Berkshire Hills Bancorp Inc Cash Flow
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
155M
70M
13M
7M
99M
14M
-890M
2M
645M
32M
45.63 %
-24M
0M
775M
1,203M
518M
685M
153M
123M
93M
15M
7M
21M
-12M
-1,260M
1M
208M
25M
26.24 %
-125M
14M
492M
685M
-942M
1,628M
122M
105M
119M
16M
4M
-5M
18M
904M
2M
-636M
25M
20.92 %
-69M
-462M
52M
1,628M
70M
1,558M
104M
228M
-513M
18M
5M
6M
-31M
655M
7M
109M
37M
-7.15 %
0M
-256M
-98M
1,558M
978M
580M
220M
112M
102M
17M
5M
-6M
-23M
410M
11M
-917M
45M
44.39 %
-53M
-844M
5,409M
580M
397M
183M
101M
222M
106M
16M
5M
31M
33M
-567M
10M
574M
41M
38.43 %
0M
381M
5,002M
183M
-66M
249M
213M
78M
55M
13M
5M
-26M
19M
-621M
13M
341M
33M
60.43 %
6,397M
-196M
-2M
249M
136M
113M
66M
98M
59M
11M
5M
-3M
3M
-145M
9M
119M
25M
42.55 %
-5M
-1M
9,510M
113M
10M
104M
89M
86M
50M
12M
5M
-6M
4M
-509M
7M
400M
22M
44.51 %
-1M
-54M
9,042M
104M
32M
72M
79M
56M
34M
13M
4M
-16M
0M
-786M
8M
310M
18M
53.68 %
-2M
-12M
5,773M
72M
-4M
76M
47M
127M
41M
12M
3M
37M
22M
-496M
13M
365M
18M
44.24 %
-12M
616M
1,265M
76M
-23M
98M
114M
29M
33M
11M
2M
-49M
20M
-81M
19M
249M
16M
46.98 %
727M
94M
1M
98M
22M
76M
10M
40M
18M
9M
1M
-2M
10M
-117M
8M
26M
12M
67.35 %
333M
-171M
0M
76M
32M
44M
32M
42M
14M
7M
2M
11M
13M
0M
5M
163M
9M
65.66 %
477M
0M
0M
44M
12M
33M
37M
14M
-16M
7M
1M
50M
-23M
0M
4M
72M
9M
-57.38 %
-40M
0M
365M
33M
-12M
45M
14M
39M
22M
8M
0M
8M
-69M
0M
2M
104M
7M
30.58 %
191M
0M
0M
45M
4M
41M
37M
23M
14M
8M
3M
0M
-1M
0M
6M
-23M
5M
40.28 %
212M
0M
1M
41M
10M
31M
18M
25M
11M
9M
3M
8M
-4M
0M
6M
97M
5M
44 %
420M
0M
1M
31M
0M
31M
19M
20M
8M
5M
-4M
10M
0M
0M
4M
-85M
4M
44.55 %
-2M
0M
982M
31M
13M
18M
16M
20M
12M
3M
-1M
2M
3M
0M
5M
88M
3M
22.12 %
0M
0M
690M
18M
0M
17M
15M
15M
9M
4M
-1M
3M
-1M
0M
1M
156M
3M
29.3 %
0M
0M
293M
17M
-43M
61M
14M
20M
2M
4M
-13M
21M
6M
0M
1M
29M
3M
153.33 %
0M
0M
153M
61M
19M
42M
18M
20M
9M
3M
0M
8M
-1M
0M
2M
8M
3M
31.85 %
0M
0M
138M
42M
-1M
44M
18M
2M
5M
2M
0M
9M
-11M
0M
3M
168M
1M
15.71 %
0M
