Waterstone Financial Inc Income Statement
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2004
2003
2002
2001
2000
182M
15.31%
2M
180M
29M
84M
0M
153M
23M
11M
2M
9M
-51.89%
171M
54M
2M
3M
0M
158M
-37.91%
0M
158M
-133M
100M
0M
24M
13M
24M
5M
19M
-72.47%
-133M
57M
29M
4M
24M
254M
-13.24%
0M
254M
26M
135M
0M
92M
14M
92M
21M
71M
-12.76%
177M
56M
98M
6M
92M
293M
63.01%
0M
293M
34M
139M
0M
108M
25M
108M
27M
81M
126.01%
214M
54M
114M
6M
108M
180M
6.30%
0M
180M
24M
103M
0M
48M
28M
48M
12M
36M
16.74%
163M
52M
52M
3M
48M
169M
-1.79%
18M
169M
-129M
99M
0M
40M
20M
40M
10M
31M
18.45%
129M
54M
45M
2M
40M
172M
3.09%
15M
172M
6M
99M
0M
44M
16M
44M
18M
26M
1.69%
6M
51M
47M
2M
44M
167M
16.48%
21M
167M
5M
97M
0M
42M
20M
42M
16M
26M
54.09%
5M
43M
45M
0M
42M
143M
13.86%
25M
143M
5M
84M
0M
26M
23M
26M
9M
17M
30.14%
5M
39M
29M
0M
26M
126M
-0.89%
23M
126M
5M
72M
0M
20M
22M
20M
0M
13M
-13.43%
5M
0M
24M
0M
20M
127M
-4.61%
28M
127M
5M
72M
0M
23M
24M
23M
0M
15M
-57.87%
5M
0M
27M
0M
23M
133M
48.36%
36M
133M
-83M
68M
0M
23M
28M
23M
0M
35M
-567.20%
83M
0M
25M
0M
23M
90M
1.23%
55M
90M
46M
44M
0M
-7M
33M
-7M
0M
-7M
303.07%
46M
0M
-5M
0M
-7M
89M
54.91%
66M
89M
-50M
42M
0M
-2M
40M
-2M
0M
-2M
-81.71%
50M
0M
0M
0M
-2M
57M
16.00%
-1M
57M
21M
19M
0M
-11M
55M
-11M
0M
-10M
-61.67%
21M
0M
-9M
0M
-11M
49M
18.37%
101M
49M
22M
19M
0M
-24M
63M
-24M
0M
-26M
-1,797.43%
22M
0M
-22M
0M
-24M
42M
-4.51%
74M
42M
22M
15M
0M
1M
62M
1M
0M
2M
-80.65%
22M
0M
5M
0M
1M
44M
871.10%
56M
44M
23M
16M
0M
13M
54M
13M
0M
8M
-11.66%
23M
0M
16M
0M
13M
4M
15.40%
37M
4M
48M
11M
0M
17M
36M
17M
0M
9M
-13.87%
48M
0M
18M
0M
17M
4M
10.87%
33M
4M
44M
11M
0M
15M
32M
15M
0M
11M
-4.69%
44M
0M
17M
0M
15M
4M
1.04%
35M
4M
48M
11M
0M
17M
35M
17M
0M
11M
2.45%
48M
0M
17M
0M
17M
3M
35.50%
0M
3M
54M
0M
0M
16M
41M
16M
0M
11M
103.51%
54M
0M
16M
0M
16M
3M
-
0M
3M
49M
0M
0M
3M
49M
8M
0M
5M
103.51%
49M
0M
3M
0M
3M
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
