ChoiceOne Financial Services Inc Income Statement
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
114M
40.24%
0M
114M
17M
33M
0M
-2M
2M
26M
4M
21M
-10.06%
89M
66M
1M
12M
-2M
81M
1.94%
0M
81M
3M
30M
0M
35M
8M
28M
4M
24M
7.25%
3M
67M
37M
1M
35M
80M
8.22%
0M
80M
-53M
29M
0M
26M
4M
26M
4M
22M
41.18%
53M
61M
28M
1M
26M
74M
99.95%
0M
74M
-55M
27M
0M
19M
5M
19M
3M
16M
117.72%
55M
51M
20M
1M
19M
37M
27.29%
0M
37M
-28M
14M
0M
8M
5M
8M
1M
7M
-2.21%
28M
28M
12M
3M
8M
29M
5.53%
0M
29M
-18M
11M
0M
11M
2M
8M
1M
7M
18.89%
18M
22M
13M
2M
11M
27M
0.89%
0M
27M
1M
10M
0M
9M
1M
9M
2M
6M
1.28%
1M
21M
11M
2M
9M
27M
4.45%
0M
27M
1M
10M
0M
8M
1M
8M
2M
6M
6.04%
1M
19M
11M
0M
8M
26M
5.67%
0M
26M
1M
9M
0M
8M
1M
8M
2M
6M
0.84%
1M
18M
10M
0M
8M
25M
2.78%
1M
25M
1M
9M
0M
8M
1M
8M
0M
6M
11.80%
1M
0M
10M
0M
8M
24M
-2.30%
2M
24M
-16M
8M
0M
7M
1M
7M
0M
5M
19.52%
16M
0M
9M
0M
7M
25M
2.09%
5M
25M
-16M
8M
0M
6M
3M
6M
0M
4M
21.32%
16M
0M
8M
0M
6M
24M
6.19%
7M
24M
-16M
8M
0M
5M
4M
5M
0M
4M
29.58%
16M
0M
7M
0M
5M
23M
5.56%
9M
23M
10M
10M
0M
3M
5M
3M
0M
3M
83.42%
10M
0M
5M
0M
3M
21M
10.56%
12M
21M
10M
10M
0M
1M
7M
1M
0M
1M
3.00%
10M
0M
3M
0M
1M
19M
-10.22%
15M
19M
-7M
7M
0M
1M
11M
1M
0M
1M
-59.92%
7M
0M
3M
0M
1M
22M
86.01%
0M
22M
-3M
8M
0M
5M
14M
5M
0M
4M
71.46%
3M
0M
6M
0M
5M
12M
9.41%
0M
12M
0M
5M
0M
3M
9M
3M
0M
2M
-3.60%
0M
0M
4M
0M
3M
11M
3.74%
0M
11M
-2M
4M
0M
3M
5M
3M
0M
2M
16.83%
2M
0M
4M
0M
3M
10M
-5.90%
0M
10M
-4M
4M
0M
3M
4M
3M
0M
2M
-11.76%
4M
0M
4M
0M
3M
11M
-7.47%
0M
11M
-4M
4M
0M
3M
5M
3M
0M
2M
27.88%
4M
0M
4M
0M
3M
12M
222.36%
0M
12M
-3M
4M
0M
2M
6M
2M
0M
2M
12.69%
3M
0M
4M
0M
2M
4M
6.42%
0M
4M
7M
4M
0M
2M
9M
2M
0M
1M
-4.46%
7M
0M
3M
0M
2M
3M
31.43%
0M
3M
8M
3M
0M
2M
9M
2M
0M
2M
-21.82%
8M
0M
3M
0M
2M
3M
-4.19%
0M
3M
7M
3M
0M
3M
7M
3M
0M
2M
1.56%
7M
0M
3M
0M
3M
3M
17.98%
0M
3M
7M
3M
0M
3M
7M
3M
0M
2M
10.65%
7M
0M
3M
0M
3M
2M
11.07%
0M
2M
6M
3M
0M