0M
266M
44M
19M
25M
0M
7M
6M
3M
0M
1M
-1M
0M
4M
57M
0M
0 %
0M
0M
71M
25M
-2M
27M
4M
Concept
Operating Cash Flow
Net Income
Depreciation & Amortization
Stock based compensation
Other non cash items
Change in working capital
Investing Cash Flow
Capital Expenditures
Financing Cash Flow
Dividends Paid
Payout Ratio
Share Issuance / Repurchase
Debt Issued / Paid
Other Investing Activities
End Cash Position
Changes in Cash
Beginning Cash Position
Free Cash Flow
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
4Q2011
3Q2011
2Q2011
1Q2011
4Q2010
3Q2010
2Q2010
1Q2010
4Q2009
3Q2009
2Q2009
1Q2009
4Q2008
3Q2008
2Q2008
1Q2008
4Q2007
3Q2007
2Q2007
1Q2007
4Q2006
3Q2006
2Q2006
1Q2006
4Q2005
3Q2005
2Q2005
1Q2005
4Q2004
3Q2004
2Q2004
1Q2004
4Q2003
3Q2003
2Q2003
1Q2003
4Q2002
3Q2002
2Q2002
1Q2002
4Q2001
3Q2001
2Q2001
1Q2001
4Q2000
3Q2000
2Q2000
1Q2000
52M
-1M
3M
2M
57M
18M
254M
1M
233M
8M
-600 %
-7M
0M
14M
1,203M
540M
663M
51M
44M
20M
3M
2M
19M
6M
50M
0M
38M
8M
40 %
-4M
130M
46M
663M
23M
641M
44M
24M
24M
3M
2M
-7M
-4M
-140M
0M
-250M
8M
32.73 %
-12M
-230M
0M
641M
-366M
1,007M
24M
37M
28M
3M
1M
10M
-5M
-339M
1M
624M
8M
28.57 %
-1M
900M
3,288M
1,007M
321M
685M
37M
35M
31M
4M
2M
15M
-16M
-338M
1M
306M
8M
26.09 %
-20M
0M
480M
685M
-10M
695M
34M
74M
19M
4M
2M
3M
47M
6M
0M
-256M
5M
28.57 %
-20M
-129M
-246M
695M
-176M
871M
74M
-2M
23M
4M
2M
1M
-32M
-252M
1M
-481M
5M
20 %
-55M
142M
-415M
871M
-736M
1,607M
-3M
17M
20M
4M
2M
2M
-11M
-676M
1M
638M
6M
30.95 %
-29M
1M
674M
1,607M
-21M
1,628M
17M
23M
20M
4M
1M
0M
1M
-227M
2M
-292M
6M
30.95 %
0M
0M
-286M
1,628M
-497M
2,125M
25M
19M
64M
4M
1M
-2M
6M
432M
1M
196M
12M
19.08 %
-48M
-205M
12M
2,125M
298M
1,827M
19M
40M
22M
4M
2M
-2M
14M
-82M
1M
-505M
6M
27.91 %
-21M
-134M
-351M
1,827M
-73M
1,900M
41M
24M
13M
4M
1M
-1M
-3M
339M
2M
-35M
6M
46.15 %
0M
-123M
94M
1,900M
342M
1,558M
21M
33M
19M
4M
1M
1M
5M
350M
1M
241M
6M
31.58 %
0M
-131M
378M
1,558M
623M
935M
32M
18M
23M
5M
1M
2M
-12M
311M
2M
