Wintrust Financial Corporation Income Statement
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
2,893M
47.91%
434M
2,893M
100M
35M
0M
53M
1,055M
845M
231M
623M
22.16%
100M
1,825M
53M
80M
53M
1,956M
14.55%
138M
1,956M
192M
725M
0M
125M
252M
701M
191M
510M
9.34%
331M
1,495M
169M
44M
125M
1,708M
4.06%
0M
1,708M
-1,070M
719M
0M
638M
151M
638M
172M
466M
59.10%
-1,070M
1,125M
686M
49M
638M
1,641M
12.46%
0M
1,641M
-1,251M
651M
0M
390M
253M
390M
97M
293M
-17.63%
-1,251M
1,040M
439M
96M
390M
1,459M
10.81%
0M
1,459M
-979M
556M
0M
480M
330M
480M
124M
356M
3.65%
979M
1,055M
528M
88M
480M
1,317M
14.76%
241M
1,317M
-651M
497M
0M
666M
206M
460M
117M
343M
33.17%
651M
965M
734M
68M
700M
1,147M
10.45%
1M
1,147M
59M
446M
0M
30M
114M
390M
132M
258M
24.56%
59M
832M
567M
63M
539M
1,039M
14.30%
0M
1,039M
45M
421M
0M
16M
90M
332M
125M
207M
31.98%
45M
722M
475M
0M
457M
909M
12.57%
1M
908M
40M
390M
0M
3M
77M
252M
95M
157M
3.53%
41M
642M
365M
0M
361M
807M
5.14%
93M
807M
29M
348M
0M
347M
73M
246M
95M
151M
10.34%
29M
599M
351M
0M
347M
768M
4.63%
126M
768M
26M
322M
0M
326M
80M
224M
0M
137M
23.39%
26M
0M
331M
0M
326M
734M
12.73%
184M
734M
25M
302M
0M
308M
108M
180M
0M
111M
43.34%
25M
0M
312M
0M
308M
651M
7.09%
42M
609M
25M
266M
0M
288M
144M
128M
0M
78M
22.50%
67M
0M
292M
0M
288M
608M
29.25%
48M
560M
23M
249M
0M
294M
177M
101M
0M
63M
-13.33%
71M
0M
296M
0M
294M
470M
38.61%
384M
470M
19M
208M
0M
333M
216M
118M
0M
73M
256.64%
19M
0M
354M
0M
333M
339M
1.23%
328M
339M
14M
151M
0M
301M
270M
31M
0M
20M
-63.19%
14M
0M
321M
0M
301M
335M
-0.30%
365M
335M
12M
146M
0M
434M
350M
84M
0M
56M
-16.30%
12M
0M
454M
0M
434M
336M
8.36%
316M
336M
77M
137M
0M
413M
309M
104M
0M
66M
-0.78%
77M
0M
431M
0M
413M
310M
27.56%
197M
310M
-15M
118M
0M
295M
190M
105M
0M
67M
30.55%
15M
0M
312M
0M
295M
243M
25.99%
110M
243M
-58M
94M
0M
185M
104M
81M
0M
51M
34.67%
58M
0M
197M
0M
185M
193M
21.59%
94M
193M
-50M
75M
0M
143M
83M
59M
0M
38M
36.75%
50M
0M
154M
0M
143M
159M
54.46%
94M
159M
-32M
63M
0M
127M
84M
42M
0M
28M
51.17%
32M
0M
138M
0M
127M
103M
29.64%
100M
103M
19M
36M
0M
121M
92M
29M
0M
18M
65.30%
19M
0M
129M
0M
121M
79M
37.82%
92M
79M
24M
28M
0M
104M
87M
16M
0M
11M
18.33%
24M
0M
112M
0M
104M
58M
28.16%
0M
58M
18M
21M
0M
76M
62M
14M
0M
9M
52.05%
18M
0M
80M
0M
76M
45M
41.64%
0M
45M
11M
19M
0M
56M
51M
5M
0M
6M
29.17%