2M
6M
2M
0M
2M
2.48%
6M
0M
3M
0M
2M
2M
153.41%
0M
2M
5M
2M
0M
2M
5M
2M
0M
2M
15.78%
5M
0M
3M
0M
2M
1M
13.42%
0M
1M
5M
2M
0M
2M
4M
2M
0M
1M
17.78%
5M
0M
2M
0M
2M
1M
-
0M
1M
4M
2M
0M
2M
3M
2M
0M
1M
17.78%
4M
0M
2M
0M
2M
Concept
Total Revenue
YoY
Cost of Goods Sold (COGS)
Gross Profit
Operating expenses
Selling, General & Administrative
Research & Development
Operating Income
Interest Expense
Income Before Tax
Tax Provision
Net Income
YoY
Total Expenses
Net Interest Income
EBITDA
Reconciled Depreciation
EBIT
4Q2023
3Q2023
2Q2023
1Q2023
4Q2022
3Q2022
2Q2022
1Q2022
4Q2021
3Q2021
2Q2021
1Q2021
4Q2020
3Q2020
2Q2020
1Q2020
4Q2019
3Q2019
2Q2019
1Q2019
4Q2018
3Q2018
2Q2018
1Q2018
4Q2017
3Q2017
2Q2017
1Q2017
4Q2016
3Q2016
2Q2016
1Q2016
4Q2015
3Q2015
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
1Q2014
4Q2013
3Q2013
2Q2013
1Q2013
4Q2012
3Q2012
2Q2012
1Q2012
4Q2011
3Q2011
2Q2011
1Q2011
4Q2010
3Q2010
2Q2010
1Q2010
4Q2009
3Q2009
2Q2009
1Q2009
4Q2008
3Q2008
2Q2008
1Q2008
4Q2007
3Q2007
2Q2007
1Q2007
4Q2006
3Q2006
2Q2006
1Q2006
4Q2005
3Q2005
2Q2005
1Q2005
4Q2004
3Q2004
2Q2004
1Q2004
4Q2003
3Q2003
2Q2003
1Q2003
4Q2002
3Q2002
2Q2002
1Q2002
4Q2001
3Q2001
2Q2001
1Q2001
4Q2000
3Q2000
2Q2000
1Q2000
4Q1999
3Q1999
2Q1999
32M
50.59%
0M
32M
4M
8M
0M
0M
0M
6M
1M
5M
-20.81%
25M
17M
0M
3M
0M
20M
-2.23%
0M
20M
-14M
8M
0M
6M
10M
6M
1M
5M
-11.89%
14M
16M
6M
0M
6M
20M
-0.73%
0M
20M
-13M
8M
0M
6M
7M
6M
1M
5M
-7.16%
13M
16M
7M
0M
6M
21M
2.56%
0M
21M
1M
8M
0M
11M
4M
7M
1M
6M
1.90%
1M
17M
11M
0M
11M
21M
6.16%
0M
21M
2M
8M
0M
11M
3M
8M
1M
7M
33.36%
2M
17M
11M
0M
11M
20M
-0.16%
0M
20M
1M
8M
0M
12M
2M
7M
1M
6M
1.11%
1M
17M
12M
0M
12M
20M
2.49%
0M
20M
1M
8M
0M
9M
1M
7M
1M
6M
11.34%
1M
16M
9M
0M
9M
20M
2.47%
0M
20M
-14M
8M
0M
6M
1M
6M
1M
6M
34.83%
14M
16M
7M
0M
6M
20M
1.06%
0M
20M
3M
8M
0M
6M
1M
6M
1M
5M
22.24%
3M
16M
6M
0M
6M
20M
0.15%
0M
20M
1M
8M
0M
7M
1M
7M