-436M
18M
78.26 %
0M
-114M
-303M
935M
-109M
1,044M
16M
142M
-543M
5M
1M
1M
-12M
-173M
1M
474M
6M
-1.11 %
0M
-224M
709M
1,044M
439M
605M
141M
35M
-12M
4M
1M
1M
-12M
166M
3M
-170M
12M
-100 %
0M
213M
-109M
605M
26M
580M
32M
108M
33M
5M
1M
-3M
-18M
-227M
2M
-296M
12M
35.94 %
-25M
-174M
32M
580M
278M
302M
106M
30M
21M
4M
2M
2M
1M
226M
4M
-178M
12M
57.5 %
-24M
-1M
2,885M
302M
73M
229M
25M
-6M
24M
4M
1M
-2M
0M
270M
2M
-309M
11M
44.9 %
-3M
-361M
1,012M
229M
62M
168M
-8M
-20M
24M
3M
1M
-2M
-5M
141M
2M
-135M
11M
44.23 %
0M
-308M
1,477M
168M
-16M
183M
-23M
41M
14M
4M
0M
-42M
24M
106M
0M
184M
10M
70.97 %
0M
-22M
1,310M
183M
47M
136M
40M
116M
32M
4M
1M
61M
18M
-205M
2M
93M
10M
31.43 %
0M
176M
1,313M
136M
-3M
139M
114M
-20M
34M
4M
1M
-50M
-6M
-260M
4M
294M
10M
29.73 %
0M
148M
1,208M
139M
15M
124M
-23M
86M
25M
4M
1M
61M
-4M
-208M
4M
2M
10M
40 %
0M
78M
1,170M
124M
-125M
249M
81M
22M
-3M
4M
1M
4M
10M
-105M
3M
-132M
10M
-366.67 %
0M
-371M
935M
249M
157M
92M
19M
28M
23M
3M
1M
3M
-7M
-95M
3M
84M
8M
36.84 %
0M
16M
1,526M
92M
-10M
102M
26M
-28M
20M
3M
1M
-60M
3M
-255M
2M
293M
8M
37.74 %
153M
88M
1,763M
102M
8M
93M
-29M
55M
15M
3M
1M
28M
14M
-166M
5M
96M
8M
47.73 %
0M
70M
2,325M
93M
-20M
113M
50M
39M
10M
3M
1M
13M
4M
-96M
5M
101M
6M
59.38 %
-5M
124M
2,085M
113M
44M
69M
34M
30M
16M
3M
1M
0M
4M
93M
1M
-126M
6M
37.74 %
0M
-182M
2,878M
69M
-5M
75M
28M
20M
16M
3M
1M
-11M
5M
-174M
0M
217M
6M
38.46 %
0M
150M
2,402M
75M
6M
69M
20M
9M
16M
3M
1M
-5M
-10M
33M
2M
-73M
6M
38.46 %
0M
-93M
2,146M
69M
-35M
104M
7M
35M
16M
3M
1M
0M
9M
-48M
3M
39M
6M
36.54 %
-1M
-36M
2,207M
104M
10M
94M
32M
49M
15M
3M
1M
20M
4M
-223M
1M
70M
6M
38.78 %
0M
-112M
2,733M
94M
-112M
206M
48M
-2M
10M
3M
1M
-18M
-2M
-172M
2M
237M
6M
57.14 %
0M
101M
1,837M
206M
143M
62M
-4M
4M
9M
3M
1M
-7M
-6M
-67M
1M
54M
5M
54.29 %
0M
-6M
2,265M
62M
-10M
72M
3M
35M
11M
3M
1M
7M
7M
-131M
2M
98M
4M
39.13 %
0M
11M
800M
72M
1M
71M
33M
-4M
12M
3M
1M
-12M
-11M
-80M
2M
43M
5M
37.5 %
0M
-13M
0M