11M
0M
59M
0M
56M
32M
41.52%
0M
32M
8M
14M
0M
39M
38M
1M
0M
5M
-580.00%
8M
0M
41M
0M
39M
22M
130.93%
0M
22M
-1M
12M
0M
22M
24M
-2M
0M
-1M
-166.80%
1M
0M
24M
0M
22M
10M
-
0M
10M
-8M
0M
0M
1M
0M
1M
0M
1M
-166.80%
8M
0M
1M
0M
1M
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
4Q2011
3Q2011
2Q2011
1Q2011
4Q2010
3Q2010
2Q2010
1Q2010
4Q2009
3Q2009
2Q2009
1Q2009
4Q2008
3Q2008
2Q2008
1Q2008
4Q2007
3Q2007
2Q2007
1Q2007
4Q2006
3Q2006
2Q2006
1Q2006
4Q2005
3Q2005
2Q2005
1Q2005
4Q2004
3Q2004
2Q2004
1Q2004
4Q2003
3Q2003
2Q2003
1Q2003
4Q2002
3Q2002
2Q2002
1Q2002
4Q2001
3Q2001
2Q2001
1Q2001
4Q2000
3Q2000
2Q2000
1Q2000
4Q1999
3Q1999
2Q1999
1Q1999
4Q1998
3Q1998
2Q1998
1Q1998
4Q1997
3Q1997
2Q1997
1Q1997
4Q1996
3Q1996
2Q1996
1Q1996
896M
62.78%
102M
794M
114M
9M
0M
14M
38M
165M
42M
123M
-14.73%
731M
470M
14M
22M
2M
575M
14.35%
-188M
762M
27M
202M
0M
14M
300M
225M
61M
164M
14.86%
27M
462M
14M
13M
0M
561M
737,563.16%
0M
561M
-349M
194M
0M
211M
250M
211M
57M
155M
63.73%
-349M
448M
223M
11M
211M
640M
38.74%
0M
640M
20M
184M
0M
-10M
182M
244M
63M
180M
41.45%
20M
458M
1M
11M
-10M
550M
28.35%
138M
550M
192M
187M
0M
319M
124M
195M
50M
145M
46.64%
331M
457M
331M
12M
319M
503M
18.82%
0M
503M
24M
183M
0M
136M
65M
200M
57M
143M
30.99%
24M
401M
147M
11M
136M
0M
-99.98%
0M
0M
24M
174M
0M
176M
34M
132M
37M
95M
-10.08%
24M
338M
186M
10M
176M
461M
3.38%
0M
461M
20M
180M
0M
216M
29M
174M
46M
127M
-16.82%
20M
299M
227M
11M
216M
429M
2.85%
0M
429M
77M
174M
0M
169M
32M
137M
38M
99M
-2.42%
77M
296M
195M
12M
183M
423M
-0.62%
0M
423M
20M
178M
0M
13M
35M
150M
41M
109M
1.70%
21M
287M
209M
12M
197M
404M
-4.79%
0M
404M
19M
179M
0M
12M
40M
144M
39M
105M
385.29%
19M
280M
210M
12M
198M
446M
19.31%
0M
446M
16M
187M
0M
14M
44M
207M
54M
153M
143.82%
16M
262M
276M
13M
263M
417M
11.68%
0M
417M
-499M
178M
0M
196M
49M
135M
34M
101M
17.73%
499M
259M
208M
25M
196M
426M
12.26%
0M
426M
14M
171M
0M
12M
55M
137M
30M
107M
8.27%
14M
256M
217M
24M
205M
424M
16.72%
0M
424M
15M
161M
0M
12M
67M
31M
9M
22M
-73.41%
15M
263M
121M
24M
109M
374M
9.01%
0M
374M
18M
141M
0M
12M
83M
87M
24M
63M
-29.54%
18M
261M
193M
23M
181M
373M
13.62%
0M
373M
-444M
147M
0M
215M
88M
117M
31M
86M
7.92%
444M
262M
228M
24M
215M
379M
9.47%
0M
379M
21M
141M
0M
12M
90M
135M
35M
99M
7.80%
21M
265M
246M
22M
234M
364M
9.45%
0M
364M
19M
138M
0M
12M
81M
110M
