27.85 %
-175M
896M
-13M
3,859M
827M
3,032M
615M
433M
666M
114M
13M
81M
-328M
141M
187M
539M
96M
14.07 %
-335M
-884M
2,220M
3,032M
912M
2,120M
246M
913M
348M
131M
8M
99M
330M
-1,856M
106M
-921M
90M
26.09 %
-225M
-1,435M
-1M
2,120M
-2,047M
4,167M
807M
-316M
318M
132M
9M
10M
-726M
-638M
94M
1,232M
78M
23.81 %
-130M
697M
7,191M
4,167M
174M
3,993M
-410M
853M
320M
125M
18M
248M
103M
-1,074M
53M
579M
72M
22.22 %
-130M
-1,058M
-19M
3,993M
289M
3,704M
800M
292M
282M
136M
8M
-54M
-90M
-2,499M
133M
3,124M
69M
23.64 %
-180M
3,447M
5,674M
3,704M
789M
2,915M
159M
494M
297M
142M
4M
48M
-46M
-2,948M
63M
1,828M
62M
21.05 %
-250M
335M
4,637M
2,915M
-740M
3,655M
431M
330M
243M
133M
7M
6M
-123M
-3,244M
54M
4,786M
71M
28.26 %
0M
3,246M
7,859M
3,655M
1,800M
1,855M
276M
374M
223M
112M
4M
79M
-74M
-2,261M
53M
717M
53M
23.81 %
0M
33M
1,399M
1,855M
-1,230M
3,085M
321M
398M
221M
121M
2M
198M
-317M
-1,578M
103M
2,640M
53M
23.81 %
-250M
5,251M
3,674M
3,085M
1,329M
1,756M
295M
316M
220M
116M
7M
64M
-111M
865M
61M
-2,203M
60M
26.83 %
-250M
-2,243M
-1,891M
1,756M
-1,113M
2,869M
255M
417M
190M
121M
9M
18M
37M
-3,156M
70M
678M
53M
28.57 %
-3M
-640M
734M
2,869M
-2,135M
5,004M
347M
98M
209M
113M
6M
-7M
-237M
-1,678M
65M
3,370M
55M
26.32 %
0M
142M
3,428M
5,004M
1,728M
3,276M
33M
190M
197M
73M
24M
58M
-272M
-2,940M
147M
3,071M
55M
27.78 %
-334M
6,730M
3,448M
3,276M
387M
2,889M
43M
179M
189M
117M
119M
-46M
-195M
0M
47M
-856M
383M
200 %
0M
0M
-471M
2,889M
-2,467M
5,356M
132M
321M
313M
100M
72M
-327M
185M
0M
70M
2,757M
343M
108.93 %
0M
0M
3,102M
5,356M
2,504M
2,852M
251M
700M
166M
96M
109M
45M
226M
0M
47M
4,431M
25M
13.33 %
0M
0M
4,459M
2,852M
95M
2,757M
653M
1,013M
152M
100M
96M
109M
499M
0M
121M
1,833M
374M
248.15 %
0M
0M
2,210M
2,757M
175M
2,582M
892M
241M
144M
99M
170M
122M
-370M
0M
90M
2,571M
383M
261.54 %
0M
0M
2,954M
2,582M
-1,904M
4,486M
151M
673M
-3,905M
102M
4,497M
121M
44M
0M
83M
-3,962M
388M
-9.9 %
0M
0M
-3,283M
4,486M
1,097M
3,389M
590M
722M
183M
103M
0M
153M
283M
0M
74M
-944M
40M
21.21 %
0M
0M
-901M
3,389M
326M
3,063M
648M
1,714M
101M
0M
0M
0M
0M
0M
178M
0M
150M
0 %
0M
0M
2,584M
3,063M
0M
0M
0M
0M
209M
0M
0M
0M
0M
0M
0M
0M
0M
0 %
0M
0M
0M
0M
0M
0M
0M
0M
333M
0M
0M
0M
0M
0M
0M
0M
0M
0 %
0M
0M
0M
0M
0M
0M
0M