71M
-42M
113M
-6M
8M
11M
3M
1M
-16M
4M
-251M
1M
283M
5M
39.13 %
0M
27M
2,295M
113M
40M
73M
7M
17M
-1M
3M
1M
6M
0M
-324M
3M
-114M
5M
-450 %
-2M
-38M
0M
73M
-3M
76M
14M
22M
11M
3M
1M
6M
1M
-242M
4M
221M
5M
42.86 %
541M
234M
0M
76M
-1M
77M
18M
63M
8M
3M
0M
23M
23M
-264M
10M
209M
5M
54.55 %
-3M
149M
0M
77M
-3M
80M
52M
21M
12M
3M
1M
1M
2M
-1M
7M
-13M
5M
37.5 %
-6M
281M
1M
80M
6M
74M
27M
22M
10M
3M
1M
7M
-3M
11M
5M
-53M
5M
42.86 %
-2M
-49M
0M
74M
-24M
98M
17M
41M
9M
8M
1M
-48M
68M
170M
3M
-140M
4M
47.37 %
80M
-167M
1M
98M
16M
82M
37M
-28M
10M
1M
1M
0M
-42M
-59M
4M
106M
4M
36.96 %
317M
69M
0M
82M
16M
66M
-32M
6M
8M
1M
0M
3M
-8M
-110M
7M
190M
4M
45.95 %
203M
177M
0M
66M
21M
45M
-1M
10M
6M
2M
0M
-4M
2M
-82M
4M
93M
4M
60.71 %
127M
14M
0M
45M
-30M
76M
5M
8M
8M
3M
0M
-4M
0M
0M
3M
51M
4M
42.5 %
0M
0M
64M
76M
-60M
135M
5M
15M
4M
3M
1M
1M
7M
0M
2M
-43M
3M
77.27 %
0M
0M
112M
135M
94M
42M
14M
8M
2M
2M
0M
1M
1M
0M
1M
15M
3M
133.33 %
0M
0M
105M
42M
1M
41M
7M
9M
3M
2M
0M
0M
2M
0M
2M
3M
2M
80 %
0M
0M
52M
41M
-3M
44M
7M
18M
4M
2M
0M
-1M
14M
0M
5M
85M
2M
61.54 %
0M
0M
183M
44M
6M
38M
18M
3M
3M
2M
0M
0M
-5M
0M
3M
51M
2M
64 %
0M
0M
125M
38M
-4M
42M
3M
7M
3M
2M
0M
0M
-2M
0M
2M
29M
2M
64 %
0M
0M
75M
42M
16M
27M
7M
14M
3M
2M
0M
0M
6M
0M
1M
-1M
2M
66.67 %
0M
0M
95M
27M
-6M
33M
13M
-1M
-24M
2M
0M
2M
-17M
0M
1M
48M
3M
-12.57 %
104M
0M
41M
33M
6M
26M
0M
10M
2M
2M
0M
0M
3M
0M
2M
-9M
2M
114.29 %
0M
0M
40M
26M
-40M
67M
10M
3M
2M
2M
0M
0M
-2M
0M
1M
-43M
2M
77.78 %
0M
0M
1M
67M
-69M
136M
3M
1M
4M
2M
1M
0M
-6M
0M
1M
76M
2M
56.25 %
0M
0M
139M
136M
91M
45M
1M
16M
5M
2M
0M
5M
5M
0M
0M
64M
2M
37.21 %
-17M
0M
85M
45M
10M
35M
16M
12M
5M
2M
0M
2M
3M
0M
1M
14M
2M
35.29 %
0M
0M
44M
35M
1M
34M
12M
2M
6M
2M
0M
1M
-7M
0M
1M
-2M
2M
25.45 %
0M
0M
13M
34M
-50M
84M
1M
8M
6M
2M
0M
2M
-2M
0M
1M
28M
2M
25.86 %
150M
0M
0M
84M
42M
41M
8M
4M
3M
3M
3M
-5M
0M
0M
1M
39M
2M
51.72 %
87M
0M
0M
41M
7M
34M
3M
13M
1M
2M
0M
4M
6M
0M
0M
-77M
1M
150 %
0M
0M
36M
34M
8M
26M
12M