29M
81M
-9.06%
19M
266M
213M
22M
201M
343M
11.19%
0M
343M
15M
129M
0M
11M
72M
119M
29M
89M
8.74%
15M
262M
212M
21M
201M
329M
10.02%
0M
329M
-403M
126M
0M
183M
67M
108M
29M
80M
15.81%
403M
254M
193M
19M
183M
346M
17.54%
68M
346M
21M
128M
0M
9M
57M
123M
31M
92M
40.11%
21M
248M
197M
17M
189M
332M
13.25%
51M
332M
18M
126M
0M
9M
46M
122M
32M
90M
38.03%
18M
238M
184M
16M
176M
308M
18.51%
-1M
308M
15M
117M
0M
10M
36M
108M
0M
82M
40.43%
14M
0M
160M
16M
153M
299M
8.37%
0M
299M
-347M
122M
0M
137M
33M
96M
0M
69M
25.95%
347M
0M
145M
17M
137M
295M
9.21%
40M
295M
16M
110M
0M
8M
32M
104M
0M
66M
23.55%
16M
0M
153M
17M
145M
293M
13.37%
36M
293M
16M
110M
0M
7M
27M
102M
0M
65M
29.69%
16M
0M
144M
16M
137M
260M
10.91%
0M
260M
10M
103M
0M
6M
23M
88M
0M
58M
18.87%
10M
0M
126M
14M
120M
276M
19.03%
0M
275M
-330M
109M
0M
122M
24M
88M
0M
55M
53.77%
330M
0M
127M
14M
122M
270M
17.44%
33M
270M
13M
107M
0M
4M
24M
85M
0M
53M
38.48%
13M
0M
120M
12M
115M
259M
11.29%
31M
259M
12M
105M
0M
4M
22M
80M
0M
50M
14.17%
12M
0M
115M
14M
111M
235M
9.11%
29M
235M
8M
99M
0M
3M
21M
78M
0M
49M
25.76%
8M
0M
113M
14M
109M
232M
10.31%
1M
230M
-306M
100M
0M
87M
20M
56M
0M
36M
-6.87%
305M
0M
88M
12M
87M
230M
10.48%
28M
230M
10M
99M
0M
90M
20M
62M
0M
38M
-4.65%
10M
0M
91M
9M
90M
233M
15.30%
28M
233M
11M
97M
0M
95M
18M
70M
0M
44M
13.73%
11M
0M
96M
8M
95M
215M
14.46%
25M
215M
9M
93M
0M
88M
18M
63M
0M
39M
13.19%
9M
0M
89M
8M
88M
210M
12.11%
25M
210M
-267M
90M
0M
88M
19M
62M
0M
38M
8.06%
267M
0M
89M
8M
88M
208M
6.58%
25M
208M
8M
89M
0M
92M
19M
65M
0M
40M
13.11%
8M
0M
93M
8M
92M
202M
1.49%
24M
202M
8M
85M
0M
87M
17M
63M
0M
39M
12.34%
8M
0M
88M
8M
87M
188M
0.55%
19M
188M
6M
83M
0M
80M
17M
56M
0M
35M
7.64%
6M
0M
81M
8M
80M
187M
-4.93%
22M
187M
26M
77M
0M
80M
18M
58M
0M
35M
17.28%
26M
0M
81M
5M
80M
195M
-0.18%
31M
195M
6M
81M
0M
84M
19M
58M
0M
36M
10.10%
6M
0M
85M
7M
84M
199M
10.87%
36M
199M
7M
82M
0M
83M
21M
56M
0M
34M
34.04%
7M
0M
84M
7M
83M
187M
8.06%
37M
187M
5M
81M
0M
80M
22M
52M
0M
32M
38.10%
5M
0M
81M
7M
80M
197M
54.15%
11M
186M
25M
79M
0M
82M
24M
49M
0M
30M
56.54%
35M
0M
83M
11M
82M
196M
5.31%
44M
196M
7M
83M
0M
81M
26M
52M
0M
32M
6.95%
7M
0M
82M
5M
81M
179M
23.29%
48M
179M
6M
75M
0M
72M
27M
41M
0M
26M
117.83%
6M
0M
73M
4M
72M
173M
14.89%
48M
173M
6M
76M
0M
73M
31M
38M
0M
23M
41.51%
6M
0M
74M
6M
73M
128M
17.31%