1M
6M
50.14%
1M
16M
7M
0M
7M
19M
3.27%
0M
19M
1M
7M
0M
6M
1M
6M
1M
5M
13.81%
1M
15M
6M
0M
6M
20M
30.59%
0M
20M
4M
7M
0M
5M
1M
5M
1M
4M
26.00%
4M
15M
5M
0M
5M
20M
34.75%
0M
19M
14M
9M
0M
5M
1M
5M
1M
4M
35.45%
2M
14M
0M
0M
5M
20M
171.62%
0M
20M
1M
8M
0M
5M
1M
5M
1M
4M
275.02%
1M
14M
5M
2M
5M
19M
147.49%
0M
19M
1M
6M
0M
5M
1M
5M
1M
4M
198.18%
1M
12M
8M
2M
5M
15M
107.75%
0M
15M
1M
5M
0M
4M
2M
4M
1M
3M
98.78%
1M
11M
5M
1M
4M
15M
99.67%
0M
15M
4M
5M
0M
4M
2M
4M
1M
3M
65.59%
4M
11M
5M
1M
4M
8M
1.12%
0M
8M
1M
3M
0M
1M
1M
1M
0M
1M
-49.30%
1M
6M
2M
1M
1M
8M
3.25%
0M
8M
1M
3M
0M
2M
1M
2M
0M
1M
-18.93%
1M
6M
2M
1M
2M
7M
4.28%
0M
7M
1M
3M
0M
2M
1M
2M
0M
2M
-1.27%
1M
5M
2M
1M
2M
7M
10.20%
0M
7M
2M
3M
0M
2M
1M
2M
0M
2M
33.72%
2M
0M
3M
1M
2M
7M
2.78%
0M
7M
0M
3M
0M
2M
1M
2M
0M
2M
17.09%
0M
0M
3M
1M
2M
7M
3.85%
0M
7M
0M
3M
0M
2M
1M
2M
0M
2M
12.11%
0M
0M
3M
1M
2M
7M
5.62%
0M
7M
0M
3M
0M
2M
0M
2M
0M
2M
14.66%
0M
0M
2M
1M
2M
7M
-3.29%
1M
7M
1M
3M
0M
2M
0M
2M
0M
1M
-19.02%
1M
0M
3M
1M
2M
7M
3.23%
0M
7M
0M
3M
0M
2M
0M
2M
0M
2M
2.20%
0M
0M
3M
1M
2M
7M
2.63%
0M
7M
0M
3M
0M
2M
0M
2M
0M
2M
13.15%
0M
0M
3M
1M
2M
7M
0.97%
0M
7M
0M
3M
0M
2M
0M
2M
0M
1M
13.50%
0M
0M
3M
1M
2M
7M
9.51%
0M
7M
1M
2M
0M
2M
0M
2M
0M
2M
38.13%
1M
0M
3M
1M
2M
7M
6.26%
0M
7M
0M
3M
0M
2M
0M
2M
0M
2M
16.07%
0M
0M
3M
1M
2M
7M
6.39%
0M
7M
0M
3M
0M
2M
0M
2M
0M
1M
0.98%
0M
0M
3M
1M
2M
7M
-3.85%
0M
7M
0M
2M
0M
2M
0M
2M
0M
1M
-22.41%
0M
0M
2M
1M
2M
6M
-2.44%
0M
6M
1M
2M
0M
2M
0M
2M
0M
1M
-21.47%
1M
0M
2M
1M
2M
7M
3.34%
0M
7M
0M
2M
0M
2M
0M
2M
0M
1M
-6.69%
0M
0M
3M
1M
2M
6M
6.62%
0M
6M
0M
2M
0M
2M
0M
2M
0M
1M
7.03%
0M
0M
3M
1M
2M
7M
14.52%
0M
7M
0M
2M
0M
2M
0M
2M
0M
2M
31.57%
0M
0M
3M
1M
2M
6M
6.75%
0M
6M
1M
2M
0M
2M
0M
2M
0M
2M
15.60%
1M
0M
3M
1M
2M
6M
11.48%
0M
6M
0M
2M
0M
2M
0M
2M
0M
2M
29.39%
0M
0M
3M
1M
2M
6M
-1.79%
0M
6M
0M
2M
0M
2M
0M
2M
0M
1M
1.91%
0M
0M
2M
1M
2M
6M
-3.25%
0M
6M