4Q2011
3Q2011
2Q2011
1Q2011
4Q2010
3Q2010
2Q2010
1Q2010
4Q2009
3Q2009
2Q2009
1Q2009
4Q2008
3Q2008
2Q2008
1Q2008
4Q2007
3Q2007
2Q2007
1Q2007
4Q2006
3Q2006
2Q2006
1Q2006
3Q2005
2Q2005
1Q2005
4Q2004
3Q2004
2Q2004
2Q2003
44M
37.67%
0M
44M
8M
20M
0M
36M
7M
-1M
-1M
0M
-104.28%
44M
12M
1M
1M
0M
33M
-19.64%
0M
33M
-30M
22M
0M
4M
14M
4M
1M
3M
-38.27%
-30M
12M
4M
1M
4M
35M
-20.18%
0M
35M
-30M
22M
0M
5M
12M
5M
1M
4M
-49.85%
-30M
13M
6M
1M
5M
31M
-22.16%
0M
31M
-29M
20M
0M
3M
8M
3M
1M
2M
-59.27%
-29M
14M
4M
1M
3M
32M
-41.66%
0M
32M
-31M
21M
0M
1M
5M
1M
0M
1M
-92.55%
31M
16M
2M
1M
1M
42M
-36.76%
0M
42M
-35M
26M
0M
7M
3M
7M
2M
5M
-72.26%
35M
15M
8M
1M
7M
44M
-32.15%
0M
44M
-34M
26M
0M
10M
2M
10M
2M
8M
-55.35%
34M
14M
11M
1M
10M
40M
-41.51%
0M
40M
-33M
26M
0M
7M
3M
7M
2M
5M
-75.21%
33M
12M
8M
1M
7M
54M
-34.78%
0M
54M
5M
33M
0M
16M
3M
16M
3M
13M
-54.90%
5M
13M
17M
1M
16M
66M
-24.96%
0M
66M
1M
35M
0M
24M
3M
24M
5M
19M
-27.74%
1M
14M
26M
1M
24M
65M
-17.51%
0M
65M
1M
34M
0M
24M
4M
24M
6M
18M
-14.58%
1M
14M
26M
2M
24M
69M
60.36%
0M
69M
1M
34M
0M
28M
4M
28M
7M
21M
251.69%
1M
14M
30M
2M
28M
83M
80.08%
0M
83M
12M
39M
0M
37M
5M
37M
9M
28M
216.52%
12M
14M
40M
3M
37M
88M
76.41%
0M
88M
6M
40M
0M
35M
6M
35M
9M
26M
140.69%
6M
13M
37M
1M
35M
79M
66.93%
0M
79M
2M
37M
0M
28M
7M
28M
7M
21M
117.24%
2M
13M
29M
1M
28M
43M
17.93%
0M
43M
3M
25M
0M
8M
7M
8M
2M
6M
-7.23%
3M
13M
9M
1M
8M
46M
29.27%
0M
46M
7M
27M
0M
12M
7M
12M
3M
9M
54.88%
7M
13M
12M
1M
12M
50M
5.77%
0M
50M
2M
28M
0M
14M
7M
14M
4M
11M
25.52%
2M
13M
15M
1M
14M
47M
2.51%
0M
47M
2M
27M
0M
13M
7M
13M
3M
10M
2.37%
2M
13M
13M
1M
13M
36M
-2.54%
0M
36M
2M
21M
0M
9M
6M
9M
2M
7M
-5.91%
2M
13M
9M
1M
9M
36M
-13.91%
3M
36M
6M
23M
0M
7M
6M
7M
0M
6M
82.28%
9M
0M
8M
1M
7M
47M
2.14%
5M
47M
2M
28M
0M
11M
5M
11M
0M
9M
17.78%
2M
0M
12M
1M
11M
46M
-7.22%
4M
46M
2M
27M
0M
13M
5M
13M
0M
9M
5.99%
2M
0M
13M
1M
13M
37M
-1.31%
3M
37M
2M
21M
0M
9M
4M