52M
128M
25M
59M
0M
65M
33M
32M
0M
19M
35.32%
25M
0M
67M
2M
65M
186M
17.78%
66M
186M
7M
69M
0M
92M
37M
50M
0M
30M
50.27%
7M
0M
93M
7M
92M
145M
-6.07%
66M
145M
6M
60M
0M
60M
37M
19M
0M
12M
-9.68%
6M
0M
61M
5M
60M
151M
8.69%
64M
151M
5M
64M
0M
70M
38M
27M
0M
16M
2.40%
5M
0M
71M
5M
70M
109M
743.29%
70M
109M
23M
53M
0M
63M
41M
22M
0M
14M
-49.57%
23M
0M
64M
1M
63M
158M
-33.86%
70M
158M
6M
66M
0M
82M
44M
32M
0M
20M
-37.18%
6M
0M
83M
6M
82M
155M
31.20%
86M
155M
5M
54M
0M
71M
45M
21M
0M
13M
98.64%
5M
0M
71M
6M
71M
138M
36.82%
76M
138M
4M
52M
0M
77M
47M
25M
0M
16M
151.92%
4M
0M
78M
6M
77M
13M
-83.46%
88M
13M
19M
60M
0M
93M
50M
43M
0M
28M
1,340.77%
19M
0M
96M
3M
93M
238M
188.57%
145M
238M
6M
51M
0M
114M
54M
55M
0M
32M
-1,406.99%
6M
0M
114M
6M
114M
118M
27.64%
78M
118M
4M
49M
0M
69M
55M
10M
0M
7M
-41.92%
4M
0M
69M
5M
69M
101M
17.28%
72M
101M
4M
48M
0M
67M
57M
10M
0M
6M
-34.49%
4M
0M
74M
7M
67M
78M
-10.26%
78M
78M
14M
41M
0M
66M
63M
3M
0M
2M
-87.50%
14M
0M
71M
5M
66M
83M
6.27%
90M
83M
4M
36M
0M
61M
66M
-5M
0M
-2M
-124.68%
4M
0M
67M
5M
61M
92M
7.32%
77M
92M
4M
37M
0M
84M
67M
18M
0M
11M
-26.83%
4M
0M
89M
4M
84M
86M
2.25%
83M
86M
3M
37M
0M
89M
74M
15M
0M
10M
-33.89%
3M
0M
95M
6M
89M
87M
7.51%
92M
87M
-109M
40M
0M
110M
86M
24M
0M
16M
4.22%
109M
0M
115M
5M
110M
78M
-7.35%
93M
78M
3M
34M
0M
102M
88M
14M
0M
10M
-33.25%
3M
0M
108M
5M
102M
86M
0.67%
90M
86M
3M
35M
0M
111M
88M
23M
0M
15M
-12.50%
3M
0M
116M
5M
111M
84M
-1.73%
89M
84M
3M
36M
0M
110M
88M
23M
0M
15M
-22.78%
3M
0M
115M
5M
110M
81M
3.19%
90M
81M
31M
36M
0M
112M
88M
23M
0M
15M
-11.68%
31M
0M
117M
5M
112M
84M
3.02%
86M
84M
3M
35M
0M
107M
84M
23M
0M
15M
-16.70%
3M
0M
111M
5M
107M
86M
10.78%
76M
86M
3M
33M
0M
102M
74M
28M
0M
18M
2.56%
3M
0M
106M
4M
102M
86M
17.30%
65M
86M
3M
33M
0M
93M
63M
30M
0M
19M
26.65%
3M
0M
97M
4M
93M
78M
13.15%
59M
78M
6M
30M
0M
84M
58M
26M
0M
17M
19.93%
6M
0M
88M
4M
84M
81M
34.51%
54M
81M
3M
30M
0M
78M
50M
28M
0M
18M
36.42%
3M
0M
82M
3M
78M
77M
32.63%
46M
77M
3M
29M
0M
72M
45M
27M
0M
17M
37.45%
3M
0M
77M
5M
72M
73M
32.66%
39M
73M
2M
29M
0M
61M
37M
24M
0M
15M
29.48%
2M
0M
65M
4M
61M
69M
36.02%
33M
69M
-16M
27M
0M
54M
32M
22M
0M
14M
29.66%
16M
0M
57M
3M
54M
61M
20.27%
28M
61M
2M
24M
0M
47M
26M
21M
0M
13M
31.98%
2M
0M
50M
3M
47M
58M
22.73%
25M
58M
2M
22M
0M
43M
24M
20M
0M
12M
38.52%
2M
0M
46M
3M
43M
55M