0M
2M
0M
2M
0M
2M
0M
1M
1.05%
0M
0M
2M
1M
2M
6M
-4.29%
0M
6M
-8M
2M
0M
2M
0M
2M
0M
1M
21.92%
8M
0M
2M
1M
2M
6M
-7.22%
0M
6M
0M
2M
0M
2M
0M
2M
0M
1M
7.04%
0M
0M
2M
1M
2M
6M
2.30%
0M
6M
0M
2M
0M
2M
0M
2M
0M
1M
28.50%
0M
0M
2M
1M
2M
6M
0.18%
1M
6M
0M
2M
0M
2M
0M
2M
0M
1M
21.67%
0M
0M
2M
1M
2M
6M
1.58%
1M
6M
-8M
2M
0M
1M
0M
1M
0M
1M
8.34%
8M
0M
2M
1M
1M
6M
2.17%
1M
6M
0M
3M
0M
1M
1M
1M
0M
1M
26.64%
0M
0M
2M
1M
1M
6M
-1.53%
1M
6M
0M
2M
0M
1M
1M
1M
0M
1M
12.94%
0M
0M
2M
1M
1M
6M
6.39%
2M
6M
-4M
3M
0M
1M
1M
1M
0M
1M
44.18%
4M
0M
2M
1M
1M
6M
6.82%
2M
6M
-4M
2M
0M
1M
1M
1M
0M
1M
54.63%
4M
0M
2M
1M
1M
6M
4.78%
2M
6M
-4M
2M
0M
1M
1M
1M
0M
1M
19.89%
4M
0M
2M
1M
1M
6M
10.02%
2M
6M
0M
2M
0M
1M
1M
1M
0M
1M
35.13%
0M
0M
2M
1M
1M
6M
3.20%
2M
6M
0M
3M
0M
1M
1M
1M
0M
1M
9.32%
0M
0M
1M
1M
1M
6M
10.04%
2M
6M
-4M
2M
0M
1M
1M
1M
0M
1M
2,765.22%
4M
0M
1M
1M
1M
6M
6.24%
2M
6M
0M
2M
0M
1M
1M
1M
0M
1M
80.68%
0M
0M
1M
1M
1M
6M
0.62%
2M
6M
0M
2M
0M
1M
1M
1M
0M
1M
119.34%
0M
0M
1M
1M
1M
6M
5.56%
2M
6M
0M
2M
0M
1M
1M
1M
0M
1M
-13.09%
0M
0M
1M
0M
1M
5M
22.03%
3M
5M
-8M
2M
0M
0M
2M
0M
0M
0M
-103.49%
8M
0M
0M
1M
0M
5M
6.40%
3M
5M
0M
2M
0M
0M
2M
0M
0M
0M
-33.17%
0M
0M
1M
0M
0M
6M
10.65%
3M
6M
0M
3M
0M
0M
2M
0M
0M
0M
-57.81%
0M
0M
1M
1M
0M
5M
4.83%
3M
5M
0M
3M
0M
1M
2M
1M
0M
1M
-2.37%
0M
0M
1M
0M
1M
4M
-25.93%
4M
4M
-5M
2M
0M
-1M
3M
-1M
0M
-1M
-165.64%
5M
0M
-1M
0M
-1M
5M
-4.18%
3M
5M
0M
2M
0M
1M
3M
1M
0M
1M
-9.20%
0M
0M
1M
0M
1M
5M
-5.81%
3M
5M
0M
2M
0M
1M
3M
1M
0M
1M
-19.76%
0M
0M
1M
0M
1M
5M
28.90%
4M
5M
0M
2M
0M
1M
3M
1M
0M
1M
36.02%
0M
0M
1M
0M
1M
6M
49.30%
0M
6M
-6M
2M
0M
1M
3M
1M
0M
1M
79.93%
6M
0M
2M
0M
1M
5M
115.58%
0M
5M
0M
2M
0M
1M
3M
1M
0M
1M
49.78%
0M
0M
1M
0M
1M
5M
102.30%
0M
5M
0M
2M
0M
1M
3M
1M
0M
1M
65.32%
0M
0M
2M
0M
1M
4M
47.51%
0M
4M
-3M
2M
0M
1M
3M
1M
0M
1M
4.30%
3M
0M
1M
0M
1M
4M
45.47%
0M
0M
0M
2M
0M
0M
3M
1M
0M
1M
4.30%
0M
0M
0M
0M
1M
2M