9M
0M
7M
5.80%
2M
0M
10M
1M
9M
42M
-3.76%
4M
42M
6M
24M
0M
9M
4M
9M
0M
3M
-51.32%
6M
0M
10M
1M
9M
46M
-5.44%
4M
46M
1M
27M
0M
12M
4M
12M
0M
7M
-1.55%
1M
0M
12M
1M
12M
50M
6.89%
4M
50M
2M
28M
0M
14M
4M
14M
0M
9M
14.43%
2M
0M
14M
1M
14M
38M
20.38%
3M
38M
1M
20M
0M
10M
4M
10M
0M
7M
70.21%
1M
0M
11M
1M
10M
43M
33.57%
4M
43M
5M
25M
0M
11M
4M
11M
0M
6M
108.30%
5M
0M
11M
1M
11M
49M
26.72%
5M
49M
1M
28M
0M
13M
5M
13M
0M
8M
44.35%
1M
0M
14M
1M
13M
47M
13.18%
6M
47M
1M
26M
0M
12M
6M
12M
0M
8M
46.99%
1M
0M
13M
1M
12M
31M
-0.13%
6M
31M
1M
18M
0M
6M
6M
6M
0M
4M
28.02%
1M
0M
7M
1M
6M
32M
5.91%
6M
32M
5M
20M
0M
5M
6M
5M
0M
3M
32.76%
5M
0M
6M
1M
5M
38M
10.44%
6M
38M
1M
22M
0M
8M
6M
8M
0M
5M
9.11%
1M
0M
9M
1M
8M
41M
21.58%
6M
41M
1M
24M
0M
8M
6M
8M
0M
5M
40.16%
1M
0M
9M
1M
8M
31M
17.61%
6M
31M
1M
19M
0M
5M
6M
5M
0M
3M
60.17%
1M
0M
6M
1M
5M
30M
14.65%
6M
30M
5M
19M
0M
4M
6M
4M
0M
2M
19.46%
5M
0M
5M
1M
4M
35M
13.78%
6M
35M
1M
19M
0M
7M
6M
7M
0M
5M
48.03%
1M
0M
8M
1M
7M
34M
-7.70%
6M
34M
1M
19M
0M
6M
6M
6M
0M
4M
-23.48%
1M
0M
7M
1M
6M
27M
-19.35%
6M
27M
1M
16M
0M
3M
5M
3M
0M
2M
-59.29%
1M
0M
4M
1M
3M
27M
-24.50%
6M
27M
5M
17M
0M
3M
6M
3M
0M
2M
-89.29%
5M
0M
4M
1M
3M
31M
-20.31%
7M
31M
-19M
17M
0M
5M
6M
5M
0M
3M
-61.90%
19M
0M
6M
2M
5M
37M
8.11%
7M
37M
-23M
21M
0M
8M
6M
8M
0M
5M
-20.25%
23M
0M
9M
1M
8M
33M
30.48%
8M
33M
-20M
18M
0M
8M
6M
8M
0M
5M
109.47%
20M
0M
8M
1M
8M
35M
44.01%
8M
35M
-23M
20M
0M
6M
6M
6M
0M
18M
-451.82%
23M
0M
5M
0M
6M
38M
53.15%
9M
38M
20M
19M
0M
9M
7M
9M
0M
8M
-4,200.97%
20M
0M
9M
1M
9M
34M
54.40%
9M
34M
17M
16M
0M
6M
7M
6M
0M
6M
-1,157.88%
17M
0M
7M
1M
6M
25M
35.80%
11M
25M
12M
12M
0M
2M
8M
2M
0M
2M
-243.01%
12M
0M
3M
1M
2M
24M
-18.78%
14M
24M
9M
13M
0M
-4M
8M
-4M
0M
-5M
1,138.31%
9M
0M
-4M
0M
-4M
25M
4.46%
14M
25M
-17M
12M
0M
0M
8M
0M
0M
0M
-58.22%
17M
0M
0M
1M
0M
22M
23.24%
13M
22M
13M
11M
0M
-1M
8M
-1M
0M
-1M
-47.95%
13M
0M
-1M
1M
-1M
19M
11.89%
13M
19M
-12M