24.46%
25M
55M
2M
21M
0M
41M
22M
18M
0M
12M
40.31%
2M
0M
43M
3M
41M
51M
15.00%
24M
51M
-13M
19M
0M
38M
21M
17M
0M
11M
37.96%
13M
0M
41M
3M
38M
50M
21.66%
23M
50M
1M
20M
0M
36M
21M
16M
0M
10M
36.01%
1M
0M
39M
3M
36M
47M
24.21%
24M
47M
-12M
18M
0M
35M
21M
14M
0M
9M
43.00%
12M
0M
37M
2M
35M
44M
63.95%
23M
44M
-11M
17M
0M
33M
21M
13M
0M
8M
60.01%
11M
0M
36M
3M
33M
44M
63.85%
25M
44M
-10M
18M
0M
34M
22M
12M
0M
8M
53.41%
10M
0M
37M
3M
34M
41M
57.72%
25M
41M
-8M
17M
0M
33M
22M
11M
0M
7M
45.45%
8M
0M
36M
3M
33M
38M
50.31%
23M
38M
-8M
15M
0M
30M
20M
10M
0M
6M
44.56%
8M
0M
33M
3M
30M
27M
12.12%
22M
27M
2M
9M
0M
29M
21M
8M
0M
5M
32.27%
2M
0M
32M
3M
29M
27M
24.80%
23M
95M
0M
9M
0M
11M
21M
8M
0M
5M
35.36%
0M
0M
0M
3M
8M
26M
30.29%
25M
26M
5M
9M
0M
31M
23M
8M
0M
5M
457.06%
5M
0M
33M
2M
31M
25M
31.28%
26M
25M
5M
9M
0M
30M
23M
7M
0M
4M
31.46%
5M
0M
32M
1M
30M
24M
32.95%
26M
24M
7M
8M
0M
31M
25M
7M
0M
4M
25.05%
7M
0M
33M
2M
31M
22M
31.02%
27M
22M
9M
8M
0M
31M
25M
6M
0M
4M
34.95%
9M
0M
33M
2M
31M
20M
41.78%
25M
20M
4M
7M
0M
24M
23M
1M
0M
1M
-64.04%
4M
0M
26M
2M
24M
19M
41.26%
21M
19M
6M
7M
0M
25M
20M
5M
0M
3M
44.30%
6M
0M
28M
3M
25M
18M
38.52%
20M
18M
5M
6M
0M
23M
18M
5M
0M
3M
73.44%
5M
0M
25M
2M
23M
17M
33.40%
0M
17M
5M
6M
0M
22M
18M
4M
0M
3M
41.35%
5M
0M
24M
2M
22M
14M
19.33%
0M
14M
6M
5M
0M
20M
16M
4M
0M
3M
13.64%
6M
0M
20M
0M
20M
14M
25.69%
0M
14M
4M
5M
0M
18M
15M
3M
0M
2M
130.00%
4M
0M
19M
1M
18M
13M
35.05%
0M
13M
3M
5M
0M
16M
14M
3M
0M
2M
80.00%
3M
0M
17M
1M
16M
12M
42.53%
0M
12M
3M
5M
0M
15M
14M
2M
0M
2M
25.00%
3M
0M
16M
1M
15M
12M
41.67%
0M
12M
4M
5M
0M
15M
13M
2M
0M
2M
69.23%
4M
0M
16M
1M
15M
11M
41.56%
0M
11M
2M
6M
0M
13M
13M
0M
0M
1M
-9.09%
2M
0M
13M
0M
13M
10M
40.58%
0M
10M
3M
0M
0M
12M
12M
0M
0M
1M
42.86%
3M
0M
13M
1M
12M
9M
-
0M
9M
3M
0M
0M
12M
12M
0M
0M
2M
-633.33%
3M
0M
12M
0M
12M
8M
-
0M
8M
3M
0M
0M
11M
10M
1M
0M
1M
-533.33%
3M
0M
11M
1M
11M
8M
-
0M
8M
1M
0M
0M
9M
9M
0M
0M
1M
-650.00%
1M
0M
10M
1M
9M
7M
-
0M
7M
1M
0M
0M
8M
8M
0M
0M
1M
-450.00%
1M
0M
8M
0M
8M
0M
-
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
-450.00%
0M
0M
0M
1M
0M
0M
-
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
-450.00%
0M
0M
0M
0M
0M
0M
-
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
-450.00%
0M
0M
0M
0M
0M
0M
-
0M
0M
0M
0M
0M
0M
0M
0M
0M
0M
-450.00%
0M
0M
0M
0M
0M