1M
5M
1M
0M
0M
-5M
0M
2M
-4M
1M
26.92 %
0M
0M
1M
26M
-2M
28M
-1M
5M
5M
1M
0M
1M
-2M
0M
2M
20M
1M
25 %
-1M
0M
89M
28M
-3M
31M
3M
10M
4M
8M
-1M
-1M
-1M
0M
2M
-63M
1M
33.33 %
44M
0M
1M
31M
5M
26M
7M
4M
-2M
0M
5M
7M
-5M
0M
1M
53M
1M
-56 %
0M
0M
106M
26M
-3M
29M
4M
4M
4M
0M
-1M
0M
1M
0M
4M
89M
1M
27.45 %
0M
0M
171M
29M
1M
28M
4M
7M
5M
0M
0M
0M
1M
0M
1M
17M
1M
25.45 %
97M
0M
1M
28M
-3M
31M
7M
8M
5M
2M
-1M
1M
0M
0M
1M
-2M
1M
25.45 %
-2M
0M
408M
31M
0M
32M
7M
4M
5M
2M
-1M
0M
-3M
0M
2M
-28M
1M
25.93 %
0M
0M
173M
32M
-11M
43M
2M
6M
-5M
1M
-2M
7M
4M
0M
1M
-40M
1M
-13.51 %
0M
0M
283M
43M
28M
15M
6M
3M
3M
1M
-1M
1M
-1M
0M
1M
-15M
1M
19.3 %
-1M
0M
118M
15M
-3M
18M
1M
3M
3M
1M
0M
-3M
1M
0M
2M
-4M
1M
19.64 %
0M
0M
425M
18M
-5M
23M
1M
4M
3M
1M
0M
1M
0M
0M
1M
8M
1M
20.75 %
0M
0M
66M
23M
1M
21M
3M
9M
3M
1M
0M
3M
2M
0M
1M
37M
1M
20 %
0M
0M
71M
21M
7M
14M
8M
4M
3M
1M
0M
0M
0M
0M
1M
46M
1M
23.91 %
0M
0M
194M
14M
-3M
17M
3M
4M
3M
1M
1M
0M
-1M
0M
0M
62M
1M
24.44 %
0M
0M
125M
17M
-10M
27M
4M
2M
2M
1M
-1M
1M
-2M
0M
0M
44M
1M
25.58 %
0M
0M
59M
27M
8M
19M
2M
3M
2M
1M
0M
1M
-1M
0M
1M
42M
1M
31.58 %
0M
0M
79M
19M
2M
17M
2M
6M
2M
1M
-1M
1M
3M
0M
0M
8M
1M
37.5 %
0M
0M
30M
17M
-43M
61M
6M
2M
-4M
1M
0M
2M
3M
0M
0M
-6M
1M
-16 %
0M
0M
178M
61M
1M
59M
2M
7M
2M
1M
0M
-1M
4M
0M
1M
26M
1M
28.95 %
0M
0M
44M
59M
17M
43M
6M
4M
2M
1M
0M
2M
-1M
0M
0M
7M
1M
33.33 %
0M
0M
30M
43M
-18M
60M
4M
7M
2M
1M
0M
4M
0M
0M
0M
3M
1M
42.86 %
0M
0M
25M
60M
18M
42M
6M
6M
2M
1M
0M
6M
-4M
0M
1M
-10M
1M
37.93 %
0M
0M
23M
42M
-8M
50M
5M
4M
3M
1M
0M
1M
-1M
0M
0M
4M
1M
27.5 %
0M
0M
43M
50M
19M
31M
4M
4M
3M
1M
0M
0M
1M
0M
1M
32M
1M
29.73 %
0M
0M
87M
31M
10M
21M
3M
6M
2M
1M
0M
1M
2M
0M
1M
-18M
1M
33.33 %
0M
0M
-14M
21M
-22M
44M
6M
-1M
2M
1M
0M
1M
-6M
0M
1M
23M
0M
0 %
0M
0M
61M
44M
20M
23M
-2M
1M
2M
1M
0M
1M
-3M
0M
0M
-10M
0M
0 %
0M
0M
11M
23M
-26M
49M
1M
1M
-2M
1M
-967M
5M
967M
0M
1M
120M
0M
-0 %
69M
0M
52M
26M
26M
0M
0M
0M
2M
0M
0M
0M
0M
0M
0M
0M
0M
0 %
0M
0M
0M
0M
0M
0M
0M