-9.14%
0M
2M
0M
1M
0M
1M
2M
1M
0M
0M
-21.05%
0M
0M
1M
0M
1M
3M
-0.42%
0M
3M
0M
1M
0M
1M
2M
1M
0M
1M
-0.18%
0M
0M
1M
0M
1M
3M
1.50%
0M
3M
0M
1M
0M
1M
2M
1M
0M
1M
3.88%
0M
0M
1M
0M
1M
3M
0.07%
0M
3M
-3M
1M
0M
1M
2M
1M
0M
1M
2.69%
3M
0M
1M
0M
1M
3M
8.65%
0M
3M
0M
1M
0M
1M
1M
1M
0M
1M
36.69%
0M
0M
1M
0M
1M
3M
6.32%
0M
3M
0M
1M
0M
1M
1M
1M
0M
1M
35.15%
0M
0M
1M
0M
1M
3M
0.35%
0M
3M
0M
1M
0M
1M
1M
1M
0M
1M
0.59%
0M
0M
1M
0M
1M
3M
0.49%
0M
3M
-3M
1M
0M
1M
1M
1M
0M
1M
-2.07%
3M
0M
1M
0M
1M
2M
-8.13%
0M
2M
162M
1M
0M
1M
1M
1M
0M
0M
-25.27%
162M
0M
1M
0M
1M
2M
-9.17%
0M
2M
26M
1M
0M
1M
1M
1M
0M
0M
-20.00%
26M
0M
1M
0M
1M
3M
-7.21%
0M
3M
131M
1M
0M
1M
1M
1M
0M
1M
1.19%
131M
0M
1M
0M
1M
3M
-69.13%
0M
3M
-3M
1M
0M
1M
1M
1M
0M
1M
1.33%
3M
0M
1M
0M
1M
3M
121.07%
0M
3M
41M
1M
0M
1M
1M
1M
0M
1M
48.01%
41M
0M
1M
0M
1M
3M
178.28%
0M
3M
38M
1M
0M
1M
1M
1M
0M
1M
62.90%
38M
0M
1M
0M
1M
3M
148.01%
0M
3M
28M
1M
0M
1M
1M
1M
0M
1M
26.18%
28M
0M
1M
0M
1M
9M
665.54%
0M
9M
-3M
1M
0M
1M
1M
1M
0M
1M
30.92%
3M
0M
1M
0M
1M
1M
45.79%
0M
1M
33M
1M
0M
1M
2M
1M
0M
0M
7.41%
33M
0M
1M
0M
1M
1M
3.83%
0M
1M
50M
1M
0M
0M
2M
0M
0M
0M
10.32%
50M
0M
1M
0M
0M
1M
53.19%
0M
1M
-3M
1M
0M
1M
2M
1M
0M
0M
-5.65%
3M
0M
1M
0M
1M
1M
-3.17%
0M
0M
0M
1M
0M
0M
2M
1M
0M
0M
449.32%
0M
0M
0M
0M
1M
1M
1.20%
0M
1M
2M
1M
0M
0M
2M
0M
0M
0M
-27.93%
2M
0M
1M
0M
0M
1M
32.77%
0M
1M
2M
1M
0M
0M
2M
0M
0M
0M
-41.82%
2M
0M
1M
0M
0M
1M
2.08%
0M
1M
2M
1M
0M
1M
2M
1M
0M
0M
-12.01%
2M
0M
1M
0M
1M
1M
42.37%
0M
1M
-3M
1M
0M
0M
2M
0M
0M
0M
-85.66%
3M
0M
0M
0M
0M
1M
38.14%
0M
1M
2M
1M
0M
1M
2M
1M
0M
0M
0.00%
2M
0M
1M
0M
1M
1M
24.65%
0M
1M
2M
1M
0M
1M
2M
1M
0M
0M
-2.82%
2M
0M
1M
0M
1M
1M
-
0M
1M
2M
1M
0M
1M
2M
1M
0M
0M
-2.82%
2M
0M
1M
0M
1M
1M
-
0M
1M
2M
1M
0M
1M
2M
1M
0M
1M
-2.82%
2M
0M
1M
0M
1M
1M
-
0M
1M
2M
1M
0M
1M
2M
1M
0M
0M
-2.82%
2M
0M
1M
0M
1M
1M
-
0M
1M
2M
1M
0M
1M
2M
1M
0M
0M
-2.82%
2M
0M
1M
0M
1M