10M
0M
-2M
8M
-2M
0M
-2M
-977.27%
12M
0M
-1M
1M
-2M
30M
263.50%
17M
30M
-21M
15M
0M
0M
10M
0M
0M
0M
-90.38%
21M
0M
0M
1M
0M
24M
57.96%
16M
24M
-15M
12M
0M
0M
10M
0M
0M
0M
-86.20%
15M
0M
0M
0M
0M
18M
25.11%
17M
18M
-9M
8M
0M
-1M
10M
-1M
0M
-1M
-183.05%
9M
0M
-1M
0M
-1M
17M
40.52%
16M
17M
-6M
7M
0M
0M
11M
0M
0M
0M
-104.89%
6M
0M
1M
0M
0M
8M
-18.75%
20M
8M
-2M
5M
0M
-6M
12M
-6M
0M
-4M
-217.64%
2M
0M
-5M
1M
-6M
15M
1.84%
22M
15M
-9M
5M
0M
-4M
13M
-4M
0M
-4M
-87.33%
9M
0M
-3M
0M
-4M
14M
18.58%
17M
14M
7M
5M
0M
2M
14M
2M
0M
1M
-153.27%
7M
0M
2M
0M
2M
12M
16.53%
22M
12M
7M
4M
0M
-4M
15M
-4M
0M
-4M
-691.46%
7M
0M
-4M
0M
-4M
10M
0.04%
19M
10M
6M
4M
0M
0M
16M
0M
0M
4M
1,094.79%
6M
0M
1M
1M
0M
15M
43.55%
39M
15M
-19M
4M
0M
-20M
16M
-20M
0M
-28M
-6,795.25%
19M
0M
-17M
3M
-20M
12M
11.97%
24M
12M
-2M
4M
0M
-5M
15M
-5M
0M
-3M
99.84%
2M
0M
-7M
-1M
-5M
10M
-1.51%
19M
10M
6M
4M
0M
1M
16M
1M
0M
1M
-70.99%
6M
0M
1M
1M
1M
10M
-6.63%
19M
10M
6M
4M
0M
0M
16M
0M
0M
0M
-86.56%
6M
0M
2M
2M
0M
10M
-0.08%
19M
10M
6M
4M
0M
0M
16M
0M
0M
0M
-53.53%
6M
0M
1M
1M
0M
11M
-3.27%
21M
11M
3M
4M
0M
-2M
15M
-2M
0M
-1M
-158.83%
3M
0M
-1M
1M
-2M
10M
-7.78%
15M
10M
8M
4M
0M
3M
15M
3M
0M
2M
-22.43%
8M
0M
4M
1M
3M
11M
9.29%
15M
11M
8M
4M
0M
4M
15M
4M
0M
2M
287.12%
8M
0M
5M
1M
4M
10M
-86.58%
15M
10M
5M
4M
0M
1M
14M
1M
0M
1M
-66.93%
5M
0M
3M
1M
1M
11M
-
13M
11M
5M
4M
0M
3M
13M
3M
0M
2M
264.97%
5M
0M
4M
0M
3M
11M
-
12M
11M
5M
4M
0M
4M
12M
4M
0M
3M
16.09%
5M
0M
5M
1M
4M
10M
626.81%
0M
10M
4M
3M
0M
4M
9M
4M
0M
1M
-82.92%
4M
0M
4M
1M
4M
78M
12.15%
10M
40M
0M
4M
0M
6M
36M
4M
0M
3M
-74.11%
0M
0M
0M
0M
0M
0M
-100.00%
10M
0M
0M
7M
0M
-13M
0M
-9M
0M
1M
-94.68%
0M
0M
0M
0M
0M
0M
-
18M
0M
0M
7M
0M
13M
0M
9M
0M
2M
-94.68%
0M
0M
0M
0M
0M
1M
-
0M
1M
12M
3M
0M
5M
8M
5M
0M
3M
-94.68%
12M
0M
6M
1M
5M
69M
-
33M
36M
0M
14M
0M
20M
32M
15M
0M
11M
-94.68%
0M
0M
0M
0M
0M
69M
-
35M
34M
0M
11M
0M
22M
34M
17M
0M
11M
-94.68%
0M
0M
0M
0M
0M